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Market Oracle FREE Newsletter

Analysis Topic: Personal Finance

The analysis published under this topic are as follows.

Personal_Finance

Friday, February 03, 2017

Walkers UEFA Snap & Share To Win Match Tickets, PS4 and Footballs / Personal_Finance / Freebies and Comps

By: Anika_Walayat

Walkers have just started a new promotion in conjunction with UEFA Champions League where buyers of crisp packets could win prizes including 40 pairs of match tickets, 500 play stations and 7000 footballs. All you have to do is to share a selfie that contains the top of your face with the crisp packet. Confused? Watch the video and all will become clear.

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Personal_Finance

Thursday, February 02, 2017

Tesco Supermarket Tomatoes vs Homegrown - Which is Better, Bigger? / Personal_Finance / Gardening

By: Sami_Walayat

Now is the right time of year to get started growing your own vegetables of which given the high shop prices tomatoes should be at the top of ones grow our own list. So exactly what difference can one expect between home grown tomatoes, say on a window sill and supermarket shop bought tomatoes such as from Tesco? Find out in this video.

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Personal_Finance

Saturday, January 28, 2017

Grow Your Own Tomatoes From Seed - Step by Step Easy Money Saving Guide / Personal_Finance / Gardening

By: Sami_Walayat

Now is the right time of year to get started growing your own vegetables of which given the high shop prices tomatoes should be at the top of ones list. In this comprehensive guide, 9 year old Sami shows literally how anyone, even a child can easily grow hundreds of tomatoes indoors in a small pot from seed germination, to planting, to hand pollination, to pruning and then enjoying the fruits for a whole years worth of money saving crops of healthy fresh organically home grown tomatoes, good for your financial and physical health as well as delivering a lot of self satisfaction.

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Personal_Finance

Thursday, January 26, 2017

Samsung Galaxy S7 Edge - First Use (E3) / Personal_Finance / Mobile Technology

By: Adnaan_Walayat

What to expect from a Samsung Galaxy S7 on first use, the first time you turn the device on after unboxing and inserting a nano sim into the device which we covered in our previous two videos in this series.

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Personal_Finance

Thursday, January 26, 2017

HMRC Self Assessment Online Filing System Down as Tax Return Deadline 2017 Looms / Personal_Finance / UK Tax & Budget

By: N_Walayat

HMRC's online system has been down for many if not most users for several hours today as the deadline for filing self assessment tax returns looms large (31st of Jan 2017). Tax payers trying to log into the system are typically met with the following message -

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Personal_Finance

Tuesday, January 24, 2017

UK Current Account Sweeteners That Can Turn Sour / Personal_Finance / Current Accounts

By: MoneyFacts

Current accounts can offer some fantastic perks for switchers or savers, but if consumers failed to grab a top deal last year they would be disappointed to know that some banks have clawed back their perks.

Additionally, using the overdraft facility on some of these accounts over a long period can turn upfront cash sweeteners quite sour. The Current Account Switch Guarantee is well established, following its launch in 2013, but the latest research by Moneyfacts.co.uk can reveal that cash switching incentives, which could be a big enticement to switch, are in fact being cut down.

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Personal_Finance

Tuesday, January 17, 2017

Rising UK Inflation Means it’s Still a Dreadful time to be a Saver / Personal_Finance / Savings Accounts

By: MoneyFacts

Data from Moneyfacts.co.uk can reveal that rate reductions in the savings market have now outweighed rate rises for 15 consecutive months.

In December, Moneyfacts recorded 21 savings rate rises. Disappointingly, rate reductions over the same period outshone this figure, with the number of rate decreases standing at 84 – which translates to four cuts to every rate rise – and some deals falling by as much as 0.60%, much higher than the current Bank of England Base Rate of 0.25%.

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Personal_Finance

Monday, January 16, 2017

Glimmer of hope in the UK Cash ISA Market / Personal_Finance / ISA's

By: MoneyFacts

Moneyfacts UK Savings Trends Treasury Report data, yet to be published, highlights that the ISA market has seen a small boost for the second month running, which constitutes the first time such a consecutive increase has occurred since 2015.

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Personal_Finance

Monday, January 16, 2017

Samsung Galaxy S7 Edge - How to Insert or Remove a Nano SIM or MicroSD Card (E2) / Personal_Finance / Samsung

By: Adnaan_Walayat

This is the second in our comprehensive look at the Samsung Galaxy S7 Edge smartphone. In part 2 we explain exactly how to install a Nano SIM card in your new S7 phone or access an existing SIM card, including where to insert your MicroSD cards for extra memory, this will save you time and possibly prevent inserting the extraction pin into the wrong hole and damaging your smartphone!

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Personal_Finance

Wednesday, January 11, 2017

How to Get a Bird of Paradise Plant to Flower - UK Growing Video / Personal_Finance / Gardening

By: Anika_Walayat

We may have just started the new year, but it's a good time to start planning garden flower beds, baskets, property frontages and lounge flower displays. And where flower displays are concerned then there isn't much out there that can beat the Bird of Paradise plant (Stelitzia reginae) in producing one of the most uniquely beautiful vibrantly coloured flowers of any plant that literally resemble flying birds.

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Personal_Finance

Friday, January 06, 2017

China Super League Clubs Burning Cash with Tevez / Personal_Finance / Gambling

By: Submissions

DELETED....

 


Personal_Finance

Saturday, December 24, 2016

Christmas Eve Online Sales 2016, Boxing Day High Street Sales Full List / Personal_Finance / Shopping

By: Nadeem_Walayat

Britain's Christmas high street sales frenzy is about to reach maximum intensity on Boxing day whilst most major retailers such as Next and PC World / Curry's will start their sales online on Christmas Eve so as to maximise profits from the the army of point and click armchair shoppers. Here is a comprehensive list of sales starting today, Christmas Eve and continuing into the high streets on Boxing day as well as those already well underway.

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Personal_Finance

Monday, December 19, 2016

UK Savings Trends Treasury Report 2016 - A Year of Misery / Personal_Finance / Savings Accounts

By: MoneyFacts

Moneyfacts UK Savings Trends Treasury Report data, yet to be published, highlights that all of the banking groups have cut rates in 2016’s race to the bottom.

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Personal_Finance

Monday, December 19, 2016

UK Christmas Sales 2016 High Street and Online Start Dates Full List / Personal_Finance / Shopping

By: Nadeem_Walayat

Britain is enjoying a post BrExit consumer boom courtesy of the Government and Bank of England hitting the panic button following the BrExit vote, injecting an extra £150 billion into the UK economy. So Britain's shoppers with more cash in their wallets look set to go on a debt fuelled spending binge at the cathedrals of modern Britain, and so consumers infected with sales fever will be out hunting for bargains as Christmas has long since morphed into a month long relentless advertising campaign to keep consumers spending all the way into January.

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Personal_Finance

Tuesday, December 13, 2016

Will welcome bonuses become as prevalent in spread betting, as they are in sports betting? / Personal_Finance / Gambling

By: Submissions

Client acquisition is key to any business no matter what industry they're in; and betting is no different. There are a number of ways to acquire a client in the world of betting but the most common, and seemingly most effective, is to incentivise a prospective customer by offering them a welcome bonus.

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Personal_Finance

Friday, December 09, 2016

Morrisons Cheap £10 Battery Powered 200 LED Christmas Lights Review / Personal_Finance / Shopping

By: Anika_Walayat

Just how good are battery powered christmas lights as sold by Morrisons and many others? The obvious attraction is that there is no mains wiring involved so should be relatively easy to put up sets of lights all over the place.

This is a review of a string of 200 LED lights bought from Morrisons for just £10, though don't forget the cost of the batteries (£4), so total cost is £14 which Morrisons promises should last 60 days when on their 6 hour timer. Find out in our test if they at least last for the festive season or not and what do they actually look like in our comprehensive review.

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Personal_Finance

Tuesday, December 06, 2016

Festive Spenders Top Tips to Protect your Cash / Personal_Finance / Holidays

By: MoneyFacts

It’s that bustling time of year when most shoppers focus on getting the Christmas gift list sorted, which can include getting gift cards or even using a credit card to buy high net worth goods.

With this in mind, Rachel Springall, Finance Expert at Moneyfacts.co.uk, urges consumers to brush up on their rights, be wary of scammers and consider the best credit card deals to make their cash go a little further.

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Personal_Finance

Tuesday, November 29, 2016

Fee Free Mortgages on the Rise / Personal_Finance / Mortgages

By: MoneyFacts

Research from Moneyfacts.co.uk reveals that the number of fee-free deals available to those looking for a fixed rate mortgage has more than doubled over the past year. This has given borrowers looking to minimise upfront costs even more choice.

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Personal_Finance

Monday, November 28, 2016

The Sad Truth of Saving for the Future / Personal_Finance / Savings Accounts

By: MoneyFacts

Savers are no doubt aware of the struggle to earn a decent return in the current market. Interest rates are at record lows and there is little incentive for consumers to put money aside, particularly if they have a short-term savings goal. As a result, savers may be facing a savings shortfall for the future.

The latest research from Moneyfacts.co.uk shows the significant difference in the amount of interest on offer today compared to previous years, and how much savers are losing out on.

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Personal_Finance

Sunday, November 27, 2016

How to Beat UK Savings Crisis with Child Junior Cash ISA, Pension's and Life-time ISA / Personal_Finance / Savings Accounts

By: Nadeem_Walayat

Britain's spanking new Chancellor, Philip Hammond recently threw some scraps at Britain's hard pressed savers with his 2.2% savings bond due to go live early 2017 by which time the CPI Inflation will be nudging 3% and RPI 4%, which illustrates its just a smoke and mirrors exercise, and even then will be limited to a measly £3k investment fixed for 3 years.

UK inflation is set to soar as I covered in my earlier analysis. And so the chancellors announcement does nothing to prevent the inevitable stealth theft of purchasing power of peoples hard earned savings and wages.

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