Analysis Topic: Personal Finance
The analysis published under this topic are as follows.
Friday, November 30, 2018
B&M Stores Icicle Christmas Colour Changing LED Lights 3 Year Use Review / Personal_Finance / Reviews
By: Anika_Walayat
Most households will be busy shopping for Christmas lights to adorn their homes, especially shopping online (Amazon) and at the discount retailers such as B&M Stores. However, whilst usually the lights work straight out of the box what's unknown is how many Christmas's will the lights last for. So in this series of videos we have tested some of the popular seasonal lights over several years of use. In this video we test the popular large hanging colour changing Icicle lights where the same item can be bought from multiple sources such as Amazon. The ones tested in this video were bought from B&M Stores, so find out what one can expect in terms of life span for 2nd and 3rd year use.
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Tuesday, November 27, 2018
Cashback Mortgage Deals Soar for both Residential and BTL Borrowers / Personal_Finance / Mortgages
By: MoneyFacts
With a limited number of people interested in applying for a new mortgage of any type at the moment, product numbers being at all-time highs and competition still pushing interest rates down, mortgage providers seem to be turning to cashback incentives as a way to stand out from the crowd.
The latest research from Moneyfacts.co.uk highlights that cashback incentives as a key product option are becoming more widespread within both the residential and buy-to-let (BTL) mortgage market.
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Tuesday, November 27, 2018
What's Inside SMIGGLE Christmas Advent Calender 2018 / Personal_Finance / Reviews
By: Anika_Walayat
Here's our third and final installment of what's inside an SMIGGLE christmas advent calendar 2018, so that you know if its worth buying with its £25 price tag (discounted to £22.50 in Sheffield). As we open up TWO SMIGGLE Calendars to see what goodies it contains. Two calendars because we wanted to check to see if the items vary from calender to calendar.
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Tuesday, November 27, 2018
The Advantages and Disadvantages of Debt Consolidation / Personal_Finance / Debt & Loans
By: Submissions
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Tuesday, November 27, 2018
Alarming Lack of Savings Could Affect Christmas Sales Spending / Personal_Finance / Savings Accounts
By: MoneyFacts
As consumers are getting engulfed by endless sales offers, those without any savings to spare will likely be worrying about how they will afford Christmas, especially if they don’t want to turn to a credit card or overdraft. A report by the FCA published earlier this year found that more people could be in this situation than one might expect, as they found that more than one in 10 adults has no savings at all.
While there’s little that can be done for Christmas this year, other than to curb spending, the latest release from Moneyfacts.co.uk runs through some of the best savings deals that can be opened right now to start up a savings pot for Christmas 2019.
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Monday, November 26, 2018
Warning - Morethan Hits Non Fault Motorists With 42% Car Insurance Premium Hike / Personal_Finance / Motoring
By: N_Walayat
Warning for motorists that auto renewing your car insurance could prove costly. For instance renewing your car insurance with Morethan could see you pay as much as 42% more than last year, even if you have not been involved in an accident that was your fault.
Whilst motorists understand that if you are involved in an accident that is your fault then your insurance premium will rise at time of renewal. However, what many may not beware of is that some insurers such as Morethan will seek to penalise innocent NO FAULT motorists by hiking premiums by nearly 50%! This despite the fact that the insurer will have been fully reimbursed for costs incurred in the handling any claim. Effectively the same hike in premium as if the motorist had been at fault. So motorists really need to choose their insurance company wisely else face being hit with an extortionate price hike!
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Saturday, November 24, 2018
Time to Start Charging Your iPhone and Samsung Galaxy Phones Wirelessly / Personal_Finance / Mobile Technology
By: HGR
Here's a review of a relatively low cost phone charger by HBorna bought from Amazon, to see how convenient wireless charging is compared to regular cable charging which we all know is prone to failure of both the cable and the phones charging port. This is the HBorna Wireless Charger, that works for iPhone XS/XR/X/8/8 Plus, Ultra-Slim and Samsung Galaxy Note 9/ S9/S8/S7/S7 Edge/Note 8/5 series of phones, and probably for others that have wireless charging capability, the HBorna currently costs £18.99 from Amazon (Direct amazon page link).
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Saturday, November 24, 2018
5 Best Ideas to Get Rid of Throat Infection Overnight / Personal_Finance / Health and Fitness
By: Justin_Weinger
As we near towards winters, we know how this shift in the weather conditions can take a toll on our health. With the changing season people often get fever, cough, and cold. At this time of the year, the October heat still continues to soar and the rain comes as a relief for the time being but adds more to the humidity and the fluctuations in weather is an open invitation for problems like cold and flu. Often we encounter health problems like viral fever, cough and cold during the flu season.
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Friday, November 23, 2018
Christmas Projector Light Ideas for Holidays 2018! / Personal_Finance / Shopping
By: Anika_Walayat
Christmas is just around the corner and this year many households are looking to go beyond the usual string and icicle light by adding animated projector lights to their x-mas lights aresenel. Not only do the represent something different, but are much easier to put up then string lights.
Here we test out 3 various projector lights all of which can be bought from Amazon.
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Friday, November 23, 2018
RedSpottedHanky.com Unreliable Train Travel Evouchers Bookings for Tesco Club Card Customers / Personal_Finance / Travel & Holidays
By: N_Walayat
Unfortunately it's not just Britain's network rail services that are proving unreliable for Britain's long suffering train passengers, now even booking agents such as Red Spotted Hanky are letting down travelers, leaving them in the lurch for those who use their evouchers system such as Tesco Club Card customers, many of whom had come to rely on this service as a means of utilising their tesco club card points.
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Thursday, November 22, 2018
Getting to the Bottom of Debt: Smart Strategies You Should Follow / Personal_Finance / Debt & Loans
By: Dylan_Moran
We all go through debt at some point in our lives. In fact, debt has become a way of life for Americans and the numbers are staggering. By September 2018, US consumer debt has reached $3.95 trillion. Education and auto loans took up the biggest chunk at $2.909 trillion and credit card debt totaled $1.041 trillion.
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Wednesday, November 21, 2018
Why is the North American Wilderness Known for Spiritualism? / Personal_Finance / Gambling
By: Submissions
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Tuesday, November 20, 2018
Cashback Credit Cards in Countdown to Christmas Shopping / Personal_Finance / Credit Cards & Scoring
By: MoneyFacts
Now that there are only five weeks to go until Christmas Day, consumers may be wondering how they will cover the cost and how they can make the most of every purchase, be it gifts or groceries.
The latest research from Moneyfacts.co.uk compares some of the best cashback credit cards around, as well as looking at other ways to make the festive season more rewarding.
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Monday, November 19, 2018
Snow Falling Effect Christmas Lights Outdoor Projector (UKEER) Review / Personal_Finance / Reviews
By: HGR
It's SNOWING! With Christmas around the corner we have been on the hunt for various types of christmas lights to brighten up our home for the festive season. And this snow flurry projector sold by UKEER on Amazon for £29.99 (https://amzn.to/2BcpUu7) caught our attention as it appeared to offer a much wide coverage than the usual animated projectors.
Firstly the projector was delivered very quickly in about half the original estimated delivery time.
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Sunday, November 18, 2018
Musical Animated Christmas Projector Light Torch for Kids Review / Personal_Finance / Shopping
By: HGR
With Christmas around the corner I've been on the hunt for various christmas lights to brighten up our home. And this animated flash light sold on Amazon for £19.99 (https://amzn.to/2Dv1fCz) caught my attention as it appeared to be a good one for the kids to play with in and out of the house.
Firstly the flashlight comes with 12 slides with most focused on christmas and halloween and I was delighted to have a couple on New Years and Birthdays.
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Thursday, November 15, 2018
EasyJet Cabin Bags and Hold Luggage Top Tips to Board with Your Bags! / Personal_Finance / Travel & Holidays
By: HGR
Here we make flying with easyjet even easier by giving the passengers perspective of what you need to know about easyjet's baggage allowances for cabin bags and hold luggage such as what to do to ensure you board your flights WITH your cabin bags else face the consequences of your bags being literally thrown into hold, and then on landing thrown off the plane and thrown onto the arrivals conveyor belt, you get the gist? Cabin bags contents are unlikely to survive the rough treatment meted out by airport baggage handlers so do watch our video to avoid easyjet luggage grief.
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Wednesday, November 14, 2018
How to Get 1 Million Youtube Channel Views! / Personal_Finance / Google
By: Anika_Walayat
Here are our top tips of of you too can get to the 1 million views key milestone on your youtube channel. You get to learn from our experience so your youtube channels journey to 1 million views will be much quicker and easier ride.
So watch the video for our top tips for getting to 1 million views on your youtube channel.
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Sunday, November 11, 2018
Christmas and Halloween LED Dynamic Projector Light Review / Personal_Finance / Reviews
By: HGR
LOPOO Christmas and Halloween LED Dynamic Projector Light Review
Christmas is around the corner and I wanted to step up my game this year by going further than the usual string and icicle lights. So I thought I would try an animated projector light. So after much searching I settled on giving this one a try.
The item arrived promptly from amazon costing £26.99 (current price £21.99), and well is pretty straightforward to setup and use. Just plug it in and use the little remote to turn it on.
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Saturday, November 10, 2018
Wall Street Veteran: Why I Don’t Lend to Family and Friends / Personal_Finance / Debt & Loans
By: Jared_Dillian
Once in a while, friends or family want to borrow money. How should you handle this?Be careful.
Over the years, a hundred people asked me to borrow money from fifty bucks to tens of thousands. I have granted only two requests.
A lot of ill feelings will come up over borrowed money that isn’t paid back. It destroys relationships. Happens all the time.
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Wednesday, November 07, 2018
Here’s Why Most People Never Achieve Financial Independence / Personal_Finance / Learning to Invest
By: Jared_Dillian
Everyone strives to be financially independent. By “independent,” we mean not dependent on another person or another entity for our financial well-being.When we are children, we are financially dependent on our parents.
At 16, some teenagers will get jobs and achieve a degree of financial independence. Although that is less and less common.
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