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Market Oracle FREE Newsletter

Analysis Topic: Personal Finance

The analysis published under this topic are as follows.

Personal_Finance

Monday, November 20, 2017

UK Variable Savings Interest Rates Fell in the run-up to Base Rate Rise / Personal_Finance / Savings Accounts

By: MoneyFacts

Moneyfacts UK Savings Trends Treasury Report data, yet to be published, reveals that average variable rates fell in anticipation of a base rate rise by the Bank of England. This was the first time since April 2017 that the majority of variable rates had experienced a fall.

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Personal_Finance

Sunday, November 19, 2017

Morrisons Christmas 2017 More Points Bonus Last Chance! / Personal_Finance / Freebies and Comps

By: HGR

Today's your last chance to profit from Morrisons More Points Christmas 2017 Bonus. That could yield you as much as an extra £31.50 by the end of December just by shopping at Morrisons. And even if you miss out on the main bonus of £22.50, you still can easily get about £9. Find out how in our latest timely video.

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Personal_Finance

Saturday, November 18, 2017

UK Financial Markets: Pros and Cons of Being a Private Investor / Personal_Finance / Investing 2017

By: Submissions

By Dividend Investments : By definition, a private investor refers to a certain person or a private company who has privately held shares that are not traded in the stock market for investments. Thanks to newly-launched regulations, policies and online marketplaces, having private investments are becoming more common and accessible.

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Personal_Finance

Saturday, November 18, 2017

Games Betting System For NCAA Basketball Sports Betting - Know Your Betting Limits / Personal_Finance / Gambling

By: D_Morgan

Games wagering are present one of the easiest and also most prominent types of betting. Its allure can be considered as general and broad since it is the primary type of wagering or betting that the vast majority attempt before proceeding onward to more confounded sorts. Indeed, today, sports wagering are really a billion dollar industry and thusly more advancements, for example, web based wagering and games wagering framework have been made with an end goal to additionally upgrade the excite of the diversion in the meantime making it difficult for any player to cheat or trap the framework so as to win.

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Personal_Finance

Saturday, November 18, 2017

Universal Credit Doomsday for Tax Credits Cash ISA Savers, Here's What to Do / Personal_Finance / UK Benefits

By: Nadeem_Walayat

Britain's hard working low paid tax credits benefit recipients are sleep walking towards their Universal Credits doomsday. Where typically a family of 4 jointly earning £16k per annum will currently be in receipt of £6,700 per annum of TC & WTC, whilst a family of 6 would typically receive £12,400, boosting their annual NET earnings to £28,400 that will have allowed many families to SAVE, without impacting on their tax credit benefit payments as long as the taxable interest earned is under £300. The key here being TAXABLE INCOME, which means interest earned on savings in tax free accounts such as Cash ISA's does not not impact on tax credit awards.

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Personal_Finance

Friday, November 17, 2017

Play Free Online Games and Save Money Free Virtual Online Games / Personal_Finance / Gambling

By: D_Morgan

Everyone likes to play recreations and particularly when it isn't bound by time, cash or space. These diversions are these days accessible in the greater part of the sites. Some of these sites offer recreations just when the client subscribe to the destinations by paying a specific sum. There are numerous sites which offer free web based diversions to its clients. Dubai  United Arab Emirates These sites are high sought after among the clients as they can play the same number of diversions online as they wish, that too without stressing over their records getting exhausted.

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Personal_Finance

Tuesday, November 14, 2017

UK Savers Left Underwhelmed by Base Interest Rate Rise / Personal_Finance / Savings Accounts

By: MoneyFacts

Despite the positive move for savers by the Bank of England to increase bank base rate this month, providers seem to have left savers underwhelmed by their unenthusiastic approach to passing on the rise.

There were, however, some encouraging changes during October, as moneyfacts.co.uk recorded 28 individual rate cuts compared to 150 rate rises (including ISAs), with some deals increasing by as much as 0.85%. This means that rises have now outweighed cuts for ten consecutive months. Nevertheless, inflation statistics released today show that the Consumer Price Index has remained at 3.0%. Therefore, savers’ cash is still being eaten away by inflation, as there is not one single standard savings account* that can beat or match 3.0%.

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Personal_Finance

Tuesday, November 14, 2017

Why Having Good Credit Is Important If You Want to Invest / Personal_Finance / Credit Cards & Scoring

By: Boris_Dzhingarov

There are a million and one ways to acquire wealth but the best way to become financially stable involves making long-term investments. And while you only need initial capital to actually make an investment, most people who think about having a better future also know that credit is important. So, how exactly can having a good credit score be beneficial when it comes to investing? Generally speaking, most people who choose to invest their money in stocks, ETFs, mutual funds, and bonds have a solid plan for their futures. Not only do they engage credit repair services to eliminate negative trade lines and improve their credit scores, they’re also interested in building investments for retirement, becoming homeowners, and balancing their debt to income ratios. If you are looking to build a healthy portfolio and have investments that you can be proud of these are the reasons that credit absolutely counts.

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Personal_Finance

Saturday, November 11, 2017

Smart Ways to Get Loans Online / Personal_Finance / Debt & Loans

By: Boris_Dzhingarov

Now, with just a click of the mouse and ease to fill forms – you could access loans online within minutes. But, you could get carried away that you forget to carry out due diligence on the loan you are applying. Thereby roping yourself in with harsh repayment terms, unfavorable interests and draconian penalties for defaulting. All these could have been avoided if only you did these smart things before taking out the loan.

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Personal_Finance

Tuesday, November 07, 2017

Why Are Essay Structures So Important to Essay Writing? / Personal_Finance / Education

By: Submissions

Presently many individuals perusing the above heading may take a gander at it and, shaking their head and think, 'What a moronic inquiry!' I know I did too in light of the fact that the appropriate response is most likely self-evident, would it say it isn't? Indeed, that is the thing that I thought for a long time for the basic reason that I trusted (like I am certain that a large number of you do) that there was no chance that you could hope to compose 'great' expositions by and by on the off chance that you didn't likewise have 'great' article structures set up that demonstrated an unmistakable line from the main believed that you composed on the screen/page before you until the exact opposite thing that you put in your decision.
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Personal_Finance

Sunday, November 05, 2017

Article Paper Writing: Generating a Thesis Statement How-To Write a Compare-Contrast Essay / Personal_Finance / Education

By: Submissions

The writer has tended to sorting out speculation to make an engaged subject explanation and to create three principle focuses about a point in past articles. For the case exposition paper task utilized as a part of those articles, the general subject articulation created is "An audit of a present daily paper article that examines dark officers in the U.S.military" and the three principle indicates created related that theme are:

• challenges confronting dark officers in U.S.military

• programs in U.S.military to advance officer competitors from dark military faculty

• execution cases of dark officers in U.S.military.

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Personal_Finance

Saturday, November 04, 2017

The Essay Paper . Exposition Paper Writing: Building An Introductory Paragraph / Personal_Finance / Education

By: D_Morgan

David Morgan writes: The exposition paper (200 imprints) in the common administrations principle examination is vital in deciding the ultimate result/choice and positioning. It is conclusive in light of the fact that there is no specialization in an article thus no competitor can guarantee mastery, not at all like discretionary subjects. Exposition paper does not have a wellspring of authoritative data as on account of general examinations or discretionary subjects. This constitutes a test. Understand that an article is an impression of the identity - thoughts, sees, investigation, appraisals and inductions, values, state of mind, news,aptitude, introduction and correspondence (composed) capacities, every one of the traits that are needed by UPSC in a competitor.

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Personal_Finance

Saturday, November 04, 2017

Smiggle Lipbalm Slapband and Boxing Pen Review Fun / Personal_Finance / Shopping

By: Anika_Walayat

Hi friend's, here's more from our recent Smiggle shopping haul that includes fun use of the lipbalm slapband and boxing pen, punch, punch, punch, punch!

Enjoy.

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Personal_Finance

Friday, November 03, 2017

Bank of England Base Rate increases to 0.50% / Personal_Finance / UK Interest Rates

By: MoneyFacts

The Bank of England’s decision to increase interest rates from 0.25% to 0.50% marks the first increase to base rate in over 10 years, and is the result of higher inflation and persistent uncertainty surrounding Brexit. What does this mean for the average consumer?

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Personal_Finance

Wednesday, November 01, 2017

UK Retirement Incomes Still 27% Lower than 2008 Financial Crisis Levels / Personal_Finance / Pensions & Retirement

By: MoneyFacts

Key findings:

• Record personal pension membership and contributions mask significantly lower retirement incomes than at the height of the 2008 financial crisis

• Pension fund performance continued to weaken in Q3 2017

• Annuity uncertainty still impacting pricing with the income gap between the most competitive and least competitive open market annuities now at a record low

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Personal_Finance

Wednesday, November 01, 2017

Don’t Waste Your Payday Cash on Bank Overdraft Charges / Personal_Finance / Current Accounts

By: MoneyFacts

As the last day of the working month, today could well be the time when workers get paid their monthly salary. Some may be breathing a sigh of relief as their pay packet hits their bank account, but those customers who were in their overdraft may find that they are missing some of their hard-earned cash as it becomes wasted on excessive overdraft charges.

According to the latest research by moneyfacts.co.uk, the upcoming overdraft changes due this week from Lloyds Bank may be the perfect prompt for borrowers to check how they use their overdraft facility and whether the changes make them better or worse off.

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Personal_Finance

Tuesday, October 31, 2017

Almost All Countries In Europe Have Border Issues / Personal_Finance / European Union

By: John_Mauldin

BY GEORGE FRIEDMAN : For centuries, Europe has fought wars over borders. In the 19th century and the first half of the 20th century, Europe’s borders shifted wildly. As empires fragmented, new nations arose and wars were waged.

After 1945 and the beginning of the Cold War, a new principle emerged on the Continent. The borders that existed at the end of World War II were deemed sacrosanct—not to be changed.

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Personal_Finance

Tuesday, October 31, 2017

Should an Essay Paper Make Use of Common Language? Papers in Rough Draft / Personal_Finance / Education

By: Submissions

As somebody that composes as a profession, I realize that there are times when specific paper composing assignments can appear to be long and drawn-out undertakings. This is particularly valid in case you're not happy with your capacity to put considerations to paper and concoct an article that produces wrangle as well as gets you the review that you're searching for. Another thing to consider is that relying upon the style of the exposition you might be extremely constrained by they way you can compose which additionally confounds matters and may even entice you to surrender totally.

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Personal_Finance

Saturday, October 28, 2017

New Smiggle Pencil Cases Shopping Trip Haul / Personal_Finance / Shopping

By: Anika_Walayat

Hi friend's, here's how we shopped for our newest Smiggle pencil case and other super cool stuff that we stuffed it full of.

If only I could have got a diamond ring as well :)

Enjoy.

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Personal_Finance

Tuesday, October 24, 2017

Lingering Debt Warning as Credit Card Interest Rates Hit Record High / Personal_Finance / Credit Cards & Scoring

By: MoneyFacts

There has been a worrying rise in the number of consumers reliant on credit cards to keep their heads above water, as they stand a higher chance of being unable to repay their debt every month*.

Those who are only able to repay a very small portion of their card debts will find they have many years of debt ahead of them. To make matters worse, the cost of credit is rising, with moneyfacts.co.uk data showing that the average credit card APR has hit 23.0% APR, the highest recorded rate in over ten years**.

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