Analysis Topic: Housing Market Price trends
The analysis published under this topic are as follows.
Friday, October 16, 2009
Commercial Real Estate Vacancies Musical Chairs / Housing-Market / US Housing
By: Mike_Shedlock
Commercial real estate vacancies hit nearly 25% in Phoenix Valley area. Scottsdale and Southeast Valley vacancies are even higher. Please consider Office vacancy rates in Valley hit record.
Thursday, October 15, 2009
China Real Estate Burgeoning Bubble Special Report / Housing-Market / China Economy
By: John_Mauldin
Today I offer you an insightful look at China's real estate market - a "burgeoning bubble" that deserves a close eye as the possibility for breaking increases. Remember the chaos in Japan after their own housing dreamscape got violently yanked back to earth? As investors, we have to recognize opportunities - and know what to avoid. With a global economic crisis - and now surging housing prices in China - investors in any global market need to keep watch on political and economic developments around the world.
Tuesday, October 13, 2009
The Demise of the Self-certification Mortgage / Housing-Market / Mortgages
By: MoneyFacts
The Financial Services Authority’s mortgage market review is due out next week and expectations are that the City regulator will bring new self-certification mortgages to a final end.
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Saturday, October 10, 2009
Indian Residential property prices rise 15% / Housing-Market / India
By: StocksBuddy
Is this even realistic in today's climate? First time ever it is seen that Banks are advertising using hoardings and pleading to take loans in metros to buy houses. And on the other hand we see articles that state residential property prices will go up by 15% in an year as they start to call it a bottom. Welcome to the world of pump-and-dump.
Friday, October 02, 2009
UK Housing Market Mortgage Products Start to Stagnate at Higher Interest Rates / Housing-Market / Mortgages
By: MoneyFacts
The dust looks to have begun to settle on a volatile mortgage market, as the availability of a current mortgage deal lengthened from 18 to an average of 24 working days during September, the longest since October 2007.
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Tuesday, September 29, 2009
Connecting the Dots to the U.S. Housing Market Recovery / Housing-Market / US Housing
By: Mark_B_Rasmussen
Dot 1
There is a “shadow market” of 2.7 million homes that are technically in foreclosure but are yet to be reclaimed by the lender, says a Wall Street Journal study today. While it’s no secret banks are kicking the can down the road on finalizing foreclosures (and consequently accepting the mortgage loan as a loss) this is the first guess at the total number of such homes that we’ve heard:
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Monday, September 28, 2009
The Government is the Mortgage Market / Housing-Market / Credit Crisis Bailouts
By: Michael_Pento
It’s time to ask ourselves a collective question; what have we learned from the economic chaos caused by a collapsing real estate market, which was itself caused by government intervention and easy credit? The answer is unfortunately, an emphatic nothing!
Sunday, September 27, 2009
Commercial Real Estate Day of Reckoning is Here / Housing-Market / US Housing
By: DailyWealth
Tom Dyson writes: This weekend, I had pizza and beer with an executive at a commercial real estate company...
My friend's company is one of the largest office landlords in America, with big investments up and down the East Coast. My friend manages the debt-finance division.
Wednesday, September 23, 2009
Government is Setting Us Up for a Second Subprime Mortgage Financial Crisis / Housing-Market / Subprime Mortgage Risks
By: Money_Morning
Shah Gilani writes: Is the government creating another subprime-mortgage bubble?
The first time around, the three-headed federal serpent - the Bush administration, the Treasury Department and the U.S. Federal Reserve - used Fannie Mae (NYSE: FNM) and Freddie Mac (NYSE: FRE) to "legitimize" trillions of dollars worth of toxic financial waste known as subprime mortgages.
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Wednesday, September 23, 2009
How Does One Tell If Houses Are Overpriced? / Housing-Market / US Housing
By: Mike_Shedlock
Tonight I received a question from a "Concerned Canadian" about home prices.
However, my answer does not change regardless of where someone lives. The same metrics apply universally.
Monday, September 21, 2009
Fewer Mortgage Options for First Time Home Buyers / Housing-Market / Mortgages
By: MoneyFacts
Risk remains the overriding factor in setting mortgage rates, with competition amongst lenders continuing to take a back seat.
Borrowers with a 10% deposit have seen just a 0.12% drop in the average mortgage rate, despite the cost of funding to lenders falling 4.35%.
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Saturday, September 19, 2009
We're All Going to Pay For the Housing Market Mess / Housing-Market / US Housing
By: Adam_Brochert
The citizens of the United States will be paying to clean up the collapse of the real estate bubble. It doesn't matter if one participated in the housing boom or not - we are all going to pay and pay dearly for this mess. Renters, owners and speculators are all equally on the hook if they are taxpayers (did you know that 40% of people living in the U.S. pay or owe no federal income tax?).
Saturday, September 19, 2009
U.S. Housing Market Foreclosure Prevention Tactics Useless / Housing-Market / US Housing
By: Mike_Shedlock
An interesting report in the Los Angeles Times shows that a person with super-prime credit scores is more likely to walk away from an underwater mortgage than a person with a subprime credit rating.
Monday, September 14, 2009
UK Housing Market Boosted by Increase of Mortgage Products / Housing-Market / Mortgages
By: MoneyFacts
The number of residential mortgages available is slowly increasing, but still the market is dominated by deals for customers with more than a 25% deposit.
On 1 April 2009 the number of mortgages available hit rock bottom at just 1,209, a 90% drop from the peak of 11,951 products available in July 2007. Today there are 1,392 products available.
Friday, September 11, 2009
U.S. Housing Market Foreclosure Filings Top 300,000 for Sixth Straight Month / Housing-Market / US Housing
By: Mike_Shedlock
Foreclosure filings are still on a rampage as noted by the Bloomberg headline U.S. Foreclosure Filings Top 300,000 for Sixth Straight Month.
Wednesday, September 09, 2009
Four Reasons Why UK House Prices Will Keep Falling / Housing-Market / UK Housing
By: MoneyWeek
Yesterday saw another sign that Britain's housing market is bottoming out. Or so you'd have thought from some of the media coverage.
But on a closer look, the latest residential lettings survey from the Royal Institution of Chartered Surveyors (RICS) wasn't really that upbeat at all. And it certainly hasn't changed our view that house prices in the UK still have some way to fall.
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Tuesday, September 08, 2009
U.S. Housing Market, The 800,000 Pound Deflationary Gorilla / Housing-Market / US Housing
By: Adam_Brochert
The housing market is rapidly deteriorating under the surface. A housing price collapse is a highly deflationary event because it affects so many banks and individuals. We are not close to a bottom in the real estate market and it is essentially almost impossible for it to come before the 2011-2012 time frame. If our government insists on continuing to subvert what's left of the free market system in real estate, it may take another decade to find the bottom.
Tuesday, September 01, 2009
The U.S. Housing Market's False Dawn / Housing-Market / US Housing
By: Money_Morning
Martin Hutchinson writes: Is the U.S. housing market truly at a turning point, as investors seem to increasingly believe? Or is this actually a false dawn, meaning that there are problems and pain ahead for those who turned bullish too soon?
Tuesday, September 01, 2009
Six Million Home Foreclosures: Next Ticking Lehman-Style Bomb…FDIC Insured Banks? / Housing-Market / US Housing
By: Andrew_Butter
Over a year ago Hank Paulson declared "The US Banking System Is A Safe and Sound One", the market's reaction to that piece of news was to short Fannie and Freddie into oblivion. A key issue there was holdings of mortgaged backed securities, specifically RMBS; valuations of those things depended on (a) their credit rating, (and once the LTV started to slip the rules said they had to be downgraded, so the price tanked), and (b) there was a rule of thumb that the value of those things was what an equivalent Treasury cost, less the cost of a CDS to insure them; when fear took over, the cost of a CDS went through the roof, the "market" (it never was a real market), froze. Then there was Lehman.
Friday, August 28, 2009
U.S. Housing Market Stabilises, But Don't Expect an Rip-Rooaring Rebound / Housing-Market / US Housing
By: Money_and_Markets
Mike Larson writes: Almost four months ago, I made one of the most dramatic shifts in my investment outlook ever. After warning — in advance — that we would experience a devastating housing and mortgage market crash … and after repeatedly refuting all the early — and wrong — bottom callers during the four-year collapse, I wrote the following in my Money and Markets column four months ago: