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Market Oracle FREE Newsletter

Analysis Topic: Personal Finance

The analysis published under this topic are as follows.

Personal_Finance

Wednesday, May 13, 2020

Fruit Trees Gardening to Beat Coronavirus Blues - , Apple, Cherry, Kiwi, Pears, Plums, Grapes, Bananas May 2020 / Personal_Finance / Gardening

By: Eliza_Walayat

Covid-19 may be continuing to rage in the UK but that's not stopping the plants coming alive. In this video 5 year old Eliza shows what our fruit trees look like in May 2020, and we have a lot of fruit trees growing in a relatively small spaces that includes various varieties of apple trees, Cherry, Kiwi's, Pears, Plums, Grapes and we even have Banana Trees growing!

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Personal_Finance

Thursday, May 07, 2020

Buying a Samsung Galaxy S10+ Smartphone off Ebay for £362 - Bargain or Scammed? / Personal_Finance / Money Saving

By: HGR

Whilst most are dashing to buy Samsung's flagship phone the S20+ that costs £999. However, before you rush out and buy it, you could be missing out on a great bargain, a S10+ at LESS than half the price! The S10+ currently sells NEW for between £650 and £800. Which is not that much cheaper than an S20+, so no wonder many opt for the S20+. However, what most fail to consider is that they could get as good as new (not refurbished) phones off ebay, in pristine condition for LESS than £400!

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Personal_Finance

Wednesday, May 06, 2020

How to Find Trustworthy Will Writers in Birmingham / Personal_Finance / Pensions & Retirement

By: Submissions

It is not something that everyone would want to think about, but having a Will written can make life so much easier for your loved ones should anything happen to you. Young or old, it doesn’t matter, a Will is something that everyone should have. As we go through life, we gather assets, whether they be possessions, a car, a house or money, everyone will have something. By creating a Will, you are leaving clear instructions as to how your assets should be shared in the event of your death. Without a Will, it is left for your loved ones to decide upon the distribution of your assets and not only may they be distributed in a way that you would rather not have but it can cause endless arguments between family members when decisions have to be made and sometimes it can cause a permanent rift. With a Will, you can also appoint an Executor, a person that you would trust, to have the responsibility to share your assets according to your wishes. You can find out more about will writers Birmingham through the provided site.

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Personal_Finance

Friday, May 01, 2020

How to Buy a Bargain S10+ Samsung Smartphone Off Ebay for Under £400 / Personal_Finance / Shopping

By: HGR

Whilst most are dashing to buy Samsung's flagship phone the S20+ that costs £999. However, before you rush out and buy it, you could be missing out on a great bargain, a S10+ at LESS than half the price!

The S10+ currently sells NEW for between £650 and £800. Which is not that much cheaper than an S20+, so no wonder many opt for the S20+. However, what most fail to consider is that they can get as good as new (not refurbished) phones off ebay, in pristine condition for LESS than £400!

Read full article... Read full article...

 


Personal_Finance

Sunday, April 26, 2020

Buying a NEW Budgie, Parakeet From a Pet Shop - Jollyes UK / Personal_Finance / Animals & Pets

By: Anika_Walayat

What life was like before the lockdown - Anika and Eliza or back to the local Jollyes pet shop with a plan to buy a second budgie / parakeet. So that the green budgie we bought 10 days ago has a friend to play and live with it. Find out what budgie we buy will it be green or a different colour and how the budgies characters differ. As out green budgie is already very friendly after just 10 days of living with ut.

Though with the wide selection of pets on offer there was a tug of war underway, Hamsters, small mice, rabbits, fish and even rats on offer! Eliza wants a Rabbit whilst Anika wants a Mouse or Hamster. But the plan was to buy a Budgie! After all we have a budgie cage at home so can't suddenly switch to another animal. Find out what it's like to visit a pet shop like Jollyes pet food superstore to buy a pet Budgie and / or other animals for the first time. Not forgetting food and accessories.

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Personal_Finance

Wednesday, April 22, 2020

Tips for Managing Your Personal Budget During Coronavirus / Personal_Finance / Financial Education

By: Submissions

The coronavirus pandemic, the fall in oil prices - all these are parts of a single crisis that people are experiencing. There is a high probability that we are only at the beginning of the road, and all possible precautions will not be superfluous.

As the great Warren Buffett said, "when the tide is replaced by the ebb, you can immediately see who was swimming naked." This rule is useful to remember in order to organize your finances in a truly reliable and efficient manner and for managing your money. Here are some simple tips to help you feel much better in the next crisis that will inevitably come.

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Personal_Finance

Monday, April 20, 2020

Finger Pulse Oximeter, Blood Oxygen Saturation Monitor Usage (Zacurate Amazon) / Personal_Finance / Health and Fitness

By: HGR

In this time of crisis when the healthcare systems are both overloaded and their facilities at higher risks of spreading contagion then this nifty little device that 'should' not cost too much though prices have been hyped ignorantly from the £20 or so they were selling fro towards £40, other than those that have just appeared on Amazon and thus likely or of dubious quality.

Nevertheless we did our research and bought one that's been on the market for several years with plenty of feedback so that we can help monitor oxygen levels at this present time of global crisis so as to know where we stand. Of course it's good to get some base line readings so as to ensure these oxygen sensors actually work as this video illustrates as we check out the Zacurate oximeter bought from Amazon for £36 (Zacurate® Pro Series CMS 500DL Fingertip Pulse Oximeter Blood Oxygen Saturation Monitor with Silicone Cover, Batteries and Lanyard Mystic).

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Personal_Finance

Monday, April 20, 2020

How to Create a Foolproof Retirement Plan / Personal_Finance / Pensions & Retirement

By: Submissions

 One of the main rules to remember when drafting a retirement plan is to make sure not to run out of money. The second essential rule is never to ignore the first rule.

Very few people want to take significant risks when making investments for their retirement plans. Retirees want to stick to zero risk investments such as treasury bonds to avoid any unforeseen losses. However, these “safe investments” do not offer a substantial payback when it comes time to withdraw, and often the savings dry out way before time even if the retiree is making moderate withdrawals over their lifetime. To avoid these situations, it is essential to keep an investment portfolio diverse, keeping the need for safety of the investment and capital preservation both in mind. It is also crucial to consider factors such as economic growth and hedge inflation when designing a portfolio. This will keep the retiree safe from drying out their savings earlier than expected.

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Personal_Finance

Saturday, April 18, 2020

VITAMIN D3 Could Save Your Life! Protect From COVID-19 Infections / Personal_Finance / Health and Fitness

By: N_Walayat

Vitamin D could save your life! Latest medical studies confirm that Vitamin D3 protects from repertory infections bacterial or viral such as influenza and Covid-19!

Which means Vitamin D could :

a. Stop you from becoming infected.

b. If infected have a far milder illness

c. And if you are unlucky to have severe illness, then Vitamin D supplementation now could make the difference between recovering or dying!

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Personal_Finance

Wednesday, April 15, 2020

Ways to Invest With your Spare Cash / Personal_Finance / Learning to Invest

By: Submissions

If you only have a small amount to invest, it doesn't have to mean that you have less likelihood of a good financial return. There are plenty of excellent ways to save for the future and watch your money grow even by just investing some of your spare cash. Here are a few ideas to get you started.

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Personal_Finance

Thursday, April 09, 2020

Going to School in Lockdown Britain, Dobcroft Sheffield / Personal_Finance / Sheffield

By: N_Walayat

Here's what it's like to gcoo to school during Britain's coronavirus lockdown that is now entering it's 3rd week, as 5 year old Eliza walks to her infants Dobcroft school in Sheffield, definitely not as busy as the usual school runs used to be, coupled with Covid-19 notices on the gates, a check list to only admit the children of key workers, is a youtuber a key person?

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Personal_Finance

Thursday, April 09, 2020

Amazon Face Masks to Protect Against Covid-19 Viral Particles N95, FPP2, PM2.5, for Kids and Adults / Personal_Finance / Health and Fitness

By: HGR

Our governments are negligent, the World Health Organisation is negligent, Why? Because they repeatedly stated that face masks don't make much difference in avoiding covid-19 when the OPPOSITE IS TRUE! Of course they lied because a. They wanted people to get infected so as to foster herd immunity. and b. The imbeciles had not planned for any of this. and so there weren't enough face masks to go around for healthcare workers let alone if the general public also started buying what little stock remains.

And then we have the idiots recommending DIY cloth masks that at best will offer a 10% protection.

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Personal_Finance

Wednesday, April 08, 2020

Market Predictions And The Business Implications / Personal_Finance / Gambling

By: Submissions

Predicting movements within markets when things are operating as usual can typically be quite simple - whilst unexpected changes may cause some movement there tends to be a lot of flexibility to cover that movement. However, when we experience a global crisis such as the one that came in the 2008 housing crash and now in the coronavirus pandemic, the range of factors that can cause movement in a market are much higher, much more volatile, and can be much more unexpected. Fear has always served as a motivating factor for a shifting market, as uncertainty grows around how much movement we may see, those afraid to face big losses may change their position during a difficult time, which in turn causes more fear in the market.

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Personal_Finance

Monday, April 06, 2020

How Can Writing Business Essay Help You In Business Analytics Skills / Personal_Finance / Education

By: Submissions

            Pursuing a career in business analytics may be extremely demanding yet interesting at the same time. Since the field requires you to develop a plethora of unique skills, it would be reasonable to start working on them while still in college or university. Although there’s not that much of a chance that your school will provide you with a setting similar to that of a real-life working environment, there are many academic activities and assignments that will boost your knowledge and understanding of the sphere of business or data analytics. First and foremost, writing business essays is probably one of the useful assignments you can receive as a business student. Why so? Let’s go over how can business essay writing help you in building your business analytics skills.

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Personal_Finance

Sunday, April 05, 2020

Visa Denials: How to avoid it and what to do if your Visa is denied? / Personal_Finance / Credit Cards & Scoring

By: Submissions

When it comes to visa stories, there are as many success stories out there as there are sob stories. It is even safe to say that the sob stories exceed the success stories these days. And they continue to grow by the day.

In fact, according to a recent survey conducted on U.S. immigration history, it has been established that the United States alone denies nearly 4 million visa applications every year for a variety of reasons. And like that wasn’t enough; under the administration of Donald Trump, the denial rate has jumped from 8.3% to 11.3 percent in the last few years, a 37% jump in rejection rate.

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Personal_Finance

Saturday, April 04, 2020

WARNING PAYPAL Making a Grab for US $1200 Stimulus Payments / Personal_Finance / Scams

By: N_Walayat

Paypal seeing an opportunity in a crisis, one of wanting to manage the US Governments distribution of $1200 Coronavirus stimulus payments to every adult American who earns under $75,000 per year and $500 for each child and thus have started a campaign of buttering up the public and politicians in allowing PAYPAL access to YOUR STIMULUS FUNDS including sending out emails to account holders full of promises of help in this time of national crisis.

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Personal_Finance

Tuesday, March 31, 2020

Is it better to have a loan or credit card debt when applying for a mortgage? / Personal_Finance / Debt & Loans

By: Submissions

Unpaid loans and credit card debts can significantly influence your credit score in the UK. Low credit scores limit your ability to qualify for other loans and mortgages. Unfortunately, financial emergencies may force you to borrow money even when you have other debts. Lenders prefer lending mortgage loans because of the security associated with them. However, having a bad credit score ranging from 629 to 300 on the FICO scale can present numerous challenges, especially if you want to secure a mortgage.

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Personal_Finance

Saturday, March 28, 2020

Women’s Fashion Trends in the UK this 2020 / Personal_Finance / Shopping

By: Dylan_Moran

Fashion, as they say, is one of the best ways for you to express your true self. This is why some people can already tell a lot about you based on the clothes that you wear or not. Now, fashion isn’t really an exact basis of your personality, but this is a good way to show everybody a part of who you really are.

Fashion trends come and go, that’s for sure. It can also be hard to keep track of what’s in and what’s not. Whether the color black or the leggings or tunic tops for women are still in this season, it’s really hard to keep track anymore. 

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Personal_Finance

Friday, March 27, 2020

Finding an Expert Car Accident Lawyer / Personal_Finance / Motoring

By: Submissions

Getting hurt in a car accident is the most unfortunate incident in anyone's life. You can be self-driving or in an Uber. No matter how many precautions you take, there is always someone on the road who drives carelessly. The accident becomes even more painful if you lose a loved one. The traumatic experience is hard to get over.

In case of all kinds of accidents, you should report to the police and claim from the insurance companies. 

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Personal_Finance

Tuesday, March 24, 2020

Five Amazingly High-Tech Products Just on the Market that You Should Check Out / Personal_Finance / Technology

By: Dylan_Moran

When asked about high-tech products, people tend to think of electronics. It’s understandable as technology can be easily interpreted by electronics, but what you should know is that this isn’t always the case.

A high-tech product is anything that is made or created with the use of modern scientific and technical knowledge. These are basically products that were made to be useful or purposeful based on a study or needs of the people.

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