Best of the Week
Most Popular
1.War on Cash, Bank of England Planning Hyper QE, Scrapping Cash for Digital Currency - Nadeem_Walayat
2.Stock Market End Run Smash Crash Looks Imminent... - Clive_Maund
3.Europe Refugee Crisis, UK to Repatriate 120,000 Hungarian Economic Migrants Back to Hungary - Nadeem_Walayat
4.The Great Deflation Will Destroy All Bubbles – These Too - Harry_Dent
5.Deflation Signals Abound for U.S. Dollar, Forex Markets and Commodities - Rambus_Chartology
6.U.S. Housing Market Two Outs in The Bottom of The Ninth - James_Quinn
7.Poland, Czech, Slovakia and Hungary Refugee Hypocrisy After Flooding UK with 4 Million Economic Migrants - Nadeem_Walayat
8.The Two Real Reasons Crude Oil Prices Are Currently Slipping - Dr. Kent Moors
9.R.I.P. Interest Rates - Andrew Snyder
10.Steps from a Deep October Stock Market Selloff - Bob_Loukas
Last 5 days
Putin’s Blitz Leaves Washington Rankled and Confused - 4th Oct 15
More Selling for Stock Market, Gold? - 4th Oct 15
Gold And Silver – A Reality Check - 3rd Oct 15
Stock Market Primary IV Still, or Primary V Underway? - 3rd Oct 15
The Oil Industry’s Day of Reckoning - 3rd Oct 15
U.S. Interest Rate Hikes Keep On Slippin' Into the Future; Treasury Yields Sink Again - 3rd Oct 15
China's Stock Market Crashing; Time for Panic or Restraint - 3rd Oct 15
SPX Stocks Bulls Struggle to Regain the Upper hand... - 2nd Oct 15
The Two Faces of Stock Market Volatility - 2nd Oct 15
Money Supply and the Fed’s Serious Inflation Risks - 2nd Oct 15
Stock Market How Bad Can This Get, And How Fast? - 2nd Oct 15
A Worrying Set Of Recession Signals - 2nd Oct 15
Negative Jobs Report Sents SPX, TNX Lower - 2nd Oct 15
Don't be Fooled by the Recent Equity market Rallies. Its a Bear Market, Stupid! - 2nd Oct 15
US Bond Market - How to Fix This - 2nd Oct 15
Survival Secrets from Colorado Resource Investing Front Lines - 2nd Oct 15
What Two Risks From Rising Interest-Rates Could Each Trigger A New Global Crisis? - 1st Oct 15
Stock Market S&P 500 Volatility-Based Price Probability Range - 1st Oct 15
Dow Stock Market About To Crash Like October 1929? Get Your Physical Silver - 1st Oct 15
Stock Market Negative Expectations Once Again - Will It Break Down? - 1st Oct 15
Advice for Biotech Investors: 'Hold Your Powder' 'til Winter - 1st Oct 15
Best Short-Term Commodity Market Opportunities - Video - 1st Oct 15
The Coming Corporate "Crime Wave" - 30th Sept 15
Stock Market Retracement May Have Run Its Course - 30th Sept 15
A Stocks Bear Market Is Now More Likely Than Not - 30th Sept 15
The Killer Ape, Human Evolution, Artificial Intelligence and Extinction End Game - 30th Sept 15
Junk Bond Market Imminent Collapse Threatens (Unwelcome) BIG Rate Rises - 30th Sept 15
Stocks: Why Following the Crowd is Usually a Big Mistake - 29th Sept 15
This Stocks Bear is Just Waking from Hibernation - 29th Sept 15
Interest Rates All Bad at 0%? - 29th Sept 15
If Stocks Can't Hold These Levels, We'll Have a Bear Market - 29th Sept 15
7 Bullish Gold Price Indicators - 29th Sept 15
Crude Oil Price Is Going to Fall by 50%… Again - 29th Sept 15
SPX Triggers a Amall Head & Shoulders Formation - 28th Sept 15
Stock Market Bubble Balloons in Search of Needles - 28th Sept 15
Gold and Silver, Precious Metals Complex Getting Interesting - 28th Sept 15
Economic Channels of Distress - Fourth Turning Crisis of Trust - 28th Sept 15
Stock Market Testing Important Levels - 28th Sept 15
Stock Market Going Down, Gold Chop Continues - 27th Sept 15
Stock Market Primary Wave IV Inflection Point - 27th Sept 15

Free Instant Analysis

Free Instant Technical Analysis

Market Oracle FREE Newsletter

The Greatest Risk to Your Wealth in 2013

Stock-Markets / Investing 2013 Jan 01, 2013 - 11:05 AM GMT

By: Investment_U


Andrew Snyder writes: The ringing in of a new year is a bittersweet celebration. As the seconds ticked off the clock last night, a rush of emotions rolled through my mind.

For a lagging moment, it was as if I was back inside the stark white delivery room of our local hospital waiting for my son to be born.

“One more push,” the doc looked up at me and said, “and you’ll be a dad.”

Whooaaa… stop the clock. Time out. Hit the brakes.

At that instant in my life, I straddled a great divide. One leg stood firm on what I had always known and what had always been – it was familiar and safe. The other leg, though, was wobbly. It teetered on the tip of an unknown world – vague and filled with uncertainty.

And so it was last night.

With just seconds left in 2012 I found myself once again fearful of the unknown. On one side of midnight was a rough, but familiar year.

It was the year when the words “I love you” first rolled off my son’s young tongue. It was the year the markets climbed a tall wall of worry. And it was a period of incredible gridlock inside the beltway.

There were ups and downs. But we made it… most of us with a pocketful of strong profits.

On the other side of midnight… a stranger.

What lies ahead, nobody knows.

There’s fiscal trouble in Washington. A looming fight over our guns. A national culture that needs healing. And a stock market that is utterly feared.

Despite our urging to the contrary, most investors are too scared to move.

After five years of some of the most volatile times in the market’s history, a growing army of bleary-eyed investors flat out refuse to plant both feet in the present. They continue to lean on the past.

It’s a losing – but comfortable – strategy.

With the idea equity-fearing investors missed out on some $200 billion worth of potential stock gains over the last four years in mind, let me ask you a question.

What did you do last year?

Are you wealthier? Healthier? Wiser?

We can’t help you with those last two. Or, at least that’s not our core mission. But we surely can make you wealthier.

Here’s the thing, though, nobody makes money unless they try.

It sounds obvious. But we’ve found countless investors are cowering in fear. They refuse to try. Meanwhile, stocks drive higher and higher – proving that fear comes with a very real and very expensive opportunity cost.

That’s the message for this holiday issue.

Do something.

We’re not writing about an investing technique today. There’s no fresh way to play the news. Not today. We’ll save it for tomorrow.

I simply want you to understand a simple idea; The greatest loss comes in the form of inaction.

In other words… do nothing, get nothing.

Over the next few days you will get bombarded with year-end reviews.

You’ll be told the S&P 500 finished the year up by about 12%.

You’ll be taunted by tales of stocks like 3D Systems (NYSE: DDD) that surged by over 200%.

And you’ll even be reminded of stocks that cratered and died.

But what nobody will tell you – because there is no way to measure it – is the cost of doing nothing. What could have been? What did fear cost you in 2012?

It’s no different than the conversation I had with my wife about a year before our son was born. Did we want a kid? Could we raise a kid? Would it be healthy?

There was lots of fear leading up to that “one more push” moment.

But the instant my son was born, I made a promise to him. Despite the fact I’ve never raised a kid… despite the pit of fear in my stomach… I pledged to never miss an opportunity. I’d jump the divide and never look back.

Sure, there’d be mistakes. I can already name dozens. But all of them combined are nothing compared to the richness of overcoming the fearful instinct to do nothing.

As we welcome the freshness of a new year, the message is simple. There is only one way to increase your wealth. Do something.

Good Investing,


Source :

by ,, Oxford Club Investment Director Chairman, Investment

Copyright © 1999 - 2012 by The Oxford Club, L.L.C All Rights Reserved. Protected by copyright laws of the United States and international treaties. Any reproduction, copying, or redistribution (electronic or otherwise, including on the world wide web), of content from this website, in whole or in part, is strictly prohibited without the express written permission of Investment U, Attn: Member Services , 105 West Monument Street, Baltimore, MD 21201 Email:

Disclaimer: Investment U Disclaimer: Nothing published by Investment U should be considered personalized investment advice. Although our employees may answer your general customer service questions, they are not licensed under securities laws to address your particular investment situation. No communication by our employees to you should be deemed as personalized investment advice. We expressly forbid our writers from having a financial interest in any security recommended to our readers. All of our employees and agents must wait 24 hours after on-line publication or 72 hours after the mailing of printed-only publication prior to following an initial recommendation. Any investments recommended by Investment U should be made only after consulting with your investment advisor and only after reviewing the prospectus or financial statements of the company.

Investment U Archive

© 2005-2015 - The Market Oracle is a FREE Daily Financial Markets Analysis & Forecasting online publication.

Post Comment

Only logged in users are allowed to post comments. Register/ Log in

Biggest Debt Bomb in History