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Building Societies Better than Banks in Saving Accounts Interest Rates Consistency

Personal_Finance / Savings Accounts Jan 19, 2010 - 05:53 AM GMT

By: MoneyFacts

Personal_Finance

Best Financial Markets Analysis ArticleBuilding societies have once again dominated the first Moneyfacts consistency survey of 2010, with 72.5% of all accounts listed as performing consistently.

Key points of the January 2010 Moneyfacts.co.uk Consistency Survey:


  • 72.5% of the most consistent savings accounts are offered by building societies.
  • National Counties Building Societies has the most consistent products, with five products in the tables.
  • Bath Building Society, Leeds Building Society, Teachers Building Society and Yorkshire Building Society follow closely, with four products each in the tables.
  • The best performing bank is Halifax with four consistent products.

Louise Holmes, spokesperson at Moneyfacts.co.uk commented: “Despite a slight drop from 77% reported last October, our results show, yet again, that building societies still reign supreme in the consistency stakes.

“Many savers simply do not have the time or inclination to trawl the market looking for the best account, and certainly do not wish to keep moving their money around to achieve a slightly better rate of return. Instead, savers would rather invest their money in an account that continues to pay a competitive rate of interest, rather than one where top rates are paid one minute and are gone the next.

“These results also suggest that savers feel more comfortable placing their cash with some of the lesser known providers. Some of the most consistently performing accounts are offered by providers such as Bath Building Society and Teachers Building Society.”

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No Notice savings accounts (without bonus)

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www.moneyfacts.co.uk - The Money Search Engine

Moneyfacts.co.uk is the UK's leading independent provider of personal finance information. For the last 20 years, Moneyfacts' information has been the key driver behind many personal finance decisions, from the Treasury to the high street.


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