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Analysis Topic: Personal Finance

The analysis published under this topic are as follows.

Personal_Finance

Saturday, February 03, 2018

Letting a Land Rover Discovery Sport Fuel Tank Run to 0% Empty / Personal_Finance / Motoring

By: N_Walayat

Given the poor fuel economy of Land Rover Discovery Sport's i.e. owners will be lucky to achieve 30MPG let alone anywhere near Land Rover's sales pitch of 53.3MPG. Add to that the small 50 litre usable fuel tank then Discovery Sport drivers will often see themselves running low on fuel, but what happens when you let your fuel gauge run to zero, 0% Empty, and just how reliable is the fuel gauge for I am sure Disco Sport drivers are soon aware that the fuel gauge tends to vary in its reading. We'll we put a Disco Sport to the test in this video to find out just how reliable the fuel gauge is and what happens at EMPTY.

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Personal_Finance

Tuesday, January 30, 2018

Savers Expected to Rejoice as Funding for Lending Scheme Finally Closes / Personal_Finance / Savings Accounts

By: MoneyFacts

Savers may be getting ready to celebrate the end of the Government’s Funding for Lending Scheme (FLS) tomorrow, as its effects on the market have been felt for over five years. When it arrived, savings rates plummeted to alarming levels as many banks and building societies took advantage of the scheme, and stopped working hard to entice savers’ deposits.

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Personal_Finance

Saturday, January 27, 2018

How to Check Engine Oil Level, Dip Stick, Land Rover Discovery Sport / Personal_Finance / Motoring

By: N_Walayat

It is very important for Land Rover Discovery Sport owners to regularly check their engine oil levels because the Land Rover sales pitch of only requiring an oil change every 21,000 miles does NOT match the reality of real world driving as likely most will been requiring an oil change a good 10,000 miles before 21,000 miles have been driven. So do check you oil every 1000 miles or so to ensure it does not need topping up or changing. So find out in our latest video of how to easily check your oil level, which if low should be topped up to prevent a much earlier oil change than that which Land Rover suggests.

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Personal_Finance

Wednesday, January 24, 2018

How to Check Land Rover Discovery Sport Adblue and Oil Change Service Interval Levels / Personal_Finance / Motoring

By: N_Walayat

It is very, very important for Land Rover Discovery Sport owners to regularly check their Adblue and Oil Change Service interval levels because they don't tend to change in line with what Land Rover states i.e. that an oil service is due every 21,000 miles etc. So checking ensures you are not suddenly caught off guard by a dash warning. Adblue is a mixture that is added to diesel fuel so as to lower emissions and meet EURO6 regulations. You car will have a 13 litre Adblue tank which technically should be consumed at the rate of 1litre per 1000 miles driven.

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Personal_Finance

Wednesday, January 24, 2018

Smiggle Python Puzzle Review / Personal_Finance / Shopping

By: Anika_Walayat

SMIGGLE continues to go beyond pencil cases and stationary, increasingly featuring a multitude of products such as back packs and water bottles. In our latest Smiggle video we try their Python Puzzle, where it's 60 coloured tiles can be bent and clicked into making all sorts of shapes such as elephants and giraffes and what's more there are loads of guides online showing you how to make dozens of shapes.

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Personal_Finance

Tuesday, January 23, 2018

Cold Start to the Year as Interest-free Credit Card Competition Stalls / Personal_Finance / Credit Cards & Scoring

By: MoneyFacts

Entering a new year could open new opportunities to pay back debts, so we typically start to see competition heat up in the 0% balance transfer credit card market. However, so far this year these much-anticipated deals have been put on a bit of a back-burner, as there have been very few launches or improvements in the sector. Since the start of January, only two card providers (AA and Barclaycard) have improved or launched interest-free balance transfer offers.

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Personal_Finance

Monday, January 22, 2018

Why should you use high-quality YouTube to mp3 converter? / Personal_Finance / Internet

By: Kavinesh_A

There are several reasons to convert YouTube videos into mp3 files. As you enter the URL of the video, you will get stripped down mp3 files. Upon successful transformation of the video, you can download the audio file in a very efficient manner. The operation can be performed by as no technical expertise is required to perform the step. You will want to open the required file on the YouTube. The link should be copied in the tool and the conversion will take place by clicking on the button. As you click on the ‘download’ button, you will be able to copy the mp3 file in a location of your choice.

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Personal_Finance

Saturday, January 20, 2018

Kit Kat Joe the Mug Easy to Win Promotion / Personal_Finance / Freebies and Comps

By: Anika_Walayat

Kit Kat are literally giving away 50,000 'Joe the Mugs' in an easy to win promotion. Find out what you need to do to win your own Joe the Mug(s) in our latest video. And yes, this really is very easy to win promotion so if you like KitKat's it's not one to miss!

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Personal_Finance

Thursday, January 18, 2018

UK Toys Craze of 2018 will be all things SLIME! / Personal_Finance / Shopping

By: Anika_Walayat

2018 will likely see the US slime craze of 2017 sweep through the UK resulting in young children with small packets of slime disrupting schools with their slimy and messy consequences, and likely soon become banned substances. Here's, an early glimpse of what foretells for the slime craze of 2018 as Anika 9 and Eliza 3 literally try to get a messy grip with their first batch of various slimes from the spongy sparkly pink, to the very slippery and smiley white to the in between grey.

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Personal_Finance

Tuesday, January 16, 2018

The Worst Year on Record for Cash ISA Returns / Personal_Finance / ISA's

By: MoneyFacts

Cash ISAs have been a popular go-to for consumers looking to take advantage of their tax-free allowance, but over the years these deals have dwindled in both number and the returns offered.

The average return on cash ISAs over the past year was just 0.93%, the lowest seen on moneyfacts.co.uk records. In contrast, the average stocks and shares ISA returned growth of 11.75%*. In January 2017, the average cash ISA rate fell to its lowest level at 0.82%, but after several months of consistent rate rises, it has today hit 1.09%. This is, however, still much lower than what could be achieved just two years ago. In April, the anticipated ISA season gave very little, as the average easy access ISA rate and average notice ISA rate both fell to their lowest level.

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Personal_Finance

Monday, January 15, 2018

As Savers Demand Grows, Interest Rates Fall on Short-term Bonds / Personal_Finance / Savings Accounts

By: MoneyFacts

Moneyfacts UK Savings Trends Treasury Report data (not yet published) shows that the average one-year fixed rate has fallen for the first time since January 2017.

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Personal_Finance

Sunday, January 14, 2018

Everything SMIGGLE from Pencil Cases to Water Bottles, Pens and Springs! / Personal_Finance / Shipping

By: Anika_Walayat

SMIGGLE must be commended for being an A1 first class business, for their marketing and product line very strongly appeals to children. However, SMIGGLE's success comes at a price, and that price is paid for by parents. Our latest video illustrates how the SMIGGLE craze manifests itself that has gone far beyond pencil cases and stationary. Even the ordinary water bottle has turned into an must have accessory for parents to pay for, and not just one bottle but the crazy situation of the need for multiple bottles!

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Personal_Finance

Friday, January 12, 2018

Land Rover Discovery Sport Panoramic Sunroof Questions Answered / Personal_Finance / Motoring

By: N_Walayat

Thinking of buying a Land Rover? New or used? Well in this series I cover the real customer experience of what to expect when buying an approved used Land Rover Discovery Sport. In today's video we take a look at the panoramic sunroof, of exactly what to expect and how it functions. Answering questions such as it is transparent when looking from the outside in, and whether the sun roof still has power after the ignition is off, and if so for how long, and apart from the obvious question of what the panoramic sun roof looks like i.e. whether it's worth getting as an option on some trims.

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Personal_Finance

Wednesday, January 03, 2018

How To Make Your Term Paper Writing Easier / Personal_Finance / Education

By: Kavinesh_A

...

 


Personal_Finance

Tuesday, January 02, 2018

Start the New Year Fresh by Consolidating Debts / Personal_Finance / Debt & Loans

By: MoneyFacts

A brand-new year provides the perfect opportunity to revisit finances and work out how much money is being wasted by incurring interest on costly credit cards. As 2018 begins, those borrowers with multiple credit cards could find their debt getting out of hand, with the temptation to borrow becoming too great.

An alternative would be to consolidate debts into one affordable unsecured personal loan, where the monthly repayments would remain unchanged and the debt is guaranteed to be gone by the end of the term – so long as a borrower continues to keep up with repayments, of course.

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Personal_Finance

Tuesday, January 02, 2018

Owning a Land Rover Discovery Sport HSE Black - Day 1 / Personal_Finance / Motoring

By: N_Walayat

Thinking of buying an Approved Used Land rover? Well here in this series I cover the real customer experience of what to expect. In this video shot on day 1 of owning an approved used 15 month only Discovery Sport HSE Black we take a look at it's nicley polished bright and shiny exterior.

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Personal_Finance

Saturday, December 30, 2017

Why NOW is the Best Time to Buy a UK USED CAR from Dealers / Personal_Finance / Motoring

By: Nadeem_Walayat

Find out in my recent video why RIGHT NOW is probably the best time of year to buy a USED car from a UK dealer as we countdown into the end of 2017 and the start of the new year, a twilight zone for dealerships up and down the country starved of car buyer interest that for a short few weeks of the year puts the car buyers at an advantage of what usually comes to pass, and especially of during the summer months. So if you have been considering changing your old car for a newer model then watch my video for the conclusions of my extensive analysis of the UK used car market of the past year.

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Personal_Finance

Friday, December 29, 2017

Acquire elegant collections of engagement rings at a professional store / Personal_Finance / Shopping

By: Submissions

Engagement rings are the ultimate expression of love and, one can choose the design for a personal touch. In fact, it is easy to design the ring of your dreams and bring down necessary collections from a professional store. Some rings come out from several rstyles such as: solitaire, pave, and halo as per the unique collection.

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Personal_Finance

Thursday, December 28, 2017

2007 All Over Again, Borrowers Start Scamming Desperate Lenders / Personal_Finance / Global Debt Crisis 2018

By: John_Rubino

One of the hallmarks of late-stage bubbles is a shift of power from lenders to borrowers. As asset prices soar and interest rates plunge it becomes harder to generate a decent yield on bonds and other fixed income securities, so people with money to lend (like pension funds and bond mutual funds) are forced to accept ever-less-favorable and therefore far-more-risky terms.

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Personal_Finance

Thursday, December 28, 2017

How to Nurse That Debt Hangover After the Christmas Spending Binge / Personal_Finance / Debt & Loans

By: MoneyFacts

Consumers that overspent this Christmas might be facing a financial headache right now. Whilst using an overdraft is a convenient way to tide borrowers over until pay day, the cost to do so can be much more expensive than other forms of borrowing.

According to the latest research by moneyfacts.co.uk, the cost of the convenience of using an overdraft or a credit card can bite in a period of just three months, and with January sales looming, some consumers may be waiting until late February before they get back in the black.

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