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Market Oracle FREE Newsletter

Analysis Topic: Personal Finance

The analysis published under this topic are as follows.

Personal_Finance

Monday, February 27, 2017

Are UK Savings Interest Rates Finally Starting to Rise? Best Cash ISA 2017 / Personal_Finance / ISA's

By: Nadeem_Walayat

According to some analysts there are emerging signs of life in the UK savings markets, so as the tax year draws to a close I take a look at if the Cash ISA market is finally starting to offer some hope to Britain's savers after a near 5 years of a catastrophic downward death spiral in interest rates, one of being ripped off by the tax payer bailed out banking crime syndicate that for the duration has continued to bank bonuses on artificial profits engineered by the Bank of England in an attempt at recapitalisng the bankrupt banks all whilst the savers continue to suffer and pay the price in terms of loss of purchasing power of savings by means of sub inflation interest rates.

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Personal_Finance

Monday, February 27, 2017

Top Fixed Rate Savings Bond Highest in 10 months / Personal_Finance / Saving Bonds

By: John_Mauldin

Challenger banks are causing a storm in the fixed rate bond market, with especially the highest rates in the market seeing an increase. The top one-year fixed rate bond has increased to 2.00%, up by 0.60% since January and the first time in 10 months a one-year fixed rate has stood at 2.00% or higher.

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Personal_Finance

Sunday, February 26, 2017

Ten KitKat Personalised Packs for FREE! / Personal_Finance / Freebies and Comps

By: Anika_Walayat

We have now received our 10 personalised kitkat packs, which apparently is the maximum number per address. This is supposed to be a competition but in reality kitkat are giving away 10 personalised packs per household given the large number of 1000 packs being made available per DAY! So do get your free personalised packs before the promotion ends on 29th of March 2017 and find out what you get in the post in our latest video in this series.

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Personal_Finance

Monday, February 20, 2017

The Smiggle Pencil Case Children's Craze - Addicted! / Personal_Finance / Reviews

By: Anika_Walayat

Most of us will remember pencil cases as being inconsequential small cloth bags to hold a few pens and pencils. Not anymore! Anika like an increasing number of children is fully immersed in a new craze, one of EXPENSIVE pencil cases! Not 1, not 2 but approaching half a dozen! And Smiggles is feeding this craze with its range of highly innovative pencil crazes that press all the right buttons that has kids in classrooms (especially girls) competing with one another of who has the best and new case. With the added dimension of swapping contents, the cases soon fill up with enough contents for a whole classroom to last a year!

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Personal_Finance

Monday, February 20, 2017

UK Long-term Fixed Savings Bond Interest Rates Rise / Personal_Finance / Saving Bonds

By: MoneyFacts

Moneyfacts UK Savings Trends Treasury Report data, yet to be published, highlights that the average long-term fixed bond rate has increased by 0.05% to 1.30%, the first time Moneyfacts has seen a significant rate rise of 0.05% or more since October 2015.

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Personal_Finance

Wednesday, February 15, 2017

A Snapshot of My Retirement Strategy and Why it’s Not Like Yours / Personal_Finance / Pensions & Retirement

By: Harry_Dent

I think most of you intuit that I’m not like the normal guy out there. I think outside the box, analyze everything, respect and revere cycles as much as I hate them for their downside and discipline.

The truth is, I’m an entrepreneur, more than I am an economist. In fact, I think economics is mostly a load of B.S., and there are only three classical economists I pay any attention to: Dr. Lacy Hunt, Steve Keen, and Robert Shiller.

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Personal_Finance

Wednesday, February 15, 2017

How Trump Border Adjustment Will Affect Your Wallet / Personal_Finance / Money Saving

By: Rodney_Johnson

Economic theories don’t get much play at cocktail parties, and there’s a good reason.

They’re boring.

Who wants to talk about the Phillips Curve, the Taylor Rule, or Triffin Dilemma? They might have cool names, but once you dive into the details, the emotion goes flatter than a day-old beer.

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Personal_Finance

Wednesday, February 15, 2017

How to Easily Win a PS4 Games Console in Walkers UEFA Snap and Share Promo / Personal_Finance / Freebies and Comps

By: Sami_Walayat

The Walkers Crisps UEFA Snap and Share promotion is proving to be an relatively easy to win competition as so far just 12 days into the promotion we have already won 1 of 7000 footballs and also just won 1 of 500 PS4 games console plus soccer games! The promotion is proving to be very easy to enter and win a prize, so find out in our latest video of how you too could win a PS4 in this promotion that still has well over 2 months to run! And also maybe even win one of the top prizes which is 1 of 40 UEFA match tickets.

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Personal_Finance

Monday, February 13, 2017

KitKat 100% Easy to Win Personalised Prize Packs Promotion! / Personal_Finance / Freebies and Comps

By: Anika_Walayat

Here an update of KitKat's current promotion that allows buyers of the multi-packs to enter a code and win a personalised four fingered pack. I was skeptical at first but it looks like I have won 10 out of 10 entries! Find out what it's all about in my latest video to make sure you don't miss out on what looks like being a 100% winnable promotion! Yes the prize may not have much face value i.e. a four finger kitkat bar, but having your own factory printed photo wrapper makes all the difference in terms of sentimental value. So if you already buy kitkat's then what do you have to lose ? Nothing! and NO I don't work for kitkat! It's just that after Walkers Crisps Spell & Go con it is a refreshing change to have a promo that actually allows normal people, apparently everyone who enters to win!

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Personal_Finance

Sunday, February 12, 2017

Plenty Kitchen Towels 432 Prizes to Be Easily Won in New Promo With Tesco / Personal_Finance / Freebies and Comps

By: Anika_Walayat

Plenty kitchen towels are running a new promotion running in conjunction with Tesco. No it's not the Trolls, that ended in December. In this promo you can relatively easily win 1 of 432 prizes that include PS4's, I-pads, Fit-bits, £100 tesco vouchers and more. Find out what its all about and how to win some great prizes in my video. Also note that the weekly promo that ends on the 7th of March with a late entries draw to be held on 31st March, so don't waste time! You have 4 weeks to win!

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Personal_Finance

Friday, February 10, 2017

Walkers Crisps Snap & Share 1st Win - UCL Finale Capitano Football! / Personal_Finance / Freebies and Comps

By: Anika_Walayat

This is an update in the Walkers Crisps Snap & Share promotion, an easy to enter comp in conjunction with UEFA Champions League where entrants can win one of - 40 pairs of match tickets, 500 play stations and 7000 footballs. After only 5 days of posting 3 pic's a day on Walkers pinned post facebook page we managed to win an adidas UCL Finale 16 Capitano Football, so unlike last years Spell and Go disaster, this years Walkers promotion is actually converting into prizes. Of course footballs numbering 7000 are by far the easiest to win, so find out what prizes we are next targeting to win.

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Personal_Finance

Sunday, February 05, 2017

Walkers Crisps Snap & Share Top Tips for Winning Prizes, PS4, Match Tickets / Personal_Finance / Freebies and Comps

By: Anika_Walayat

Walkers Crisps have just started a new promotion in conjunction with UEFA Champions League where you can win prizes including 40 pairs of match tickets, 500 play stations and 7000 footballs. Here are our top tips for how you can maximise prizes whilst minimising costs i.e. it is not necessary to buy loads of crisp packets for codes to win prizes! Find out in our top tips video.

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Personal_Finance

Saturday, February 04, 2017

Samsung Galaxy S7 Edge - How to USB Smart Switch Transfer App's, Data and Settings (E4) / Personal_Finance / Mobile Technology

By: Adnaan_Walayat

Here's a quick way to get your new samsung phone setup with data and software and settings easily transferred over form your old samsung phone using the smart switch USB transfer dongle that comes with many if not most new samsung phones such as the S7. It really does work as this video illustrates, and can even get most of the stuff off of dying old phone! Though there will be some app's it won't achieve transfer of settings over for instance Whatsapp will need a little more work.

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Personal_Finance

Saturday, February 04, 2017

KitKat Easy to Win Personalised Packs Promotion, 1000 Prizes Every Day! / Personal_Finance / Freebies and Comps

By: Anika_Walayat

KitKat has just launched a very, very easy to win promotion where the prize is a personalised 4 finger KitKat bar with your own picture and message on it. KitKat are making 1000 prizes available EVERY DAY which is why this really is an easy to win promotion i.e. so far we have won EVERY entry we have made.

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Personal_Finance

Friday, February 03, 2017

Walkers UEFA Snap & Share To Win Match Tickets, PS4 and Footballs / Personal_Finance / Freebies and Comps

By: Anika_Walayat

Walkers have just started a new promotion in conjunction with UEFA Champions League where buyers of crisp packets could win prizes including 40 pairs of match tickets, 500 play stations and 7000 footballs. All you have to do is to share a selfie that contains the top of your face with the crisp packet. Confused? Watch the video and all will become clear.

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Personal_Finance

Thursday, February 02, 2017

Tesco Supermarket Tomatoes vs Homegrown - Which is Better, Bigger? / Personal_Finance / Gardening

By: Sami_Walayat

Now is the right time of year to get started growing your own vegetables of which given the high shop prices tomatoes should be at the top of ones grow our own list. So exactly what difference can one expect between home grown tomatoes, say on a window sill and supermarket shop bought tomatoes such as from Tesco? Find out in this video.

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Personal_Finance

Saturday, January 28, 2017

Grow Your Own Tomatoes From Seed - Step by Step Easy Money Saving Guide / Personal_Finance / Gardening

By: Sami_Walayat

Now is the right time of year to get started growing your own vegetables of which given the high shop prices tomatoes should be at the top of ones list. In this comprehensive guide, 9 year old Sami shows literally how anyone, even a child can easily grow hundreds of tomatoes indoors in a small pot from seed germination, to planting, to hand pollination, to pruning and then enjoying the fruits for a whole years worth of money saving crops of healthy fresh organically home grown tomatoes, good for your financial and physical health as well as delivering a lot of self satisfaction.

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Personal_Finance

Thursday, January 26, 2017

Samsung Galaxy S7 Edge - First Use (E3) / Personal_Finance / Mobile Technology

By: Adnaan_Walayat

What to expect from a Samsung Galaxy S7 on first use, the first time you turn the device on after unboxing and inserting a nano sim into the device which we covered in our previous two videos in this series.

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Personal_Finance

Thursday, January 26, 2017

HMRC Self Assessment Online Filing System Down as Tax Return Deadline 2017 Looms / Personal_Finance / UK Tax & Budget

By: N_Walayat

HMRC's online system has been down for many if not most users for several hours today as the deadline for filing self assessment tax returns looms large (31st of Jan 2017). Tax payers trying to log into the system are typically met with the following message -

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Personal_Finance

Tuesday, January 24, 2017

UK Current Account Sweeteners That Can Turn Sour / Personal_Finance / Current Accounts

By: MoneyFacts

Current accounts can offer some fantastic perks for switchers or savers, but if consumers failed to grab a top deal last year they would be disappointed to know that some banks have clawed back their perks.

Additionally, using the overdraft facility on some of these accounts over a long period can turn upfront cash sweeteners quite sour. The Current Account Switch Guarantee is well established, following its launch in 2013, but the latest research by Moneyfacts.co.uk can reveal that cash switching incentives, which could be a big enticement to switch, are in fact being cut down.

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