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Satander Cash ISA's Paying upto 4%

Personal_Finance / ISA's Mar 07, 2012 - 02:07 AM GMT

By: MoneyFacts


Santander has just launched a new range of market-leading ISAs.

  • The One-Year Fixed Rate pays 3.50% yearly until 1 April 2013. It has a minimum investment requirement of £2,500 and additions are accepted between 6.4.12 and 14.4.12. 
  • The Two-Year Fixed Rate Major ISA refers to its link with golf. The account pays 4.00% yearly to 1 May 2014, but will pay a one-off 0.10% bonus on maturity if Rory McIlroy wins an eligible golf "major". Its minimum investment is just £1 and additions are accepted between 6.4.12 and 14.4.12.
  • A new and improved issue of the Direct ISA (Issue 9) pays 3.30% yearly, which includes a 2.80% bonus for 12 months on a minimum investment of £2,500. This ISA comes with a cash card and can be operated via the internet or telephone.
  • Finally, the Super Direct ISA (Issue 5) pays 4.00% yearly including a 3.50% bonus for 12 months. This is an instant access account and transfers out are without penalty. Transfers in and additions are accepted. The minimum investment is £1 but this product requires a deposit of an equal amount into a qualifying investment product.

Sylvia Waycot of Moneyfacts said: “Santander has increased both the fixed and variable ISA rates significantly making the entire ISA range market leading within the relevant sectors. Taking things one step further, the Direct ISA offers the top rate for a variable ISA not only for the current year’s subscription but also for those looking to transfer previous years’ allowances. The added flexibility of a cash card being available will add to its general appeal.

“A review will be required after 12 months when the 2.80% bonus expires.”


Sylvia Waycot - The Money Search Engine is the UK's leading independent provider of personal finance information. For the last 20 years, Moneyfacts' information has been the key driver behind many personal finance decisions, from the Treasury to the high street.

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