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Market Oracle FREE Newsletter

Analysis Topic: Personal Finance

The analysis published under this topic are as follows.

Personal_Finance

Sunday, March 04, 2018

Best Cash ISA Savings for Rising UK Interest Rates and High Inflation - March 2018 / Personal_Finance / ISA's

By: Nadeem_Walayat

UK savers have just 1 month left to capitalise on their 20k annual tax free ISA savings allowance, and I am sure many are buoyed by mainstream financial press coverage of warnings of rising UK interest rates which includes for savers as well as borrowers as the Bank of England is expected to continue hiking UK base rates as it plays the game of follow the US Federal Reserve Bank leader and withdraw some of its support for Britain's banking sector such as the funding for lending scheme that resulted in a catastrophic downwards death spiral in UK savings interest rates when it first began in 2012. That resulted in UK savers being literally ripped off by the tax payer bailed out banking sector, the duration for which the banks that have continued to bank bonuses on the basis of artificial profits engineered by the Bank of England in an attempt at recapitalisng the bankrupt banks all whilst savers continue to suffer and pay the price in terms of real terms loss of purchasing power of savings as inflation continues to erode the heard earned wealth of Britain's savers.

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Personal_Finance

Thursday, March 01, 2018

Doritos 100% Every Time WIN Promotion! Cash Prizes Upto £500 per Day! / Personal_Finance / Freebies and Comps

By: Anika_Walayat

Doritos recently launched a promotion that we said at the time was easy to win, one of thousands of DAILY prizes awarded every day until the 16th of April, ranging from £500,all the way down to a free packet of Doritos crisps. Given the large number of 121,000 prizes up for grabs then this really was deemed to be an easy to win promotion. Well our experience to date confirms all of that as so far we have entered 18 codes from 18 Doritos packets and WON 18 Prizes! 16 packets of crisps and £5 X2, an incredible 100% success rate! So definitely don't miss this apparent 100% winnable promo, at least at this stage. So do check out our video that explains the specs and prizes of this remarkably easy to win promotion.

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Personal_Finance

Wednesday, February 28, 2018

Doritos 100% Every Time WIN Promotion, Cash Prizes Upto £500 per Day! / Personal_Finance / Freebies and Comps

By: Sami_Walayat

Doritos recently launched a promotion that we said at the time was easy to win, one of thousands of DAILY prizes awarded every day until the 16th of April, ranging from £500,all the way down to a free packet of Doritos crisps. Given the large number of 121,000 prizes up for grabs then this really was deemed to be an easy to win promotion. Well our experience to date confirms all of that as so far we have entered 18 codes from 18 Doritos packets and WON 18 Prizes! 16 packets of crisps and £5 X2, an incredible 100% success rate! So definitely don't miss this apparent 100% winnable promo, at least at this stage. So do check out our video that explains the specs and prizes of this remarkably easy to win promotion.

Read full article... Read full article...

 


Personal_Finance

Tuesday, February 27, 2018

Fresh Fight For Best Five-year Fixed Rate Savings Account Deals / Personal_Finance / Savings Accounts

By: MoneyFacts

Savers may be pleased to hear that rates are improving on five-year fixed rate bonds. Furthermore, it may not necessarily be down to the Bank of England increasing the base rate for the first time in 10 years. In fact, the average five-year fixed bond rate rests at 1.98% today, which is 0.24% higher than it was a year ago.

Remarkably, providers have not had to work too hard to attract customers, as the smallest of tweaks have resulted in propelling them to higher positions in the Best Buy tables. Indeed, since the start of February, several changes in the market have resulted in market-leading deals.

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Personal_Finance

Sunday, February 25, 2018

Doritos Easy Instant Win Promotion, Cash Prizes Upto £500 per Day! / Personal_Finance / Freebies and Comps

By: Sami_Walayat

Doritos have just launched what is amounting to an easy to win promotion where the DAILY prize until the 16th of April is £500, and more than 200 daily prizes up for grabs most of which are free packets of Doritos crisps. Given the large number of 121,000 prizes up for grabs then this really is an easy to win promotion, where so far our experience at the early stage of the promotion has been for a win in EVERY code entered on their website. So watch our video to find out what you need to do to also easily win!

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Personal_Finance

Thursday, February 22, 2018

Why We Should Buy Essay / Personal_Finance / Education

By: Submissions

There are lots of reasons for you why we should buy essay online or offline from the other people into the world. People who are an undergraduate or graduate student in a various colleges or the universities then you may very well have more writing the essay than you are able to control or manage very nicely. Each of us has our own reasons why we sit in front of a keyboard or scribble our thoughts on a pad.

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Personal_Finance

Wednesday, February 21, 2018

Best Opportunities for Freelance Technical Writing Jobs / Personal_Finance / Employment

By: Submissions

Now it is fact jobs that can be done from home are in high demand. Everyday people are spending significant amount of time to find such jobs. The jobs involving technical writing don't come under any exception. Popular job sites are definitely good places to find these jobs. However, these sites are not specially meant for work from jobs. So, very few of the 'work from home jobs' are listed here. I would definitely encourage you to keep searching in these sites. But it would discourage you confine your search only in these sites.

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Personal_Finance

Tuesday, February 20, 2018

Best Car Dash Cam Review: Z-Edge S3 Dual Dash Cam - UNBOXING (1) / Personal_Finance / Motoring

By: HGR

Dash Cam, a camera that goes onto your car's dashboard is now deemed to be a necessity rather than optional as one of the first things your insurer will ask following an accident is do you have dash cam footage. However, car owners hunting for a dash cam can be bewildered by the choice that ranges across the price spectrum from as little as £10 to several hundreds of pounds.

So in the search for the perfect dash cam we spent some time hunting for the optimum spec, starting with a front only camera soon progressing to a dual front and back camera configuration as expectations are that any trouble will come from the back rather than the front. The next requirement was that the dash cam should be able to record many hours of footage so that we don't need to empty the camera too often, unfortunately most dash cams are very limited in the max micro sd cards they can take, usually to just 32gb, which at 1080p equates to about 3 hours of footage. Another potential problem is that most cameras make use of suction mounts which effectively tend to triple the size of the camera on ones windscreen, so our requirement was for a compact low profile dash cam.

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Personal_Finance

Tuesday, February 20, 2018

TESCO Super Markets All in One 50p Flower Baskets! / Personal_Finance / Gardening

By: Anika_Walayat

With spring around the corner, Britains super markets such as TESCO will soon be stocked with loads of gardening plants including the all in one flower baskets, populated with a variety of plants that tend to start at £5 each. However amongst the pile of flower baskets there will be the odd disheveled flower basket that staff perhaps forgot to water, that the store will be eager to get rid of and so tend to be heavily discounted to perhaps as low as just 50p!

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Personal_Finance

Sunday, February 18, 2018

Get on Top Of Debt Before It Gets on Top of You / Personal_Finance / Credit Cards & Scoring

By: Boris_Dzhingarov

The financial markets are in a constant state of flux. Judging from the current volatility in equities markets, one would be remiss not to pay attention to economic indicators when making trading or investment decisions. For example, one of the most important components of investment-related decision-making is interest rates. On Wednesday, 21 March 2018, the Fed FOMC will be meeting to discuss another possible rate hike. The federal funds rate (FFR) is expected to rise 25-basis points in the region of 1.50% – 1.75%. The current probability of such a rate hike taking place is 83.1%. This has far-reaching ramifications on a typical US household’s ability to manage debt repayments.

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Personal_Finance

Saturday, February 17, 2018

Loan Shark Nation: Forcing Our Kids To Choose Between Student Loans And Everything Else / Personal_Finance / Student Finances

By: John_Rubino

It’s mid-winter, which means millions of high school seniors are winding up their childhoods and planning for what comes next. For many this next stage is college.

But in yet another example of how we baby boomers have rigged the system in our favor at the expense of pretty much everyone else, student loans – barely necessary when most boomers graduated 40 years ago – have become a life-defining problem for our kids and grandkids.

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Personal_Finance

Friday, February 16, 2018

Huge SMIGGLE Shopping HAUL, Pencil Cases, Drinks Bottles, Back Packs, Toys.... / Personal_Finance / Shopping

By: Anika_Walayat

Here's addicted to all things SMIGGLE Anika's massive haul of virtually everything she has bought from SMIGGLE during the past 2 years, pencil cases, water bottles, back pack, puzzles, springs, toys, and of course loads, and loads of pens, pencils, erasers and other stationary items. And prepared to be SHOCKED when you see what she actually now takes to school each day!

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Personal_Finance

Tuesday, February 13, 2018

UK Savings Interest Rate Rises Brighten 2018, But Inflation Bites / Personal_Finance / Savings Accounts

By: MoneyFacts

Savers have had a more encouraging start to 2018, with rate rises galore and growing expectations of consecutive base rate rises throughout the year. Not only this, but with the Term Funding Scheme (TFS) coming to a close this month, savers will be expecting the market to recover, rather than worsen.

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Personal_Finance

Monday, February 12, 2018

Addicted to SMIGGLE Mega Review, Pencil Cases, Stationary, Back Packs, Drinking Bottles, Toys... / Personal_Finance / Shopping

By: Anika_Walayat

Here's addicted to all things SMIGGLE Anika's MEGA Review of virtually everything she has bought from SMIGGLE during the past 2 years, pencil cases, water bottles, back pack, puzzles, springs, toys, and of course loads, and loads of pens, pencils, erasers and other stationary items. And you WILL be SHOCKED to see from this pile of SMIGGLE stuff what she actually now takes to school each day!

Read full article... Read full article...

 


Personal_Finance

Sunday, February 11, 2018

Best Cash ISA Savings Account for Soaring UK Inflation - February 2018 / Personal_Finance / ISA's

By: Nadeem_Walayat

As the financial year draws to a close, many ISA savers will be busy seeking to capitalise on their 20k annual tax free ISA savings allowance, buoyed by mainstream financial press coverage as apparently UK interest rates are heading much higher which includes for savers as well as borrowers as the Bank of England is expected to continue hiking UK base rates and withdraw some of its support for Britain's banking sector such as the funding for lending scheme that has resulted in a catastrophic downwards death spiral in UK savings interest rates for the past 5 years. Resulting in savers literally being ripped off by the tax payer bailed out banking sector that for the duration have continued to bank bonuses on the basis of artificial profits engineered by the Bank of England in an attempt at recapitalisng the bankrupt banks all whilst the savers continue to suffer and pay the price in terms of loss of real terms purchasing power of savings as inflation continues to erode the heard earned wealth of savers.

Read full article... Read full article...

 


Personal_Finance

Sunday, February 11, 2018

How to Grow Tomatoes From Seeds, Homegrown Organic Money Saving Gardening / Personal_Finance / Gardening

By: Sami_Walayat

Now (Mid February) is the right time of year to get started growing your own vegetables of which given the high shop prices tomatoes should be at the top of ones list. In this comprehensive guide, Sami shows literally how anyone, even a child can easily grow hundreds of tomatoes indoors in a small pot from seed germination, to planting, to hand pollination, to pruning and then enjoying the fruits for a whole years worth of money saving crops of healthy freshly organically grown home tomatoes, good for your financial and physical health as well as delivering a lot of self satisfaction

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Personal_Finance

Wednesday, February 07, 2018

How to Grow Dragon Fruit Trees From Seed, Germinate and Growth Over 1 Year UK / Personal_Finance / Gardening

By: Adnaan_Walayat

It's going to be spring soon so many gardeners are probably already wondering how they will liven up their homes and gardens, of what seeds to plant to grow flowers and fruits. Maybe thinking of including a few exotics. In which case this video shows how to EASILY AND SUCCESSFULLY germinate and grow Dragon Fruit trees from seeds! It's literally child's play! And don't worry about trying to find seeds because the Dragon Fruits sold in your local supermarket will do just fine!

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Personal_Finance

Saturday, February 03, 2018

Letting a Land Rover Discovery Sport Fuel Tank Run to 0% Empty / Personal_Finance / Motoring

By: N_Walayat

Given the poor fuel economy of Land Rover Discovery Sport's i.e. owners will be lucky to achieve 30MPG let alone anywhere near Land Rover's sales pitch of 53.3MPG. Add to that the small 50 litre usable fuel tank then Discovery Sport drivers will often see themselves running low on fuel, but what happens when you let your fuel gauge run to zero, 0% Empty, and just how reliable is the fuel gauge for I am sure Disco Sport drivers are soon aware that the fuel gauge tends to vary in its reading. We'll we put a Disco Sport to the test in this video to find out just how reliable the fuel gauge is and what happens at EMPTY.

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Personal_Finance

Tuesday, January 30, 2018

Savers Expected to Rejoice as Funding for Lending Scheme Finally Closes / Personal_Finance / Savings Accounts

By: MoneyFacts

Savers may be getting ready to celebrate the end of the Government’s Funding for Lending Scheme (FLS) tomorrow, as its effects on the market have been felt for over five years. When it arrived, savings rates plummeted to alarming levels as many banks and building societies took advantage of the scheme, and stopped working hard to entice savers’ deposits.

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Personal_Finance

Saturday, January 27, 2018

How to Check Engine Oil Level, Dip Stick, Land Rover Discovery Sport / Personal_Finance / Motoring

By: N_Walayat

It is very important for Land Rover Discovery Sport owners to regularly check their engine oil levels because the Land Rover sales pitch of only requiring an oil change every 21,000 miles does NOT match the reality of real world driving as likely most will been requiring an oil change a good 10,000 miles before 21,000 miles have been driven. So do check you oil every 1000 miles or so to ensure it does not need topping up or changing. So find out in our latest video of how to easily check your oil level, which if low should be topped up to prevent a much earlier oil change than that which Land Rover suggests.

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