Category: US Housing
The analysis published under this category are as follows.
Saturday, December 08, 2018
Rising US Home Prices and Falling Sales / Housing-Market / US Housing
By: Harry_Dent
Did you watch my video two Fridays ago? If not, check it out here. I explained how gold bugs are giving you dangerous advice about gold as an investment.But gold isn’t the only investment that people mistakenly make because they’re told the wrong thing.
Real estate is another one.
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Thursday, November 15, 2018
Buying Your First Home? Here’s How to Save Money / Housing-Market / US Housing
By: Dylan_Moran
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Monday, November 12, 2018
How "Free Money" Helped Create Sizzling Housing Market & REIT Gains / Housing-Market / US Housing
By: Dan_Amerman
Housing prices and the associated REIT returns have worked very differently in the United States since the recession of 2001. The increasing financialization of the real estate markets by Wall Street, and the aggressive and unconventional interventions by the Federal Reserve over that time, have combined in multiplicative fashion to produce new and volatile sources of housing profits and losses.
One such change has been the creation of an extremely powerful profit engine for housing, that most real estate investors have not been taking into account. Indeed, there is a strong mathematical case to be made that "yield curve spread compression" has supported and enabled the substantial majority of housing price gains for homeowners and investors on a national average basis since the beginning of 2014.
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Monday, November 05, 2018
The Cycle Saving Home Buyers $3,000 Per Year Just Ran Out Of Fuel / Housing-Market / US Housing
By: Dan_Amerman
Home buyers in every city and state have been benefiting from a powerful financial cycle for almost five years. Most people are not aware of this cycle, but it has lowered the average monthly mortgage payment for home buyers on a national basis by about $250 per month since the end of 2013.
The interest rate cycle in question is one of "yield curve spread" expansion and compression, with yield curve spreads being the difference between long term and short term interest rates. This interest rate spread has been going through a compression phase in its ongoing cycle, meaning that the gap between long term interest rates and short term interest rates has been falling sharply in recent years.
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Sunday, October 07, 2018
Where Have the Affordable Homes Gone? / Housing-Market / US Housing
By: Harry_Dent
Bubbles are self-defeating. Their success is what eventually kills them.The same is true for cycles.
Take the urbanization cycle for example…
As a population urbanizes, people get wealthier. But more affluent urbanites have fewer kids and that slows future demographic growth for the next generation.
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Friday, August 31, 2018
If You Consider Your Home an Investment, Read This / Housing-Market / US Housing
By: Jared_Dillian
Is your home an investment?
Some say yes.
Some say no.
I say:
- It is an investment
- Not a great investment
- But for a lot of people, the best investment
Let’s unpack.
Tuesday, August 21, 2018
The Sunbelt is Dominating the US Housing Market / Housing-Market / US Housing
By: Harry_Dent
I’ve never read so many good articles and rankings on cities by growth, affordability, and desirability. Especially during a time when the real estate market is crazy!This is the last one I’ll bring you for now…
This study rates on three measures, population and housing, workforce and earnings, and business growth.
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Tuesday, August 21, 2018
Rent Your House: The Ultimate US Real Estate Strategy / Housing-Market / US Housing
By: Harry_Dent
I enjoyed two recent articles by Andrea Riquier at MarketWatch.The first was “The new housing play: helping priced-out renters become long-distance landlords.”
It was a strategy aimed at people living in unaffordable areas – like San Francisco, Los Angeles, Miami, or New York…
By renting there to avoid both high purchase costs and a major bubble burst (when it inevitably comes), you free up your borrowing power to buy a house in an affordable area where renting for income is more lucrative, and far less risky.
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Sunday, August 12, 2018
Hardest US Housing Market Places to Live - Look Out Middle Class / Housing-Market / US Housing
By: Harry_Dent
In San Francisco, a household now needs an income of $188,000 to afford rent for the average two-bedroom house or apartment with 30% of the household income spent on housing.
The problem is that the median income is only $103,801.
Housing is 81% out of reach!
And this is true across the country as well.
Sunday, August 12, 2018
America’s Suburbs Are Making a Comeback / Housing-Market / US Housing
By: Harry_Dent
Lately, I’ve been focusing a lot on real estate.There are starting to be clear signs of extremes in pricing, and high rent burdens.
Cities are starting to crack on the high end.
It’s what I’ve forecasting – that this second bubble burst would start on the high end and work down. Unlike the last bubble, which started on the low end with the subprime defaults.
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Saturday, August 04, 2018
America Where to Live, Most Desirable Best US Cities / Housing-Market / US Housing
By: Harry_Dent
There was an update to the rankings of the most desirable cities to live in the U.S. by U.S. News & World Report.
Colorado Springs sprung into first place for the first time. I’ve been there, and can understand why they picked the place.
It’s beautiful, at the foot of dramatic mountains (Pike’s Peak), close to the glorious Broadmoor Resort, and only one hour from one of the most attractive larger cities, Denver, which comes in at number 10 on the list.
Sunday, July 22, 2018
The Death of the US Real Estate Dream / Housing-Market / US Housing
By: Harry_Dent
In I showed how Japan’s first and more massive real estate bubble peaked in 1991. And then showed how it crashed right along our bubble model into 2013.
The difference was, it never bounced. Even when its Millennial generation came along to buy houses again.
A rise of “dyers” (sellers) were offsetting the rise of Millennial buyers.
Now let’s look at the U.S. bubble – or our double bubble.
Saturday, July 21, 2018
The Death of Japan's Real Estate Dream / Housing-Market / US Housing
By: Harry_Dent
It’s no secret that Millennials are not buying homes as early or to the degree that Boomers did.They saw the first major real estate crash since the Great Depression. So, rentals are up and home buying is down.
But this is being called “the Dream on Hold.”
Our view is based purely on demographics, and it is more extreme than that: By 2024 the home ownership dream as a means to wealth will be DEAD!
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Thursday, July 12, 2018
One Drawback to the US Real Estate Bubble / Housing-Market / US Housing
By: Harry_Dent
I’ve been ranting for weeks now about it… People don’t understand that sky-high home prices are bad for countries, cities, businesses, and consumers.And only the 62% of people who already own homes are feeling the “bliss” of the bubble. They’re the ones who want prices to keep going up so they get something for next to nothing…
There’s another side effect of this housing bubble. We’ve seen it in the bubbliest areas for years…
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Sunday, June 17, 2018
How Oil Prices Are Affecting Real Estate / Commodities / US Housing
By: Rodney_Johnson
I had a finance professor in college who referred to self-evident ideas as BGOs, or blinding glimpses of the obvious.The term stuck with me, and my kids have heard it their entire lives.
And it came to mind recently when I considered if rising oil prices weighed on the real estate market.
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Sunday, June 10, 2018
All US Homes Are Overvalued / Housing-Market / US Housing
By: Raul_I_Meijer
My long time pal Jesse Colombo, now at Real Investment Advice, recently linked on Twitter to a Zero Hedge article, which quoted CoreLogic as saying more than half of American homes are overvalued. CoreLogic calls itself “a leading provider of consumer, financial and property data, analytics and services to business and government.”
Well, CoreLogic is way off. All American homes are overvalued. How can we tell? It’s easy. It’s so easy it’s perhaps no wonder that people overlook the reasons why. But we all know them: The Fed has pushed some $20 trillion down the throats of the financial system. It has also lowered interest rates to near zero Kelvin. Then the government added a “relaxation” of lending standards and an upward tweak of credit scores. And Bob’s your uncle.
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Wednesday, May 23, 2018
How Much Is Your House Worth Today? Another Crisis Brewing? / Housing-Market / US Housing
By: Kelsey_Williams
We seem to have come full circle in the past ten years or so. The pipe dream of being a millionaire by virtue of owning a home – any home – is stoking unrealistic fantasies once again.
But, before we get carried away, here is a story about home ownership that might cause you to question the potential reality of that dream.
The house was built in 2007, almost concurrent with the peak in froth and expectation surrounding residential real estate at that time.
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Wednesday, May 09, 2018
It’s Not Supply & Demand Inflating This US Housing Market Bubble / Housing-Market / US Housing
By: Harry_Dent
I recently told our readers about how this latest real estate bubble looks just like the last one. It’s surged about the same, this time peaking a little higher, and has run for about as long.But what’s driving this bubble is totally different than what drove the last one.
The first bubble was thanks to Baby Boomers flooding the market as they surged through their peak home-buying years in unprecedented numbers. They were helped along with the most liberal lending standards in history. Remember the days of subprime, variable rates, and NINJA loans?
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Wednesday, May 09, 2018
The Top 20 Small Towns Millionaires Call Home / Housing-Market / US Housing
By: Harry_Dent
I came across some interesting data recently…If you’re thinking of retiring or moving to a smaller area that still has some affluence, maybe a few good restaurants, here are 20 small towns that have a high percentage of millionaires.
Millionaires are only 4% of households in the U.S. with an overall median income of $59,039.
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Wednesday, May 09, 2018
The 20 Cities Most at Risk in US Real Estate Market / Housing-Market / US Housing
By: Harry_Dent
Guess where the greatest real estate gains have been since the Great Recession and the massive QE surge?Florida and California… surprise, surprise!
California real-estate prices have exploded because there’s very limited supply there and Florida prices shot to the moon thanks to that states high domestic and international migration.
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