Analysis Topic: Personal Finance
The analysis published under this topic are as follows.
Friday, September 08, 2017
Financial Planning: The Importance of Building a Diverse Investment Portfolio / Personal_Finance / Pensions & Retirement
By: Boris_Dzhingarov
“Planning is bringing the future into the present so that you can do something about it now.” - Alan Lakein
It is vital not to underestimate the importance of planning for your retirement as well as your future. Simply stated, even in countries where there the state offers what used to be adequate pensions, the cost of living has risen to the extent that it is tough to make ends meet solely on a state pension.
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Sunday, September 03, 2017
Banana Plant Flowers and Fruits in Sheffield, Yorkshire UK For First Time in 5 years / Personal_Finance / Gardening
By: Sami_Walayat
Finally, and completely unexpectedly our Basjoo Banana plants have started to flower and fruit! The other day (25th July) we noticed that a new emerging leaf did not look quite right, instead we had the beginnings of a fruiting flower, and barely a 6 days on we noticed that another banana plant in a seperate container was ALSO showing signs of flowering! This was a big surprise, for the earliest we have seen banana plants fruit in Yorkshire was after 9 years of growth! As appeared on BBC Look North last year, so we are 4 years ahead of the fruiting banana tree curve!
Sunday, September 03, 2017
Win a New York Family Holiday with Hovis Despicable Me 3 Loaves of Bread / Personal_Finance / Freebies and Comps
By: Anika_Walayat
Win a family trip to New York with Hovis in conjunction with Despicable Me 3. Whilst the holiday may prove tough to win, however there are much, much easier to obtain consolation prizes of 3 Magnet Sets, which at 10,000 should literally be easy to win. And there is much more, as our video illustrates.
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Tuesday, August 29, 2017
Borrow Using Credit Cards Instead of Loans to Save Over £200 / Personal_Finance / Debt & Loans
By: MoneyFacts
The current low interest rate environment is no doubt popular with borrowers, however, an unsecured personal loan is not always the most cost-effective choice when it comes to borrowing small amounts. The latest research from moneyfacts.co.uk reveals that consumers could save over £200 by using a competitive credit card instead.
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Thursday, August 24, 2017
GCSE Exam Results 2017 School SHOCK - Video / Personal_Finance / Education
By: N_Walayat
Here is a taste of what it was like for Britain's 16 year olds on GCSE exam results day. Off early to school but not too early to avoid the first mad dash to collect the exam results. Find out if this 16 year old, one of 600,000 today was in for a shock result, good or bad, find out in this video.
Wednesday, August 23, 2017
Half Price UK Theme Parks Entry 2017 With Cheap Chocolate Packs / Personal_Finance / Holidays
By: Anika_Walayat
With a couple of weeks to go and the Bank Holiday next week, then there is still plenty of time for a trip to one of Britain's best theme parks and attractions such as Alton Towers, Thorpe Park, Chessington World of Adventure, Legoland, Shreks Adventure, Sea Life, Madam Tussaud's, Warwick Castle and the Dungeon. But don't pay full price a the gate, or even the online price which invariably requires pre-booking. Instead find out how to easily and cheaply get half price entry without having to pre-book so you don't have to play russian roulette with Britain's weather.
Monday, August 21, 2017
Win a Barny Family Safari Holiday - Last Chance! / Personal_Finance / Freebies and Comps
By: Anika_Walayat
This is your last chance to win a Barny Family Safari Holiday, or one of a thousand other relatively easy to win Ranger prizes. See our video for details, so that you don't waste your chance to win.
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Monday, August 21, 2017
The changing demographic of online gamblers / Personal_Finance / Gambling
By: Submissions
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Tuesday, August 15, 2017
UK Savings Market Recovery Weakened by Bank of England Lending Schemes / Personal_Finance / Saving Bonds
By: MoneyFacts
The latest data from moneyfacts.co.uk reveals that the savings market has now had seven consecutive months wherein rate rises have outweighed cuts, with July seeing 151 rises versus 45 cuts.
Fixed rate bonds are continuing to play a huge part in the recovery of the market, with 60% of the recorded rate rises last month being for fixed rate bonds. In fact, the average two-year fixed bond has grown from 1.04% to 1.32% since the start of the year, and a similar picture can be seen for longer-term bonds. The average three-year fixed bond has grown from 1.21% to 1.56%, while the average five-year fixed bond is up to 1.92% from 1.67% in January 2017.
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Saturday, August 12, 2017
How to Alton Towers Half Price Discount Entry 2017 and 2018, Any Time, No Pre-Booking! / Personal_Finance / Theme Parks
By: Anika_Walayat
We are now well into the 2017 summer holidays, and whenever we have a rain free day many UK families will be off on day trips to the UK's various theme parks, with Alton Towers definitely at the top of the list especially for 12's and over's. But Don't pay the GATE price! In fact don't pay the lower online price either! that requires pre-booking, which means your gambling on the weather.
Saturday, August 05, 2017
Why Switching to a Roth IRA May Be the Best Investment Decision You’ll Ever Make / Personal_Finance / Pensions & Retirement
By: John_Mauldin
By Terry Coxon : Should you convert your traditional IRA or 401k to a Roth? Or are you better off sticking with what you already have?
Either way, you stay plugged into the same powerful, wealth-building advantage that makes an IRA such a good thing to have—continuous compounding of investment returns unhindered by the drag of taxes.
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Wednesday, August 02, 2017
Alton Towers Discount Voucher Half Price Entry ANY TIME, No Pre-Booking! / Personal_Finance / Holidays
By: Anika_Walayat
It's the summer holidays once more and so once it stops raining many UK families will be off on day trips to the UK's various theme parks, with Alton Towers definitely at the top of the list especially for the 12's and over's.
Whilst there are the usual promotions on the breakfast cereals running, such as Adults go free with a paying child. The only problem with these offers are that according to Alton Towers to be a child you have to be under 12!
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Tuesday, July 25, 2017
Students, It’s Time to Prepare Your Finances for the Years Ahead / Personal_Finance / Student Finances
By: MoneyFacts
As we approach a brand new academic year, prospective students and those ready to graduate might be considering the most cost-effective bank account that will cover their day-to-day needs. Choosing a good student bank account and finding out how to manage finances will be an essential part of life, especially for those who will be living away from home for the first time.
The latest analysis by moneyfacts.co.uk highlights some of the most essential elements when it comes to choosing the right student account and how students can prepare themselves for the years ahead.
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Tuesday, July 18, 2017
Fixed Interest Rate Bond Rises Fuel Recovery in UK Savings Market / Personal_Finance / Savings Accounts
By: MoneyFacts
The latest data from moneyfacts.co.uk reveals that the savings market has now had six consecutive months wherein rate rises have outweighed cuts, with June seeing 125 rises versus 21 cuts.
Fixed rate bonds have been playing a huge part in the recovery of the market since the start of 2017, with last month showing that 78% of the recorded rate rises were for fixed rate bonds.
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Monday, July 17, 2017
Relocation: Everything You Need to do for a Smooth Transition Abroad / Personal_Finance / Immigration
By: Submissions
Justin Weinger writes: Dreaming of moving abroad? It’s not full steam ahead until you’ve sorted out some vital things including your finances, your housing and where on earth you’re going to store all of your belongings in the meantime. Here’s a relocation guide that will benefit you no matter where you’re going.
Tuesday, July 11, 2017
One-year Fixed Savings Interest Rates Hit Highest Level Since Base Rate Cut / Personal_Finance / Savings Accounts
By: MoneyFacts
It’s now been 11 months since the Bank of England cut the base rate to 0.25%, and many savers will have felt the impact. Thankfully, there have been some signs of life recently, with challenger banks increasing rates considerably on their one-year fixed rate bonds.
According to the latest research by moneyfacts.co.uk, the average one-year fixed bond rate has now hit 1.11%, which is the highest recorded rate since 4 August 2016.
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Monday, July 10, 2017
What Sports Are in Store for the Rest of 2017? / Personal_Finance / Gambling
By: Submissions
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Tuesday, July 04, 2017
UK Bank Rewards Current Accounts / Personal_Finance / Current Accounts
By: MoneyFacts
Consumers looking to earn a little back when they switch and spend may have noticed that some current account providers are shrinking the rewards they have on offer. The reason behind this appears to be down to low interest rates, but other factors could also be dampening activity in this area of the market.
The banks are expected to retain more capital, which could result in them spending less on perks for customers - meaning decreasing and disappearing rewards, as we’ve seen since the start of 2017.
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Wednesday, June 28, 2017
Important Money Management Tips For Teenagers / Personal_Finance / Student Finances
By: Boris_Dzhingarov
Financial literacy among teenagers is much lower than it should be. This is, in part, because money management education is not properly taught in schools. Most of the teens have no idea what personal finance is and why it is important. Parents are the ones that need to teach teens about money management. Obviously, this is much more difficult than it seems. The good news is that raising financially literate teenagers can be done. Follow these tips to do exactly that. Read full article... Read full article...
Saturday, June 24, 2017
Best Cash ISA for Soaring Inflation, Kent Reliance Illustrates the Great ISA Rip Off / Personal_Finance / ISA's
By: Nadeem_Walayat
According to the mainstream press there are emerging signs of life in the UK savings markets as the new tax year has kicked into gear, finally offering some hope to Britain's savers after a near 5 years of a catastrophic downward death spiral in UK interest rates, one of being ripped off by the tax payer bailed out banking crime syndicate that for the duration has continued to bank bonuses on the basis of artificial profits engineered by the Bank of England in an attempt at recapitalisng the bankrupt banks all whilst the savers continue to suffer and pay the price in terms of loss of purchasing power of savings by means of sub inflation interest rates.