Britain's election economic boom is in full swing with the UK economy looking set to bust above a 3% GDP growth rate, further boosted by the collapse in the oil price that is acting to depress inflation (general prices) and put extra money into the pockets of consumers that is manifesting during the holiday season as consumers go on a debt fuelled spending binge at the cathedrals of modern Britain, jam packed with shoppers afflicted with sales fever hunting for bargains as Christmas has morphed into a month long relentless advertisement to spend, spend and then gain spend some more into January.

To lubricate the sales season many credit card firms have been liberally stuffing household letterboxes with offers of 0% on purchases for 12 months or more that many borrowers may come to regret once their 0% periods expire with even longer borrowing terms for balance transfers with their associated one off fees.

SALES ALREADY IN PROGRESS or Starting Today - Monday 22nd Dec 2014

Expect the shops to be once more full to bursting point today as the sales appear to come a day earlier each year for it was not so long ago that the first date of the sales was 26th December, whilst this year the starting gun was fired on Friday 19th December.

The following is a list of in-store and online sales (unless otherwise indicated) for at least 30% off with many retailers advertising sales of typically upto 50% off. Though in my opinion the REAL sales only begin ONLINE Christmas Eve and then continue into early January. So whilst do enjoy today's shopping spree, but do bare in mind that these are NOT the real sales.

Asos - online sale only - Upto 50% off
Argos upto 60% off on Toys
BHS - Upto 50% off
Boden - Online only - Upto 50% off
Clarks - Upto 50% off
Dorothy Perkins - Upto 50% off
Debenhams - Very Limited - Upto 50% off
GAP - 60%
Habitat - Limited products upto 50% off
House of Fraser - Flash 12 Hour Sales - Limited - Upto 40% off
Homebase - Limited - Upto 50% off
H&M - Upto 70% off
Laura Ashley - Upto 50% off
New Look - Upto 60% off
Next Clearance Sale on selected items Upto 50% off
Office - Upto 50% off
Oasis - Upto 50% off
Reiss - Upto 50% off
River Island - Upto 70% off
Sports Direct - Upto 90% off
Miss Selfridges - Upto 70% off
Top Shop - Upto 80% off

SALES Starting 23rd Dec

IKEA
Sainbury's
TK Maxx
Toys R Us
Very.co.uk - Upto 70% off
WH Smith

Real Sales Provisional data - Check Market Oracle latest article updates.

SALES Starting Christmas Eve - Tuesday 24th Dec

Argos - Extends and expands Discounts to 75% off online from midnight .
Boots - online only
B&Q
John Lewis 50% off sale - Online only from 5pm
Halfords - Online only.
Homebase - Online only - 60% off.
Harrods - Online only from 6pm
Harvey Nichols - Online
Debenhams - Online only at Midnight.
House of Fraser - Online only from 12pm
Marks and Spencer Online from 5pm
Matalan - online only
NEXT - Online only from 3pm
New Look - online only - 60% off.
PC World / Curry's - Online only from 7pm
Toys R Us - online only.

SALES Starting Christmas Day - Wednesday 25th Dec

Amazon - from 8am - approx 30% off

SALES Starting Boxing Day - Thursday 26th Dec

Asda - until mid Jan.
Banana Republic
Body Shop
Boots
Debenhams - Starts 7am.
Dorothy Perkins
French Connection
GAP
John Lewis 50% off sale - In selected stores from 9.30am
Habitat
Harvey Nichols
Harrods from 10am
Homebase
House of Fraser - starts 8am
Liberty
Matalan
Monsoon - At least 30% off
New Look - 60% off.
PC World / Curry's
Next - In store starts 6am.
Selfridges
Toys R Us

SALES Starting Friday 27th Dec

John Lewis - In store

SALES Tips

Compare prices on your internet smartphone before buying.
The biggest reductions come towards the end of the sales season, i.e. Christmas stock can go from 33% off to 50% off to 70% off to 80% off over the week after Christmas.
Use a cash back credit card such as Capital One Circle to earn cash back.
Make a list of items that you really need to prevent buying of junk.
Look for discount vouchers in newspapers.
Look for discounts vouchers online, many sites and app's have sprung up over the year.
Set yourself a budget and don't go over it.
Don't get into debt, there is no point saving 25% in the sales then paying 25% and beyond interest on purchases during 2014!
And the best discounts can be found on Ebay during January as people offload unwanted gifts and purchases to pay down Christmas debt.

By Nadeem Walayat

http://www.marketoracle.co.uk

Nadeem Walayat has over 25 years experience of trading derivatives, portfolio management and analysing the financial markets, including one of few who both anticipated and Beat the 1987 Crash. Nadeem's forward looking analysis focuses on UK inflation, economy, interest rates and housing market. He is the author of five ebook's in the The Inflation Mega-Trend and Stocks Stealth Bull Market series that can be downloaded for Free.

Nadeem is the Editor of The Market Oracle, a FREE Daily Financial Markets Analysis & Forecasting online publication that presents in-depth analysis from over 1000 experienced analysts on a range of views of the probable direction of the financial markets, thus enabling our readers to arrive at an informed opinion on future market direction. http://www.marketoracle.co.uk

Disclaimer: The above is a matter of opinion provided for general information purposes only and is not intended as investment advice. Information and analysis above are derived from sources and utilising methods believed to be reliable, but we cannot accept responsibility for any trading losses you may incur as a result of this analysis. Individuals should consult with their personal financial advisors before engaging in any trading activities.

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