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Best Ways to Finance Your Studies in Abroad

Personal_Finance / Student Finances Sep 26, 2018 - 10:58 AM GMT

By: Submissions

Personal_Finance

Studying abroad is a dream of many Indian students. Studying abroad is quite difficult for a student of middle class as it is expensive. There are few benefits of studying abroad. The foremost thing is that you have to look care of all your things by your own; initially it will be very tough to adjust with the busy life. You can either take a loan or start a part time job to get yourself financed. Doing a part time is not a good choice as getting involved in any official work will not allow much time for your studies. You can go for taking an educational loan from a banks. Malaysia is now a preferred destination for  students seeking higher education.


Here is the list of some top places of abroad where you can go for your studies

  • Canada
  • Ukraine
  • America
  • Malaysia
  • South Korea
  • Australia
  • London
  • Tokyo
  • Spain
  • China
  • Ireland 

Some ways of how to finance your studies in abroad

  1. University Scholarships - One of the best sources of financial help can be the university which you attend. Universities provide support through scholarships which are offered based on merit and need.

For example:

Tata Scholarship at Cornell University: A USD 25 million trust fund provides the backing to some 20 Indian students. To qualify, you must first be admitted to a Cornell undergraduate course and then apply for financial assistance based on your needs.

And,

The British Council - British Council recently announced the largest number of scholarships awarded in a year in India, offering around 370 scholarships valued at almost one million pounds. The program will have the participation of 36 institutions of UK, and scholarships will be awarded for 260 undergraduate and postgraduate studies.

  1. Current Institute financing - The institution in which you are currently participating can be a source of financial assistance. It is important to talk to the principal and department heads to see if there are scholarships available and what their admission criteria are.
  2. Community Organizations - Very often community groups encourage and support outstanding members in their academic activities.

For example:

Mustard Seed Foundation (Harvey Fellows Program) - offers scholarships for Christian students in higher education at the best universities in areas considered insufficiently represented by Christians

  1. Student Loan

There are many private sector or public sector banks and companies  which provide loan to students at low interest rates in order to study abroad. At the time of taking educational loan co- signature is necessary either with parents or legal representative.

Managing your finances starts when you step out of school and start attending college. One of the best partners that help you do that is a perfect credit card , Banks also provide the student credit cards with various benefits . A card that fulfils all the needs of a student’s life while teaching an individual to set up a financial routine

  1. Student Prize

As the name represent the whole idea. Sometimes there are prizes awarded to the students, it will help as a financial aid for studying purpose or you can use it for other purposes. There is no minimum or maximum amount for awarding a prize.

Once you get the educational loan than you get enough time to pay back the loan. It is the best way to manage finance for your studies in abroad.

By Ruchi Mahajan

This is a Paid Advertorial.

© 2018 Copyright Ruchi Mahajan - All Rights Reserved Disclaimer: The above is a matter of opinion provided for general information purposes only and is not intended as investment advice. Information and analysis above are derived from sources and utilising methods believed to be reliable, but we cannot accept responsibility for any losses you may incur as a result of this analysis. Individuals should consult with their personal financial advisors.


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