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Market Oracle FREE Newsletter

Analysis Topic: Personal Finance

The analysis published under this topic are as follows.

Personal_Finance

Thursday, September 16, 2021

What Kind of Support and Services Can Your Accountant Provide? Your Main Questions Answered / Personal_Finance / Financial Education

By: Submissions

Accountants have always been essential for many large enterprises, but even if you have a small business or are self-employed, an accountant can do a lot for you as well. In fact, you may need their expertise and services even more as you grapple with such things as tax returns, finding funding, seeking proper business advice for major decisions, and more. In addition, your accountant can be your best partner for projecting the future of your business and finding out about your business' outlook because they will have the best idea of your financial standing. But precisely what kind of support and services can your accountant provide? Here are the answers to your main questions and a list of specifically what they can do.

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Personal_Finance

Monday, September 13, 2021

There are diverse ways to finance the purchase of a car / Personal_Finance / Debt & Loans

By: S_N_Chatterjee

Obviously the best solution is to buy a car and pay in cash. But fortunately you can always also take a loan. Is it still a good idea to take a loan to buy a car?

Toyota is the market leader in Poland in terms of the number of new passenger cars bought in Poland in 2021. Individual customers most often choose Toyota Yaris, which costs from PLN 62,900 to PLN 77,900 with basic equipment, depending on the body type and engine version. Dacia Duster (with prices from PLN 48,900) and Toyota Corolla (from PLN 80,000 to PLN 113,000 with basic equipment) also enjoy huge popularity. In accordance with the data of OTOMOTO, when it comes to used cars, those worth from PLN 30,000 to PLN 50,000 and above PLN 50,000 are most popular, with figures reaching 27.3% and 41.4%, respectively. OTOMOTO customers have been looking at Audi A4 and BMW 3 Series as well as Opel Astra and Ford Focus. When considering options to finance car purchase, you can almost always take a loan, no matter if you choose to buy a brand new car or a used one.

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Personal_Finance

Friday, September 10, 2021

The Pitfalls of Not Using a Solicitor for Your Divorce / Personal_Finance / Financial Risk

By: Submissions

In all likelihood, the overwhelming majority of adults who have gone through a divorce considered, at some point or another, foregoing a potentially emotional trip to the solicitors in favour of taking a DIY approach and completing the paperwork alone.

It is entirely possible to be granted a divorce by doing it yourself using the government’s online application form, and many people have opted to go down this route as a result. There are, however, a number of potentially significant pitfalls that make it an unadvisable choice for so many of us to go alone with the process.

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Personal_Finance

Wednesday, September 08, 2021

Sun Sea and Sand UK Holidays 2021, Scarborough in VR 180 3D! / Personal_Finance / Holidays

By: Anika_Walayat

Here's another unique VR 180 video at Scarbourough beach, fun in the sea given that \It's the Walayat Family tradition to head to the beach for Eliza's Birthday's given that her birthday is in prime holiday season, and so it was for her 7th Birthday where this year we headed for Scarborough after giving the beach birthday a miss last year due to the Pandemic and the preceding years birthday taking place on several Cornwall beaches. So here are some of the sights and sounds of Scarborough, sun, sea, sand. Just goes to show one does not need to go abroad to have a fun holiday and all in VR 180!

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Personal_Finance

Friday, August 27, 2021

Scarborough Seaside Sun Sea, and Sand Sights and Sounds Birthday Beach Holiday 2021 / Personal_Finance / Holidays

By: N_Walayat

It's the Walayat Family tradition to head to the beach for Eliza's Birthday's given that her birthday is in prime holiday season, and so it was for her 7th Birthday where this year we headed for Scarborough after giving the beach birthday a miss last year due to the Pandemic and the preceding years birthday taking place on several Cornwall beaches. So here are some of the sights and sounds of Scarborough, sun, sea, sand and attractions. Just goes to show one does not need to go abroad to have a fun holiday.

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Personal_Finance

Friday, August 27, 2021

How to Drop Temps on a HOT WD My book Duo External Hard Drives Cooling to Prevent Data Loss / Personal_Finance / Computing

By: HGR

Western Digital External Drives Run HIOT! They are not really designed to be under constant load, so if you are using them under constant load then they will overheat, thermal throttle and risk the loss of data!

So what is the solution if one wants to keep a drive attached permanently? We'll COOLING, and so here's an example of how to Cool HOT WD drives where in this example I am seeking to quickly cool a HOT 28tb twin drive My Book DUO.

If you are looking for a My Book DUO then check out these Amazon pages to grab a potential bargain for instance I paid just £550 for these at the time of purchase (amazon affiliate links).

UK - https://amzn.to/3sK5ZLH
US - https://amzn.to/3cKaErq

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Personal_Finance

Wednesday, August 25, 2021

T-Rex Tower Water Slide Ride Fun at Gullivers Rother Valley - UK Theme Parks 2021 / Personal_Finance / Theme Parks

By: N_Walayat

It's Eliza's 7th Birthday soon and as a birthday treat we took her to the recently opened new Theme Park Gulliver's Rother Valley which is situated between Rotherham, Sheffield and Doncaster, so near three major urban areas. Gulliver's theme parks are mainly for under 10's so Eliza's teenage brothers and sisters were a bit bored but Eliza had a lot of fun. Here's what it was like to ride on the T-Rex Tower Water Slide ride. Lots of fun and one of the few rides that teenagers will enjoy.

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Personal_Finance

Monday, August 23, 2021

Can Betting Picks be a Genuine Career Path?  / Personal_Finance / Gambling

By: Submissions

Professional Online Bettor: Can You Live Off Betting Picks?

There are hundreds if not more professional betting tipsters or individuals who provide betting tips to boost their clients’ winning odds. Professional tipsters rely on their knowledge and expertise in the industry. Some are naturally more knowledgeable than others but, in most cases, these individuals are experts in what they do. While they cannot predict what will happen in a sports event, they can help you with making more informed, better betting decisions.

Speaking of betting picks, sometimes you need to pay for good betting picks depending on which service you use. However, using many of these services will cost you nothing. However, everyone can claim to have the knowledge and expertise and start offering betting tips.

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Personal_Finance

Sunday, August 22, 2021

Apache Falls Water Splash Ride at Gulliver's Rother Valley Theme Park 2021 / Personal_Finance / Theme Parks

By: N_Walayat

It's Eliza's 7th Birthday soon and as a birthday treat we took her to the recently opened new Theme Park Gulliver's Rother Valley which is situated between Rotherham, Sheffield and Doncaster, so near three major urban areas. Gulliver's theme parks are mainly for under 10's so Eliza's teenage brothers and sisters were a bit bored but Eliza had a lot of fun. Here's what it was like to ride on the Apache Falls water ride, the circular ride that you tend to have at most theme parks such as Legoland, Drayton Manor, Alton Towers etc. Lots of fun and one of the few rides that teenagers will enjoy.

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Personal_Finance

Friday, August 20, 2021

5 Ways to Spruce Up Your Garden / Personal_Finance / Home Improvements

By: Boris_Dzhingarov

Sprucing up your garden and the surrounding area is a great idea if you want to enjoy the outdoor space that you have. It’s also something that’s best approached during the late summer and early autumn months before the leaves start to fall and make a complete mess of it. Striking early is best when sprucing up your garden. Here are five ways to do so.

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Personal_Finance

Sunday, August 15, 2021

Corsair MP600 NVME M.2 SSD Review, Crystal Disk, Atto Benchmarks, How Hot Does it Get? / Personal_Finance / Computing

By: HGR

Corsair MP600 is a PCIE4.0 SSD drive with advertised read speeds of upto 4950 mb/s and write speeds of upto 4250 mm/s and in this video we benchmark a couple of these drives to see if real world use matches the sales pitch. Furthermore given the high access speeds it's good to know how hot these SSD drives get! As usually the hotter the drive the more likely it is to fail earlier, especially when SSD temps approach and pass 60c! So find out in our latest video of what to expect with MP600 SSD's

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Personal_Finance

Sunday, August 15, 2021

Birthday Balloons and Amazon Surprise Gifts for 7 Year Old Birthday Girl / Personal_Finance / Shopping

By: N_Walayat

It's Eliza's 7th Birthday soon and what is a requirement of all birthdays? Balloons, lots and lots of Balloons! And so Eliza begins the process of blowing up her own birthday balloons in advance of her birthday,

If you like Eliza's videos then consider sending her a surprise birthday present over Amazon, you can check out her birthday with list here - Eliza's Amazon Wish List. Nothing fancy or expensive but some of the items that she would like as a birthday gift, and of course we will feature any gifts received in a future video.

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Personal_Finance

Friday, August 13, 2021

Budgies Outdoor Wet Grass Natural Bath Time Fun Play - VR 180 3D / Personal_Finance / Animals & Pets

By: N_Walayat

Here;s another unique budgie video from the Walayat Family budgie / parakeet care experts. In this video our budgies have bath time fun outdoors in wet grass! Shot in VR 3D 180, a completely unique VR experience, probably a world first! And even if you don't have an headset then any 180 capable browser such as fire fox will allow you to pan around the garden as the budgies enjoy their bath fun time.

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Personal_Finance

Thursday, August 12, 2021

Why Premium Bonds Are Garbage and I am Selling ALL to Buy Shares in Google (Alphabet) / Personal_Finance / Saving Bonds

By: Nadeem_Walayat

Premium Bonds - What a load of garbage! Absolute garbage! Might as well stuff cash under your mattress then invest in these piles of poop. Find out why in my latest video as I look back over the year to see how much I have won on a £32.5k investment, THIRTY TWO THOUSAND POUNDS parked in this garbage that has lost at least 4% in value and probably nearer to 10% given the true rate of inflation!

ABSOLUTE GARBAGE! Find out why I am going to sell all and just stuff the cash in the Google Shares (Alphabet)! Don't make the same mistake as me and invest in premium bonds!

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Personal_Finance

Tuesday, August 10, 2021

How To Make the Right Investment Decision – The Ultimate Guide / Personal_Finance / Learning to Invest

By: Mark_Adan

Given the current market events, you're wondering whether to change your investment portfolio or not. It has been a great concern because various investors - including mattress stuffers and bargain hunters - make rapid investment decisions without planning long-term financial goals.

However, we can't tell you how you need to manage your investment - particularly during a volatile market. But we can provide you an alert to help you make an informed decision.

Since the pandemic hit the world, the world of investment has become challenging. So, as an investor, you need to be concerned about consumer demand points to a strong economic recovery.
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Personal_Finance

Tuesday, August 10, 2021

What Are The Benefits Of Dividends? Everything You Must Know / Personal_Finance / Learning to Invest

By: Mark_Adan

What are dividends? And what is the importance of dividends? Or downside?

Dividends paying firms distribute a portion of net income to shareholders of their stock. These are paid yearly, and the remaining amount of profit, the company, reinvests back into the business.

Dividend stocks make regular payments to shareholders, therefore a great way for an investor to earn a passive income. Moreover, dividend stocks have a number of benefits beyond the allure of receiving passive income.

Before buying in, you should understand and examine both the advantages and disadvantages. You can weigh the two and make an informed decision.

Let's explore the benefits of dividend investing:

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Personal_Finance

Thursday, August 05, 2021

Budgie Clipped Wings, How Long Before Flight Feathers Grow Back After Clipping, 4 Week Update / Personal_Finance / Animals & Pets

By: N_Walayat

So you have just clipped your budgies wings or are contemplating clipping it's wings. However, your wondering how long will it take for the budgie to grow new flight feathers and start flying again is answered in our latest budgie / parakeet care video where we have 2 budgies. the Green budgie had a total of 10 flight feathers clipped whilst the Blue budgie had 8 clipped. So lets find out how many have grown back after 8 weeks and what their flying capabilities are.

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Personal_Finance

Wednesday, August 04, 2021

Is Wise Really The King of Online Money Transfer Services? / Personal_Finance / Forex Trading

By: Boris_Dzhingarov

Wise, formerly known as Transferwise, has generated tremendous success and hype over the past 10 years in the online foreign exchange transfer industry. Granted, the company is one of many that offer consumers a nearly identical service of transferring funds from one currency to another.

But what separates Wise from so many UK currency brokers is the fact that its two co-founders scaled a solution to a personal problem to become an industry titan.

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Personal_Finance

Wednesday, August 04, 2021

Tips for Investing Your Money in Stocks - The Ultimate Guide / Personal_Finance / Investing 2021

By: Mark_Adan

There are many ways of investing your money. Some of these ways include stocks, casino gambling, real estate, among others. If you want to invest your money in stocks, this is the right guide for you.

Successful investors use these tips to win, manage their emotions, and keep perspectives.

It is recommended that you don't invest more than 10% in individual stocks. The others should be low-cost mutual funds. However, if you need the money in five years, don't invest it in stocks.

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Personal_Finance

Sunday, August 01, 2021

Earn Upto 6% Interest Rate on USD Cash Deposits with Binance Crypto Exchange USDC amd BUSD / Personal_Finance / cryptocurrency

By: Nadeem_Walayat

How can one earn a decent rate of interest on CASH, or near to cash as one can get in a select few stable coins such as BUSD and USDC, note I am ignoring the largest stable coin USDT because I consider that as being ponzi scheme. Nevertheless crypto exchanges offer a way to earn an interest rate of as much as 6% on CASH USD deposits! Of course one should NOT just bung the whole of their excess cash onto a crypto exchange such as Binance for 6% as the risks of loss of funds is too high!

However, I have funded this crypto exchange whilst I await for better crypto prices to invest into, and those funds can earn as much as 6%! So at this point in time I am only depositing a relatively small amount of funds whilst I wait for the crypto bear market to play out over the next 6 months, in the meantime I am earning a return that is a good 5X what any banks are offer for deposits.

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