Analysis Topic: Personal FinanceThe analysis published under this topic are as follows.
Sunday, December 16, 2012
Home Winter Weather Proofing 22 Point Survey, Save Energy & Repair Bills / Personal_Finance / Home Maintenance
Conducting a preventative home winter weather proofing survey can save on costly repair bills such as damage form blocked drains, gutters, leaking roofs, and burst pipes, as well as saving on excessive energy usage due to drafts, lack of insulation and boiler problems.
This comprehensive 22 point video DIY home survey will show you all of the main areas that should be covered that has the potential of saving £ thousands each year.Read full article... Read full article...
Wednesday, December 12, 2012
Moneyfacts research reveals 351 savings accounts have been withdrawn from the market since the start of the year, 191 of which were withdrawn in November 2012 alone. The research also revealed the number of savings accounts paying above BoE base rate fell by 304 accounts from January 2012, and 162 of these have been withdrawn since the start of November.Read full article... Read full article...
Wednesday, December 05, 2012
Moneyfacts research reveals the average rate of fixed term bonds across every term from one year bonds all the way through to five year bonds has dramatically fallen to an all time low.Read full article... Read full article...
Wednesday, November 28, 2012
The Government’s Funding for Lending Scheme (FLS) opened for business on 1 August with the number one aim of kick-starting the economy by making mortgages and SME lending much more accessible. To date, 30 lenders have taken up the offer of access to cheap loans.Read full article... Read full article...
Wednesday, November 21, 2012
Moneyfacts research reveals that the UK savings market is being decimated by the Government’s Funding for Lending Scheme (FLS), which allows lenders to borrow from the Government at vastly reduced rates, negating their need to raise funds via the traditional method of savings.Read full article... Read full article...
Tuesday, November 20, 2012
Britain's savers continue to fight a losing battle to maintain purchasing power of savings following the financial crash of four years ago since which time savings interest rates have tended to languish below even the official highly suspect CPI inflation rate, that never reflects the rising cost of peoples weekly shops. Britain's whole savings market reeks of being a fraudulent enterprise that exists purely to transfer wealth from savers over to the banks and government (taxes). In which respect cash ISA's offered some hope to at least avoid the tax element of the stealth theft underway.Read full article... Read full article...
Saturday, November 17, 2012
Alexander Green writes: In his acceptance speech after his re-election, President Obama said he will make reducing the deficit a priority in his second term. During the long campaign, neither he nor Mitt Romney gave many details about how much they would cut from which programs. But Obama did make some very specific tax proposals.Read full article... Read full article...
Monday, November 12, 2012
While there is an abundance of interest-free purchase and balance transfer deals hitting the market, consumers need to be aware that the average purchase rate on credit cards has hit an 18-month high.
With customers generally taking advantage of interest-free deals, lenders need to sustain the offers, so rates are rising.Read full article... Read full article...
Friday, November 02, 2012
Inflation will destroy your savings unless you prepare. I encourage you to buy my new eBook, “Survival Investing With Gold and Silver.”
Question: Is this book simple and easy to understand?
Answer: Yes!Read full article... Read full article...
Sunday, October 14, 2012
Wednesday, September 26, 2012
In these days of low returns, fixed rate bonds have for many become the savings vehicle of choice but what happens when the term comes to an end? Confusingly, there are three correct answers to this question.
- Some providers will send you your money back
- Some providers will put your money into a pre-designated account
- Some providers will contact you
Wednesday, September 26, 2012
The Best Cash ISA for Beating Bankster Fraud and Government Money Printing Inflation / Personal_Finance / ISA's
Britain's savers have been fighting a losing battle since October 2008 when the crash in UK interest rates began following the Prime Minister of the time Gordon Brown taking control of monetary policy from a fumbling mumbling paralysed Governor of the Bank of England and started the ball rolling by announcing the first of a series of interest rate cuts all the way to 0.5% barely 5 months later by March 2009.Read full article... Read full article...
Thursday, September 13, 2012
Economic Collapse writes: Every single year, millions of young adults head off to colleges and universities all over America full of hopes and dreams. But what most of those fresh-faced youngsters do not realize is that by taking on student loan debt they are signing up for a life of debt slavery. Student loan debt has become a trillion dollar bubble which has shattered the financial lives of tens of millions of young college graduates. When you are just starting out and you are not making a lot of money, having to make payments on tens of thousands of dollars of student loan debt can be absolutely crippling. The total amount of student loan debt in the United States has now surpassed the total amount of credit card debt, and student loan debt is much harder to get rid of. Many young people view college as a "five year party", but when the party is over millions of those young people basically end up as modern day serfs as they struggle to pay off all of the debt that they have accumulated during their party years. Bankruptcy laws have been changed to make it incredibly difficult to get rid of student loan debt, so once you have it you are basically faced with two choices: either you are going to pay it or you are going to die with it.Read full article... Read full article...
Friday, September 07, 2012
Larry D. Spears writes: It's often said the only things certain in life are death and taxes - but this year, even taxes aren't a certainty.
At least not the specifics, thanks to Election 2012 and Taxmageddon 2013. Investors are left with more questions than answers.Read full article... Read full article...
Wednesday, August 29, 2012
It is hardly surprising that we have all become numb to the plight of interest on savings accounts. Everyone knows how miserably low they are.
In monetary terms, just how bad has it got? It’s hard to imagine that only five years ago, Bank of England (BoE) base rate was 5.75%. The average no notice account paid 4.08% and to raise £100 in gross interest would have required a deposit of £2,451. Notice accounts paid an average of 4.23%, and to get the same return would have meant investing slightly less at £2,364.