Best Financial Markets Analysis Article The high street shops may have closed early afternoon on Christmas Eve but within a few hours the online sales soon went live and will remain live for the whole of Christmas day, most notable in terms of offering deep discounts on a large number of products are Next, House of Fraser, Debenhams, Marks & Spencer and John Lewis, who have a useful tool that allows shoppers to browse by discount level i.e. 30% off, 50% off or 70% off.

The majority of the deepest discounting is on clothing with the least amount of discounting on electrical goods.

Christmas Day Online Only Sales - 50%+ Off

Asda - Upto 50% off, limited.
ASOS - Over 10,000 products - Upto 50% off, typically 33%
Debenhams - Over 10,000 products, Upto 70% off, though typically 50%.
John Lewis - 30% off on 5195 products, 50% off on 6671 products, 70% off on 416 products.
Halfords - Most products - Upto 50% off
Harrods - Upto 50% off - limited.
House of Fraser - Approx 9,000 products on Sale - Upto 50% off
Marks and Spencer - Approx 4,500 products on Sale - Upto 50% off
Matalan
Monsoon - Approx 2,500 products on Sale - Upto 50% off, typically 33%.
NEXT - Approx 4,500 Products on Sale - Upto 60% off
PC World / Curry's

High Street and Online Sales Already in Progress

Argos
Austin Reed
Banana Republic
BHS
Clarks
Coast
Comet
Early Learning Centres
French Connection
GAP
Homebase
H&M - Upto 70% off
Laura Ashley - Upto 50% off
New Look
Oasis
PC World / Curry's
Sports Direct
TK Maxx
Tesco - Upto 33% off
TopShop
Toys R Us
WH Smith

In Store Sales Starting Boxing Day - Monday 26th Dec

Amazon - Online only Upto 70% off
Asda
Debenhams
Dorothy Perkins
Habitat - Upto 70% off
House of Fraser
Matalan
Monsoon
New Look
Next
Zara

In Store Sales Starting Tuesday 27th Dec

Harrods
IKEA
John Lewis

SALES Tips

Compare prices on your internet smartphone before buying to make sure that you actually are getting a bargain.
The biggest reductions come towards the end of the sales season, i.e. Christmas stock can go from 33% off to 50% off to 70% off to 80% off over the week after Christmas.
Don't be fooled by the "WAS" price, usually retailers raise the price just prior to the sales so it looks as though there has been a deep price cut when in reality the cut is far smaller or none existant. My general rule is that a real price cut is at least 50% which means buying at a 33% discount may mean your actually going to be paying the same or even higher price than at an earlier date during 2011, again check online to confirm the real market price before buying.
Use a cash back credit card such as Capital One Circle to earn cash back.
Make a list of items that you really need to prevent buying of junk.
Look for discount vouchers in newspapers.
Set yourself a budget and don't go over it.
Don't get into debt, there is no point saving 25% in the sales then paying 25% and beyond interest on purchases during 2012!
AVOID PAY DAY LOANS AT ALL COSTS! - Don't even think about it! These are nothing more than legalised loan sharks.

Source and Comments: http://www.marketoracle.co.uk/Article32308.html

By Nadeem Walayat

http://www.marketoracle.co.uk

Nadeem Walayat has over 25 years experience of trading derivatives, portfolio management and analysing the financial markets, including one of few who both anticipated and Beat the 1987 Crash. Nadeem's forward looking analysis focuses on UK inflation, economy, interest rates and housing market. He is the author of three ebook's - The Inflation Mega-Trend; The Interest Rate Mega-Trend and The Stocks Stealth Bull Market Update 2011 that can be downloaded for Free.

Nadeem is the Editor of The Market Oracle, a FREE Daily Financial Markets Analysis & Forecasting online publication that presents in-depth analysis from over 600 experienced analysts on a range of views of the probable direction of the financial markets, thus enabling our readers to arrive at an informed opinion on future market direction. http://www.marketoracle.co.uk

Disclaimer: The above is a matter of opinion provided for general information purposes only and is not intended as investment advice. Information and analysis above are derived from sources and utilising methods believed to be reliable, but we cannot accept responsibility for any trading losses you may incur as a result of this analysis. Individuals should consult with their personal financial advisors before engaging in any trading activities.

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