Analysis Topic: Personal Finance
The analysis published under this topic are as follows.Tuesday, January 22, 2019
The Specialist Lending Renaissance / Personal_Finance / Debt & Loans
Anyone who’s been in business for more than a decade will undoubtedly remember the 2007/2008 financial crisis. Not to mention, the market crash that followed, which to a large extent dismantled the entire subprime lending market of Great Britain. Despite having previously occupied approximately 10% of the total sector, it was no longer deemed appropriate or advisable to hand out subprime mortgages or loans.The origins of the crisis can be traced to the 2006/2007 softening of the property market in the United States. The quality and value of mortgage-backed securities triggered concerns among investors, who began to question whether they’d made the right decision. Unfortunately, it quickly became clear that far too many banks and businesses had been liberally handing out cash to clients who had no plausible means of paying it back.
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Monday, January 21, 2019
Tips to Keep Your Finances Healthy in 2019 and Beyond / Personal_Finance / Money Management
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Saturday, January 19, 2019
Digital Luggage Scales Accuracy Tests - Top Tips for Holidays 2019 / Personal_Finance / Travel & Holidays
Planning your summer holidays for 2019? We'll here's what you need to know about cheap digital luggage scales that can be bought from the likes of Amazon for £10 or less, as we see how accurate and consistent typical digital luggage scales tend to be by using a variety of weight lifting plates to test a number of digital luggage scales.
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Friday, January 18, 2019
Getting Stuffed in Turkey - Go for All Inclusive Hotel Holidays 2019 / Personal_Finance / Travel & Holidays
Planning your holidays abroad for Summer 2019 and wondering whether to go all inclusive or not? We'll our experience is that it is definitely better to go for inclusive buffets if at a good hotel that offers good choice of dishes as it saves on money and a lot of time hunting for restaurants, waiting for the dishes to be cooked and then whether they live up to expectations as our experience of Letoonia Club and Hotel Resort's Lykia restaurant situated about 40 miles south of Dalaman and across the bay from the city of Fethiye illustrates.
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Wednesday, January 16, 2019
One-year Savings Bond Rates Soar, While Five-year Deals Rise Modestly / Personal_Finance / Saving Bonds
Starting a new year can be a great time to review the top savings rates, and reassuringly, average rates on one-year fixed bonds have hit a four-year high, according to the latest research by Moneyfacts.co.uk. However, this encouraging start to 2019 has not been seen in the five-year fixed bond market, with rates (although rising) not rising at the same pace.
Statistics released today show the Consumer Prices Index (CPI) fell to 2.1% during December, meaning 94 fixed rate bonds and 6 fixed rate ISAs (based on a £10,000 deposit) can now match or beat inflation*. Within that, 82 fixed bonds and 4 fixed ISAs beat 2.1%, still a small share of the standard savings market.
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Wednesday, January 16, 2019
Look Inside Letoonia Club Hotel Resort Bungalow Rooms - Turkey Holidays 2019 / Personal_Finance / Holidays
Planning a trip to the Dalaman / Fethiye area of Turkey during 2019? Well here's what a look inside the Bungalow rooms at the popular Letoonia Club Hotel Resort, situated about 40 miles south of Dalaman and across the bay from the city of Fethiye. As we check out what several rooms are like in terms of space, facities and of course beds.
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Sunday, January 13, 2019
Turkey Holidays 2019 - Checking In at Letoonia Club Hotel Resort Fethiye Dalaman / Personal_Finance / Travel & Holidays
Planning a trip to the Dalaman / Fethiye area of Turkey during 2019? Well here's what it's like to arrive and check in at the popular Letoonia Club Hotel Resort, situated about 40 miles south of Dalaman and across the bay from the city of Fethiye. Check in followed by what to expect in terms of your first meal at the Mariner À la carte Restaurant.
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Saturday, January 12, 2019
Things to do Before Choosing the Right Credit Card / Personal_Finance / Credit Cards & Scoring
So, you have been getting these emails from your banks, subject - “You are eligible for our credit card”. After prolonged brainstorming and numerous consulting sessions you have decide to apply for your first credit card. However, have you done your research well enough? Here are 5 things you need to do before selecting the right credit card.
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Monday, January 07, 2019
Olympus TG-5 Tough Camera First Look Test Review / Personal_Finance / Reviews
Were back from Jessops with a brand new Olympus TG-5 Tough Camera after returning a faulty TG-5 bought from Curry's that had a stuck or dead pixel. So lets find out if the TG-5 camera's are not prone to having dead / stuck pixels which should NOT happen to brand new cameras! Or if the previous camera was a one off, as we test this TG-5 for the first time.
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Friday, January 04, 2019
Rising Cost of Moving Home / Personal_Finance / UK Housing
It continues to be a time of uncertainty for the housing market with the ongoing Brexit saga. Therefore many people are choosing not to move home, when they usually would have done so. The cost of moving home also continues to rise as expected. Here we cover the breakdown of the average costs in 2018.
It is difficult to figure out an exact overall cost but based around the average house price in the UK, and the different services required for moving home, it is likely to add up to around £10,000. This of course would include the main areas of buying, selling and moving home. This is all based around the average house sold in the UK which in 2018 was £224,144 (according to the Property Price Index).
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Wednesday, January 02, 2019
Weight Loss Secrets 2019 - How to Lose 20lbs of FAT in 3 Months! / Personal_Finance / Health and Fitness
Happy New Year! Now is the time to start preparing for your Spring and Summer holidays by aiming to shed excess fat. Where in this video I illustrate 3 key components / strategies towards achieving a healthy sustainable weight loss, especially as most of the weight loss programmes contain a critical flaw that this strategy aims to solve namely that the objective is NOT to lose weight but rather to lose FAT! Which is the primary reason why most traditional diets fail as they focus on heavily restricted calorie intakes and cardiac, which in my opinion is a recipe for disaster.
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Monday, December 31, 2018
Ultimate Guide for ISA Stocks & Shares / Personal_Finance / ISA's
What are ISA Stocks & Shares?
Individual Savings Accounts (ISA) Stocks and Shares is an investment account that is tax efficient and allows you to invest your money into a wide range of investments including Open-ended investment companies, Investment trusts, unit trusts, corporate and government bonds. It also gives you an option to buy shares of individual companies and put them in your Individual Savings Account.
Sunday, December 30, 2018
How to Bake a Festive Happy New Year 2019 Chocolate Cake! / Personal_Finance / Educating Children
Anika aged 10 demonstrates how to have fun in the countdown to the New Year by baking an amazing, delicious festive chocolate cake. It's easy so come on kids get your parents involved and lets all get baking fresh chocolate cakes in the countdown to the New Year.
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Thursday, December 27, 2018
3 Tips on Being Financially Stable / Personal_Finance / Money Management
According to a research carried out in 2016, it was discovered that about 46% of Americans did not have enough money to cater for a $400 emergency issue like hospital bill or vehicle repair. This indicates that many people are finding it increasingly difficult to maintain financial stability. If you are surviving from paycheck to paycheck or struggling with financial issues, you need to find a way out and be financially secure.Read full article... Read full article...
Friday, December 21, 2018
You Will Probably Live Longer Than You Thought—But Can You Afford To? / Personal_Finance / Pensions & Retirement
I have long warned that demographic changes have made Social Security unsustainable.
In 1940, the Social Security system had 159.4 workers per beneficiary. Then it went off the rails quickly. By 1945 the ratio was down to 41.9 and a decade later was in single digits.
We usually think this is a result of the Baby Boom generation turning 65, and that’s a big part of it. But rising life expectancy is equally and maybe more important.
Friday, December 21, 2018
Top Tips for Flying EasyJet Budget Airlines, Cabin Bags Check Rules... / Personal_Finance / Travel & Holidays
Gatwick airport drone chaos aside, here are our top tips for making your flights with the budget airline EasyJet an easier and less stressful experience, covering baggage allowances, bag drop, hold luggage, and how likely are easyjet to enforce their baggage rules. Whether to book seats in advance or not, and if booked which area of the planes to sit in. What to do to board your plane with your cabin bags as they will likely get rough treatment if thrown into the hold.
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Friday, December 21, 2018
Four Key Things You Need to Know About Student Finance / Personal_Finance / Student Finances
When trying to get access to student finance, there are a few things that you need to know. Student finance has a habit of being somewhat difficult to try and get access to a loan, which is why it is essential for you to understand just a few key things. We're going to cover them here and now, to help you glean a new comprehension of how the system works.
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Wednesday, December 19, 2018
Top 8 Instagram Tools Which Can Help Increase Your Ecommerce Sales / Personal_Finance / Social Media
Social media is the most powerful medium when it comes to throwing your voice in the far off places. We have many examples where just social media posts and pictures changed the game. Same is the case with business. When you are running a business, you need more people to listen to you and that also in the least amount you spend on advertisements and promotions. Check Top 8 Instagram Tools Which Can Help Increase Your E-commerce Sales and that also in the least amount possible.
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Tuesday, December 18, 2018
Landing at Dalaman Airport Turkey, Flying EasyJet Airbus A320 / Personal_Finance / Travel & Holidays
Thinking of spending a the Christmas Holidays in Turkey? Well here's what to expect when flying a budget airline such as EasyJet Landing at a Turkish airport such as at Dalaman, where the airport runway borders the beach so it's an over sea landing on what looks like a single air strip runway. The airport itself is small but looks like a fairly new build. So find out what it's like to land and exit your plain at Dalaman Airport.
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Monday, December 17, 2018
Morrisons Bargain Christmas Lights 2018 Sales Price Cut! / Personal_Finance / Money Saving
If you have not gotten around to getting some christmas lights to brighten up your home, then take note of cheap christmas lights currently on sale at Morrisons that have just been further reduced in price. These are battery operated string lights and range in price from £6 to £10 for a variety of types. Check out the video for full the details of whats on sale.
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