Analysis Topic: Personal Finance
The analysis published under this topic are as follows.
Wednesday, April 24, 2019
How Can a College Student Invest Wisely? / Personal_Finance / Student Finances
By: Submissions
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Saturday, April 20, 2019
Paying the Retirement Bill / Personal_Finance / Pensions & Retirement
By: Rodney_Johnson
I find myself thinking more about retirement.I don’t want to trade my daily routine for the cruise ship, but I’m developing a laser focus on generating more income that I can put away for later use… which explains my latest business foray into the golf cart rental business.
The venture is turning a profit after a couple of months, and our biggest battle right now is with mother nature. What I would give for a sunny weekend on the Texas coast!
But I face bigger hurdles in my efforts to generate cash than just the weather: the Fed and the tax man. And the two intersect in a very unlikely place: pensions.
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Friday, April 19, 2019
Growing Bird of Paradise Strelitzia Plants, Pruning and Flower Guide Over 4 Years / Personal_Finance / Gardening
By: Anika_Walayat
Temperatures are rising and summers just around the corner! So now is the time to for Britains gardeners to plant their centrepiece plants. Those special plants that will stop people in their tracks to look. One such plant that is guaranteed to grab peoples attention is the Bird of Paradise that delivers in unique bird like flowers.
In this unique video that you WILL enjoy watching we follow Anika from age 5.5 over the following 4 years, right through to age 10 as she both grows and shows how to grow and look after a Bird of Paradise plant in the UK, starting from a small 6 inch plant all the way to a 4 foot flowering bird of paradise plant over 4years later. Anika covers the key stages of growth towards achieving the target of having a flowering bird of paradise plant.
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Wednesday, April 17, 2019
Income-Generating Business / Personal_Finance / Gambling
By: Submissions
It’s not always possible to succeed when you just start a new business, as well as get a big profit from the outset. However, the gambling industry has always been a special one; it lets the online casino owners make a fortune really quick and may bring more revenue when any other industry.
A possibility to open an online casino has attracted a great number of entrepreneurs from all around the globe. It’s a known fact lots of countries are deprived of the opportunity to open a casino establishment due to the authorities’ prohibitions; that’s exactly why the number of online casinos gets higher with each passing day making the entrepreneurs turn for help to proven companies for getting a high-quality evenbetgaming.com poker software.
Wednesday, April 17, 2019
INSOMNIA 64 Birmingham NEC Car Parking Info / Personal_Finance / Gaming
By: Sami_Walayat
Parking at Birmingham NEC for Insomnia 64 - April 19th to 22nd 2019
1. Parking is £5 per day
2. Location - East car parks, follow the signs
3. Either buy tickets on the day before exiting the car park, handing the ticket to the parking attendant on exit.
4. Or save time by buying in advance online from NEC website, print and bring.
5. Walking distance from car park to the hall is about 10-15 minutes
6. INSOMNIA will be held in Halls 1 to 4
Tuesday, April 16, 2019
Top Easter Holiday Tips on how to Save Cash Abroad / Personal_Finance / Holidays
By: MoneyFacts
As the Bank Holiday weekend draws near, many holidaymakers will be looking to use this break for a trip abroad – so now is the perfect time to revisit their financial checklist to see if they have everything organised.
Whether consumers feel fully prepared for a trip away or have yet to make a start, Moneyfacts.co.uk has drawn up some top tips on how consumers can save a bit of cash.
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Monday, April 15, 2019
Shopping for Bargain Souvenirs in Fethiye Tuesday Market - Turkey Holidays 2019 / Personal_Finance / Holidays
By: Anika_Walayat
If your going to be holidaying in Turkey this year and are anywhere near the Dalaman / Fethiye area then you MUST visit the Fethiye Tuesday market! It is huge! Vibrant, bustling with variety, Turkish culture in action with plenty of bargains to be had if your upto the haggling challenge. It's a experience in its out right and its FREE, apart from the shopping. You get to see a side of the world that you don't usually see, full of tourists from all over the world of all types and ages, a true melting pot.
The market sells virtually everything under the sun, food, fruit, sweets, electronics, bags, all sorts of bags, trinkets, shoes, jewellery and clothes, tons of clothes, from the mainstay for tourists t-shirt's tons and tons of t-shirts to the local traditional garments and the wide variety of tourist souvenirs such as fridge magnets that can be picked up dirt cheap if you know where to look as we show in our latest video on shopping in Fethiye market.
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Monday, April 15, 2019
MINECRAFT at INSOMNIA 64 Games Festival / Personal_Finance / Gaming
By: Sami_Walayat
The Insomnia 64 gaming festival begins on the 19th of April 2019 at the Birmingham National Exhibition centre. Expect lots of hude displays of your favourite games such as for Fortnite and Minecraft, games which of course you can also sit down and play.
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Saturday, April 13, 2019
INSOMNIA 64 Games Festival - Bring Your Own Computer (BYOC) / Personal_Finance / Gaming
By: Sami_Walayat
The Insomnia 64 gaming festival begins on the 19th of April 2019 at the Birmingham National Exhibition centre. One of the key attractions of Insomnia is bringing your own computer and join the UK’s biggest LAN party. On site indoors camping is available for campers.
You can also even rent one on site if you don’t bring your own.
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Friday, April 12, 2019
INSOMNIA 64 Games Festival - Ticket Prices and Car Parking / Personal_Finance / Gaming
By: Sami_Walayat
The INSOMNIA 64 Games festival starts on Friday 19th of April. In past years its been held at the Ricoh arena this year it is being held at the Birmingham National Exhibition centre. Here's the run down of what to expect in terms of car parking and ticket prices.
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Saturday, April 06, 2019
How to Make Tax Day Less Painful / Personal_Finance / Taxes
By: MoneyMetals
As Tax Day approaches, millions of Americans are becoming increasingly filled with panic and dread.
The Trump tax cuts may offer some relief. But not everyone will benefit greatly from them. A few could even see a higher tax bill for 2018 thanks to newly imposed limits on certain deductions.
The tax code itself remains absurdly complicated, needlessly invasive, and patently unfair. Some of that unfairness targets precious metals investors in particular.
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Monday, April 01, 2019
UK Savings Market Boosted by Islamic Banks - Top Fixed Rate Bonds / Personal_Finance / Savings Accounts
By: MoneyFacts
Savers searching for a safe home for their cash may have noticed a change in the companies offering the top deals over the past decade, not only seeing new faces of challenger banks, but also that many more market-leading positions are being held by Islamic banks.
Two sectors within the savings market to gain special attention have been the one and two-year fixed bond sectors. Indeed, the latest analysis by Moneyfacts.co.uk shows that the current Best Buy deals within each of these two sectors are dominated by Islamic banks offering market-leading returns, and this has led to more competition from other brands looking to maintain a prominent position within the charts.
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Friday, March 29, 2019
Behind in Retirement Savings? It’s Not Too Late to Catch Up / Personal_Finance / Pensions & Retirement
By: Jared_Dillian
You’ve screwed up:
- You’re drowning in debt.
- You haven’t saved for retirement.
- You’ve chopped yourself to bits in the stock market.
“Too late now, I’m screwed.”
You are not screwed. The only way you are screwed is if you are at retirement age already. Then it is kind of too late.
Friday, March 29, 2019
How to Make Money Efficiently in Your Spare Time / Personal_Finance / Money Making
By: Submissions
Most of us could do with just a little more money in order to feel comfortable and do all the things that we want to do. This assumes that you already have at least one wage coming in to your household and are able to pay your bills and put food on the table, but could do with just a little bit extra. Perhaps you're saving for a particular purpose or would just like some fun money. It also assumes that you have a certain amount of free time that you're prepared to dedicate to making that money.
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Wednesday, March 27, 2019
Loyalty Still Doesn’t Pay if Savers Stay with Biggest Banks / Personal_Finance / Savings Accounts
By: MoneyFacts
Savers searching for a flexible home for their hard-earned cash will still not find the best rates with the biggest banks*. Despite an increase to the Bank of England base rate in August 2018, many of the largest banks on the high street still fail to beat, or even match, its current level of 0.75%.
Indeed, the latest analysis by Moneyfacts.co.uk shows that as rates within the easy access market continue to improve, the difference in interest that savers could earn between smaller brands and high street names is widening. Now, the top rate overall pays 10 times more than the lowest big bank rate, which could equate to a difference in interest of £135 a year (based on a £10,000 minimum initial deposit)**.
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Wednesday, March 27, 2019
FCA to Introduce a Price Cap to be Introduced on Rent-to-own Goods / Personal_Finance / Shopping
By: Submissions
The Financial Conduct Authority will be introducing a price cap on rent-to-own goods from April 1st this year. The FCA are hoping that the price cap will save consumers in the UK around £22.7 million every year on the cost of products that are of everyday use such as fridges, cookers and televisions.
According to reports, in certain cases, consumers of rent-to-own goods are currently paying in total around 4 times more than the price of the good itself. The FCA hope to introduce the price cap to ensure that credit charges are unable to be more than the cost of the product itself. As well as the price cap, firms will have to benchmark their prices, such as delivery and installation, against the prices that are charged by three mainstream retailers. This benchmark will prevent firms from significantly rising their prices to get back the profits that they may lost from the cap on their prices.
Tuesday, March 26, 2019
Handy Ways to Boost Your Home Income / Personal_Finance / Money Making
By: Thomas
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Monday, March 25, 2019
EasySMX Wireless Games Controllers Review / Personal_Finance / Gaming
By: Sami_Walayat
This is a review of two models of EasySMX Wireless Game Controllers that we bought from Amazon for use with PC's, PS3 and android phones.
1. With a rechargeable battery that costs £20 https://amzn.to/2YtJ8VY
2. Requires two AA rechargeable batteries that costs £18 https://amzn.to/2UU4eKV
The rechargable controller comes with a recharging cable and both come with a USB stick and work with PC's, PS3 and android phones amongst other devices. See the video for our full review and why we consider these to be good 'cheap' games controllers.
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Friday, March 22, 2019
If You Get These 3 Things Right, You’ll Never Have to Worry About Money / Personal_Finance / Financial Education
By: Jared_Dillian
You have some money. Do you pay down the mortgage, or do you invest in the stock market?
You can use math to make this decision, but math is not much help because there is uncertainty.
- The stock market allegedly returns 8%, but sometimes a lot less.
- Your house will hopefully appreciate, but by how much? Nobody knows.
- And what are interest rates going to do?
- It also mostly depends on where you live in the country.
- There are tax implications to residential mortgages.
- Your own behavior is also uncertain—it depends on your risk tolerance and fear of the downside.
Friday, March 22, 2019
Will Bridging Loans Grow in Demand and Usage in 2019? / Personal_Finance / Debt & Loans
By: Boris_Dzhingarov
Bridging loans are often seen as commercial loans to cover a temporary funding shortfall or a delay in funding. They’re also useful for a variety of other situations like a delayed mortgage closing or buying a home at auction too.
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