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Analysis Topic: Personal Finance

The analysis published under this topic are as follows.

Personal_Finance

Saturday, July 30, 2016

Top 10 Pokemon GO Playing Tips, Tricks and Secrets! / Personal_Finance / Mobile Technology

By: Sami_Walayat

Here are my TOP 10 Tips and tricks for playing Pokemon GO, for both beginners and experienced players to get you on the fast track to level up to evolve higher CP Pokemon's

  1. Use curve balls for more experience.
  2. Busy locations for lots of stops and pokemon's
  3. Don't power up your Pokemon's until you reach level 13.
  4. Watch out for Rustling grass for nearby Pokemon's....
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Personal_Finance

Tuesday, July 26, 2016

UK Annuity competition has never been weaker / Personal_Finance / Pensions & Retirement

By: MoneyFacts

The latest analysis of the annuity market by Moneyfacts has highlighted the challenging pricing conditions facing the sector and suggests that competition in the annuity market has never been weaker.

The analysis conducted for the Moneyfacts Personal Pension and Annuity Trends Treasury Report shows a seeming lack of appetite among providers to compete for annuity business, a factor which is contributing to record low annuity rates.

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Personal_Finance

Saturday, July 23, 2016

Pokemon Go - How to Play, First Use, Balls, Stops, Catching Pokemon's... Great Excercise! / Personal_Finance / Health and Fitness

By: Sami_Walayat

Here is your comprehensive guide to join in the Pokemon Go, Nintendo's stock price soaring craze, your first use guide as we walk you through of what to expect and what to do. From logging into what is still a relatively buggy app to catching your very first Pokemon, and then your off on your exercise trek to your first Pokestops to get lots of free stuff from balls, to incense to eggs that will hatch into pokemon's as you walk. Then its a case of catching Pokemon by watching out for the telltale signs such as rustling grass as you power up your way through the levels. All covered in this video:

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Personal_Finance

Tuesday, July 19, 2016

UK Savings Interest Rates Fall to Record Lows / Personal_Finance / Savings Accounts

By: MoneyFacts

Data from Moneyfacts.co.uk can reveal that rate reductions in the savings market have now outweighed rate rises for nine consecutive months.

In June, Moneyfacts recorded just 14 savings rate rises. Disappointingly, rate reductions over the same period completely outshone this figure, with the number of rate decreases standing at a staggering 117, with some deals falling by as much as 1.30%.

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Personal_Finance

Monday, July 18, 2016

With less cash to Spend Abroad, avoid unwanted Credit and Debit Card Fees / Personal_Finance / Credit Cards & Scoring

By: MoneyFacts

As holidaymakers prepare for their trip abroad, they may begin to realise that their travel cash will not be going as far as before. Thanks to fluctuating exchange rates, buying £200 worth of Euros today means €49 less spending money than a year ago, and a similar picture can be seen when buying £200 worth of dollars, with almost $48 less back compared with 2015. With this in mind it is vital for consumers to save cash where they can, and one way to do this is to be wary of using cards abroad.

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Personal_Finance

Friday, July 15, 2016

Will They Come For Your IRA? / Personal_Finance / Pensions & Retirement

By: Dr_Jeff_Lewis

I received this note from a reader regarding the confiscation of retirement accounts:

Doc,

Thank you for your kind words.  I do have a question for you.

You only need to read the first paragraph of this article for my question:

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Personal_Finance

Friday, July 15, 2016

How to Get Winning Letters K, C or D in Walkers Spell & Go Holiday Wins Promotion / Personal_Finance / Freebies and Comps

By: Anika_Walayat

Want to know how to get a winning K,C or D letter in Walkers Spell and Go Holiday wins promotion? Then find out in our latest video where we show you two methods for getting a winning letter K, C or D, so you too can experience what it is like to win a Walkers Spell & Go Holiday! Just as we have experienced! And so you can too share the excitement of winning a holiday with your friends and family.

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Personal_Finance

Tuesday, July 12, 2016

Extortionate Fees Push Bank Overdraft Costs to a New High / Personal_Finance / Current Accounts

By: MoneyFacts

In March 2009 the credit crunch started to bite and base rate fell to its historic low of 0.50%. Since then, the cost of borrowing using a current account has risen, and it has now hit yet another high. Indeed, the latest research by Moneyfacts.co.uk can reveal that authorised overdrafts could now cost borrowers as much as £180 a year.

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Personal_Finance

Monday, July 11, 2016

UK Savings Market Review / Personal_Finance / Savings Accounts

By: MoneyFacts

As far as the savings market was concerned, the first half of 2016 was a total wipe-out. In fact, research from Moneyfacts.co.uk shows that, since the start of the year, savers have witnessed a vast number of rate cuts, which have caused rates to plummet to new lows. For example, the average five-year fixed rate has fallen by a whopping 0.63% since January this year.

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Personal_Finance

Wednesday, July 06, 2016

Walkers Crisps Spell and Go K C D Holiday Win After 300 Letter Codes! / Personal_Finance / Freebies and Comps

By: Anika_Walayat

Just Like us, hundreds of thousands of people right across Britain have dutifully trundled along through hail, rain and snow to their local supermarkets every other week to stock up on walkers crisp multi-packs in an desperate attempt to escape Britain's usually dismal summer by means of winning one of Walkers Spell and Go Holidays! We'll today after having entered 300 codes our quest for the holy grail for a K,C,D finally draws to an end and so find out happens towards the very end of our Walkers Crisp blitzkrieg campaign, and a valuable lesson of what to expect from future such promotions.

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Personal_Finance

Tuesday, July 05, 2016

Use Credit Cards Sparingly to Avoid a Debt Hangover / Personal_Finance / Credit Cards & Scoring

By: MoneyFacts

Credit cards have long been established as a popular payment method and are currently celebrating their 50th birthday in the UK. However, increasingly tempting credit card limits (Barclaycard estimates that the average limit is now a staggering £4,000) mean that borrowers could find themselves falling into a spiral of long-term debt.

However, credit cards can be helpful if used sparingly, and if borrowers ensure that they grab a good deal and pay more than the minimum repayment each month.

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Personal_Finance

Tuesday, June 28, 2016

Cash ISA Interest Rates Have Halved Over the Past Four Years / Personal_Finance / ISA's

By: MoneyFacts

Long-suffering savers are likely to be all too familiar with the current state of the savings market, and while Individual Savings Accounts (ISAs) were once a competitive safe haven for savers’ cash, the last four years of rate cuts have been excruciatingly painful.

Indeed, research from Moneyfacts.co.uk can reveal that average rates, and in some cases best buy deals, have halved since the Funding for Lending Scheme (FLS) launched in 2012. In addition, since the introduction of the Personal Savings Allowance in April 2016, ISA rates have continued to plummet.

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Personal_Finance

Monday, June 27, 2016

Best Holidays for Summer 2016 / Personal_Finance / Travel & Holidays

By: ....

The summer season is the reason why many tourists book their flights to Tel Aviv Their summer season lasts from April to October and you can expect very few rain during this period. The temperature in Tel Aviv tends to get humid and you will find yourself sweating a lot if you stay outside. Tel Aviv has about 13 km of sandy beaches and it is dubbed as the Miami Beach on the Med. Some of the popular beaches in Tel Aviv are Gordon Beach, Banana Beach, and Metzizim Beach. You can also go for a dip in the water of the Mediterranean beach at Tel Aviv to cool down yourself in the humid weather.

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Personal_Finance

Saturday, June 25, 2016

Walkers Crisps Spell and Go - Will 250 Letter Codes Win a Holiday? / Personal_Finance / Freebies and Comps

By: Anika_Walayat

The Walker’s Crisps 'Spell and Go' promotion is now well past the halfway mark and we have so far entered over 250 codes for 200 letters. So we have plenty multiples of letters, but have we finally actually banked one of the scarce winning letters K,C or D. Find out in our latest video in this series, so that you too can understand what the actual real world chances are of winning a Walkers Spell and Go holiday.

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Personal_Finance

Monday, June 20, 2016

The not-so-cheap UK Personal Loans / Personal_Finance / Debt & Loans

By: MoneyFacts

Unsecured personal loans can be ideal for people who have debts to consolidate or who want to make a purchase with a fixed repayment plan. It’s not surprising, therefore, that in the current low interest rate environment this type of finance is proving to be popular with many borrowers.

However, these loans are not always the best option, and the latest research from Moneyfacts.co.uk reveals that anyone looking to take out a smaller loan may be shocked by how much they will be charged in interest compared to alternative forms of borrowing.

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