Analysis Topic: Personal Finance
The analysis published under this topic are as follows.
Friday, June 12, 2009
Credit Card Application Success, Increase Your Odds by Checking Your Eligibility / Personal_Finance / Credit Cards & Scoring
By: MoneySupermarket
Getting a credit card on good terms has become a harder task over the last couple of years, with providers scrutinizing credit records like never before.
Wednesday, June 10, 2009
Best Current Online Savings Accounts / Personal_Finance / Savings Accounts
By: MoneyFacts
Three providers have today announced their intention to increase rates on their online based saving accounts.
- Barnsley BS – rate on Online Saver increased by 0.40% to 2.50%
- Intelligent Finance – rate on iSaver increased by 1.10% to 2.85%
- Principality BS – new issue of e-Saver launched paying 2.85%, 1.20% higher than the previous issue
Wednesday, June 10, 2009
Rothschild's New Fixed Rate Deposit Account Paying 4.35% Interest / Personal_Finance / Savings Accounts
By: MoneySupermarket
Kevin Mountford, head of savings at moneysupermarket.com said; "This move by Rothschild highlights a change in the savings market.Read full article... Read full article...
Wednesday, June 10, 2009
HSBC Mortgage Rate Matcher / Personal_Finance / Mortgages
By: MoneySupermarket
Commenting on the new HSBC Mortgage Rate Matcher, Louise Cuming, head of mortgages at moneysupermarket.com, said; "Again HSBC is leading from the front. It has been clear for some time that HSBC is looking to cement its place as a serious player in the mortgage market, and the combined effect of this and the April announcement of £1bn of funding for its 'up to 90% LTV' product range, shows real commitment to this goal.
Read full article... Read full article...
Wednesday, June 10, 2009
British Motorists Fronting Young Drivers on Car Insurance to Cut Premiums / Personal_Finance / Insurance
By: MoneySupermarket
Money conscious Brits are breaking the law by "fronting" on their car insurance to save cash, according to research from moneysupermarket.com.
- Research1 shows one in five drivers (19 per cent) have or would consider fronting on their motor insurance policy to save money
- Confusion rife with one in three (31 per cent) saying fronting is legal
Sunday, June 07, 2009
Greedy Banks Increase Overdraft Interest Rates Despite Rate Cuts / Personal_Finance / Debt & Loans
By: MoneySupermarket
Most banks have counter-intuitively been increasing overdraft interest rates (Equivalent Annual Rates) even whilst the Bank of England has been cutting the Base Rate.
Thursday, June 04, 2009
Credit Card Interest Rates Continue to Increase Despite Base Rate Cuts / Personal_Finance / Credit Cards & Scoring
By: MoneyFacts
The average credit card purchase rate continues to increase, today standing at 18.1%, up from 16.3% two years ago.
Read full article... Read full article...
Sunday, May 31, 2009
ICICI 4% Fixed Rate Savings Account / Bond Review June 2009 / Personal_Finance / Savings Accounts
By: Shahla_Walayat
ICICI Bank is currently offering a market busting 1 year fixed interest rate of 4% far higher than the competition which ranges up from just 0.5% upto 3%, with retail prices deflation there is little sign of significantly higher base interest rates for much of this year.
Tuesday, May 26, 2009
Debt Is Financial Cancer! Minimize It, Pay It Off Early and Stay Away From Credit Cards / Personal_Finance / Credit Cards & Scoring
By: Jack_Spirko
On the surface debt elimination may sound far and away from what people think of when they think of survivalism. The reality is the modern survival philosophy actually hinges on this tenet. Before we delve deeply into the topic though let’s just put it up against even the typical view of survivalism and ask if there is any place for debt-based living in the survival community.
Tuesday, May 19, 2009
Falling Inflation Means Rising Real Returns Despite Low Savings Interest Rates / Personal_Finance / Savings Accounts
By: MoneyFacts
Savings rates look to have ended their freefall, with the average no notice rate hovering around 0.65%, marginally above bank base rate.
Read full article... Read full article...
Tuesday, May 19, 2009
Mortgage Lenders Increase Margins on Fixed Rate Mortgages / Personal_Finance / Mortgages
By: MoneyFacts
The cost of the average fixed rate mortgage has risen in the last month, with borrowers looking for longer term mortgages being hardest hit.Read full article... Read full article...
Sunday, May 10, 2009
Financial Crisis Questions and Answers / Personal_Finance / Credit Crisis 2009
By: Money_and_Markets
Martin Weiss writes: I sincerely hope you’ve been following the lively conversation on my personal blog lately.
It’s a must, especially if you’re looking for ideas on how to turn lemons into lemonade in these bewildering markets!
Read full article... Read full article...
Tuesday, May 05, 2009
Capital One sites Worsening Economic Conditions for Refusing Credit Cards / Personal_Finance / Credit Cards & Scoring
By: Mike_Shedlock
Here is an interesting email from "Scott" who was denied a credit card from Capital One, on the basis of "worsening economic conditions" in his area. "Scott" says he has a FICO score of 800. From Scott .....
Read full article... Read full article...
Tuesday, May 05, 2009
Recycle Your Old Mobile Phone and Make Money / Personal_Finance / Money Making
By: MoneySupermarket
Six months on from moneysupermarket.com's first annual 'National Recycle Your Phone Week', savvy moneysupermarket.com users have recycled almost 20,000 old mobile handsets, making an average of £43* per person.
Read full article... Read full article...
Wednesday, April 29, 2009
Bankrupt Corporations Mean Your Pension is at Risk! / Personal_Finance / Pensions & Retirement
By: Money_and_Markets
Nilus Mattive writes: Yesterday, General Motors said it was cutting another 21,000 jobs, getting rid of its Pontiac brand, and begging Washington to take a 50 percent equity stake.
Meanwhile, Chrysler reached an agreement with United Auto Workers negotiators on Sunday but is still struggling to work out deals with Fiat and other investor groups.
Read full article... Read full article...
Monday, April 27, 2009
Budget Car Scrappage Scheme £2,000 Cash Incentive / Personal_Finance / Money Saving
By: MoneySupermarket
Commenting on the Government announcing the introduction of a ‘scrappage scheme’ in this year’s Budget, Steve Sweeney, head of motor insurance at price comparison website, moneysupermarket.com, said: “At last, some good news for the motoring industry. The £2,000 cash incentive to swap cars older than 10 years old for newer models from next month will no doubt help bolster waning motor sales. It could not have come at a more crucial time. Not only will it provide a much needed boost to jobs in this industry, but switching to newer cars, which are normally safer and have less carbon emissions, will be more beneficial for the environment.Read full article... Read full article...
Monday, April 27, 2009
Cash ISAs hit the right spots for First Time Savers / Personal_Finance / ISP's
By: MoneySupermarket
Saving money might be the last thing on many people's mind, especially given the low interest rate environment. However, deflation could mean now is the perfect time for people to start building up their savings pots, as their cash will be worth more in the future than it is now.
Read full article... Read full article...
Monday, April 27, 2009
Top Up Your Cash ISA Early and Maximise Interest Earned / Personal_Finance / ISA's
By: Nationwide
Savers could earn an additional £103 million1 by topping up at the start of the tax year Nationwide Building Society estimates that people with an Individual Savings Account (ISA) could be better off by an additional £103 million by using their annual tax-efficient allowance at the beginning of the tax year, rather than at the end. This figure will increase in October, when savers aged 50 and over will be allowed to increase the amount they pay into their ISA.
Read full article... Read full article...
Thursday, April 23, 2009
Budget 2009 Boost for Savers as ISA Allowances to be Raised to £10,200 / Personal_Finance / ISA's
By: Nadeem_Walayat
Amidst the budget gloom and doom of a budget busting deficit of £175 billion and the first of a series of tax hikes that introduces a new top tax band of 50% for those earning over £150,000, there was some good news for distressed savers that have been paying the price for credit crisis in the form of low interest rates. Read full article... Read full article...
Thursday, April 23, 2009
Best Cash ISA Tax Free Savings Accounts for the New Tax Year / Personal_Finance / ISA's
By: MoneyFacts
Cash ISAs are many savers’ first port of call when it comes to creating a nest egg, but in a turbulent year just who has reigned supreme, offering the best rate of return to savers?