Analysis Topic: Personal Finance
The analysis published under this topic are as follows.
Wednesday, September 20, 2017
Americans Don’t Grasp The Magnitude Of The Looming Pension Tsunami That May Hit Us Within 10 Years / Personal_Finance / Pensions & Retirement
By: John_Mauldin
Total unfunded liabilities in state and local pensions have roughly quintupled in the last decade.
You read that right—not doubled, tripled, or quadrupled—quintupled. That’s nice when it happens on a slot machine, not so nice when it’s money you owe.
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Thursday, September 14, 2017
7 Security Tips for Online Traders / Personal_Finance / Cyber Crime
By: Submissions
Jessica Davison writes: Do you trade the world's markets online? It doesn’t matter if you trade currencies, commodities, stocks or bonds, the security protocols around the safety of your data all need to be the same. The power of the internet has brought the trading desk into the home office and the local coffee shop.
While the convenience and mobility of the trading lifestyle are glamorous and empowering, it can also be frightening. It can become scary when you realize that your entire financial empire boils down to a few strings of code that keep your money, and that of your clients, secure from the hands of cyber criminals. Here are seven security tips you can implement to keep your online trading activities safe.
Thursday, September 14, 2017
Win Emoji Movie Merchandise with a CheeseStrings Selfie / Personal_Finance / Freebies and Comps
By: Anika_Walayat
Kerry Foods, producers of kids range dairy products such as Cheesestrings are offering weekly chances of winning Emoji movie merchandise that includes lunch boxes, stationary, erasers and stickers, with some 200 prizes up for grabs every week until the end of November. With so many prizes on offer this should prove a relatively easy competition to win, just take a selfie as demonstrated in our video and upload it to the cheesestrings site. Watch the video for full details of what to do to maximise chances of winning.
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Sunday, September 10, 2017
Custom Built Gaming PC - 2. Quality of Build, What to Check Inside / Personal_Finance / Technology
By: Adnaan_Walayat
In part 2 of our buying a custom built gaming PC from an online builder such as OverClockers UK series, we open up the base unit to take a look at the installed components for what to check for in terms of the quality of build before plugging the PC in and booting it up for the first time, because during transit internal connectors can become loose, so it is always a good idea to check everything inside is secure and plugged as this video illustrates, before powering up the machine for the first time.
Friday, September 08, 2017
OverClockers UK Custom Built Gaming PC Review: 1. Delivery and Unboxing / Personal_Finance / Resources & Reviews
By: Adnaan_Walayat
Here's the first video in our series of exactly what to expect when buying a custom built PC from a major UK custom PC builder, OverClockers UK. So 10 calendar days after placing the order delivery day has arrived. But how reliable will the days delivery window be? And then after delivery it's unboxing time to find out exactly what's been delivered, has it all survived transit intact? Find out now of what to expect when ordering from OverClockers UK and probably most similar custom PC builders.
Friday, September 08, 2017
Financial Planning: The Importance of Building a Diverse Investment Portfolio / Personal_Finance / Pensions & Retirement
By: Boris_Dzhingarov
“Planning is bringing the future into the present so that you can do something about it now.” - Alan Lakein
It is vital not to underestimate the importance of planning for your retirement as well as your future. Simply stated, even in countries where there the state offers what used to be adequate pensions, the cost of living has risen to the extent that it is tough to make ends meet solely on a state pension.
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Sunday, September 03, 2017
Banana Plant Flowers and Fruits in Sheffield, Yorkshire UK For First Time in 5 years / Personal_Finance / Gardening
By: Sami_Walayat
Finally, and completely unexpectedly our Basjoo Banana plants have started to flower and fruit! The other day (25th July) we noticed that a new emerging leaf did not look quite right, instead we had the beginnings of a fruiting flower, and barely a 6 days on we noticed that another banana plant in a seperate container was ALSO showing signs of flowering! This was a big surprise, for the earliest we have seen banana plants fruit in Yorkshire was after 9 years of growth! As appeared on BBC Look North last year, so we are 4 years ahead of the fruiting banana tree curve!
Sunday, September 03, 2017
Win a New York Family Holiday with Hovis Despicable Me 3 Loaves of Bread / Personal_Finance / Freebies and Comps
By: Anika_Walayat
Win a family trip to New York with Hovis in conjunction with Despicable Me 3. Whilst the holiday may prove tough to win, however there are much, much easier to obtain consolation prizes of 3 Magnet Sets, which at 10,000 should literally be easy to win. And there is much more, as our video illustrates.
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Tuesday, August 29, 2017
Borrow Using Credit Cards Instead of Loans to Save Over £200 / Personal_Finance / Debt & Loans
By: MoneyFacts
The current low interest rate environment is no doubt popular with borrowers, however, an unsecured personal loan is not always the most cost-effective choice when it comes to borrowing small amounts. The latest research from moneyfacts.co.uk reveals that consumers could save over £200 by using a competitive credit card instead.
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Thursday, August 24, 2017
GCSE Exam Results 2017 School SHOCK - Video / Personal_Finance / Education
By: N_Walayat
Here is a taste of what it was like for Britain's 16 year olds on GCSE exam results day. Off early to school but not too early to avoid the first mad dash to collect the exam results. Find out if this 16 year old, one of 600,000 today was in for a shock result, good or bad, find out in this video.
Wednesday, August 23, 2017
Half Price UK Theme Parks Entry 2017 With Cheap Chocolate Packs / Personal_Finance / Holidays
By: Anika_Walayat
With a couple of weeks to go and the Bank Holiday next week, then there is still plenty of time for a trip to one of Britain's best theme parks and attractions such as Alton Towers, Thorpe Park, Chessington World of Adventure, Legoland, Shreks Adventure, Sea Life, Madam Tussaud's, Warwick Castle and the Dungeon. But don't pay full price a the gate, or even the online price which invariably requires pre-booking. Instead find out how to easily and cheaply get half price entry without having to pre-book so you don't have to play russian roulette with Britain's weather.
Monday, August 21, 2017
Win a Barny Family Safari Holiday - Last Chance! / Personal_Finance / Freebies and Comps
By: Anika_Walayat
This is your last chance to win a Barny Family Safari Holiday, or one of a thousand other relatively easy to win Ranger prizes. See our video for details, so that you don't waste your chance to win.
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Monday, August 21, 2017
The changing demographic of online gamblers / Personal_Finance / Gambling
By: Submissions
Thomas writes: The face of gambling has changed massively over the last couple of decades, developing into an online-driven industry that has altered not only the way people play, but who is actually gambling. Leaving the traditional image of a casino or bookmaker in the dust, online gambling is now an exciting experience that keeps players from all walks of life coming back for more. It is now estimated that 44% of women now regularly gamble, and an increasing number of 18-24 year olds are now opening online gambling accounts, as well as playing more often.
Tuesday, August 15, 2017
UK Savings Market Recovery Weakened by Bank of England Lending Schemes / Personal_Finance / Saving Bonds
By: MoneyFacts
The latest data from moneyfacts.co.uk reveals that the savings market has now had seven consecutive months wherein rate rises have outweighed cuts, with July seeing 151 rises versus 45 cuts.
Fixed rate bonds are continuing to play a huge part in the recovery of the market, with 60% of the recorded rate rises last month being for fixed rate bonds. In fact, the average two-year fixed bond has grown from 1.04% to 1.32% since the start of the year, and a similar picture can be seen for longer-term bonds. The average three-year fixed bond has grown from 1.21% to 1.56%, while the average five-year fixed bond is up to 1.92% from 1.67% in January 2017.
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Saturday, August 12, 2017
How to Alton Towers Half Price Discount Entry 2017 and 2018, Any Time, No Pre-Booking! / Personal_Finance / Theme Parks
By: Anika_Walayat
We are now well into the 2017 summer holidays, and whenever we have a rain free day many UK families will be off on day trips to the UK's various theme parks, with Alton Towers definitely at the top of the list especially for 12's and over's. But Don't pay the GATE price! In fact don't pay the lower online price either! that requires pre-booking, which means your gambling on the weather.
Saturday, August 05, 2017
Why Switching to a Roth IRA May Be the Best Investment Decision You’ll Ever Make / Personal_Finance / Pensions & Retirement
By: John_Mauldin
By Terry Coxon : Should you convert your traditional IRA or 401k to a Roth? Or are you better off sticking with what you already have?
Either way, you stay plugged into the same powerful, wealth-building advantage that makes an IRA such a good thing to have—continuous compounding of investment returns unhindered by the drag of taxes.
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Wednesday, August 02, 2017
Alton Towers Discount Voucher Half Price Entry ANY TIME, No Pre-Booking! / Personal_Finance / Holidays
By: Anika_Walayat
It's the summer holidays once more and so once it stops raining many UK families will be off on day trips to the UK's various theme parks, with Alton Towers definitely at the top of the list especially for the 12's and over's.
Whilst there are the usual promotions on the breakfast cereals running, such as Adults go free with a paying child. The only problem with these offers are that according to Alton Towers to be a child you have to be under 12!
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Tuesday, July 25, 2017
Students, It’s Time to Prepare Your Finances for the Years Ahead / Personal_Finance / Student Finances
By: MoneyFacts
As we approach a brand new academic year, prospective students and those ready to graduate might be considering the most cost-effective bank account that will cover their day-to-day needs. Choosing a good student bank account and finding out how to manage finances will be an essential part of life, especially for those who will be living away from home for the first time.
The latest analysis by moneyfacts.co.uk highlights some of the most essential elements when it comes to choosing the right student account and how students can prepare themselves for the years ahead.
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Tuesday, July 18, 2017
Fixed Interest Rate Bond Rises Fuel Recovery in UK Savings Market / Personal_Finance / Savings Accounts
By: MoneyFacts
The latest data from moneyfacts.co.uk reveals that the savings market has now had six consecutive months wherein rate rises have outweighed cuts, with June seeing 125 rises versus 21 cuts.
Fixed rate bonds have been playing a huge part in the recovery of the market since the start of 2017, with last month showing that 78% of the recorded rate rises were for fixed rate bonds.
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Monday, July 17, 2017
Relocation: Everything You Need to do for a Smooth Transition Abroad / Personal_Finance / Immigration
By: Submissions
Justin Weinger writes: Dreaming of moving abroad? It’s not full steam ahead until you’ve sorted out some vital things including your finances, your housing and where on earth you’re going to store all of your belongings in the meantime. Here’s a relocation guide that will benefit you no matter where you’re going.