Analysis Topic: Personal Finance
The analysis published under this topic are as follows.
Friday, May 27, 2016
Walkers Crisps Spell & Go Instant Win Odds of Probable Wins Out of 32 Packets... / Personal_Finance / Freebies and Comps
By: Anika_Walayat
It may be near impossible to win one of the supposed 20,000 holidays available under Walkers Crisps Spell & Go Promotion. However, to win is from opening one of the single packets (not from a multi-pack) usually 32.5g size, where you can win one of 250,000 instant prizes including sunglasses, cameras, books and packets of crisps.
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Thursday, May 26, 2016
Statistics for Funeral Planning in UK Grave / Personal_Finance / Pensions & Retirement
By: ....
Recent research has revealed that a shocking 45% of Britons have made no provisions for the event of their death, and that one in ten of the survey respondents foresee that their friends and family will have to foot the bill when they pass away. British Seniors Insurance Agency, an insurance company specialising in British Seniors, conducted this research via Opinium Research earlier this year.
This research uncovers the grave truth about funerals, memorial services and deaths - often loved ones are expected to take on the financial burden. With costs of funerals rising to an estimated £5,469 in some areas of the UK, this can cause substantial emotional stress. The research results suggested that, of the respondents surveyed who had managed the affairs of their loved ones, 58% admitted that it had a direct effect on their emotional health. This statistic was even higher among those respondents in the age bracket of 18-34 years old.
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Tuesday, May 24, 2016
Walkers Crisps Spell & Go Instant Win - Chances of Winning Sunglasses. Cameras, Books... / Personal_Finance / Freebies and Comps
By: Anika_Walayat
Apart from entering letters to win one of 20,000 holidays (which is proving to be an impossible challenge), another way to win a prize in Walkers Crisps spell & go promotion is from opening one of the single sale packets (not multi-pack) usually 32.5g size, where you can win one of 250,000 instant prizes including sunglasses, cameras, books and packets of crisps. So having thus far failed to win a holiday after entering 140 letter codes, we thought we would give the instant wins a try by buying a big box of 32 bags instant win packets and see how many prizes we can win.
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Sunday, May 22, 2016
Walkers Crisps Spell & Go - Tesco Checkout Instant Win Odds / Personal_Finance / Freebies and Comps
By: Anika_Walayat
One of the ways to win a prize in the Walkers Crisps Spell and Go 20,000 Holidays promotion is on buying bags of walkers crisps at a Tesco store to be handed an instant win receipt at the check out for small prizes such as sun glasses. But just how many purchases does it take to win an instant win prize? Find out our experience in our latest video in this series -
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Tuesday, May 17, 2016
Odds of Winning Walkers Crisps Spell & Go Holidays K, C and D Letters / Personal_Finance / Freebies and Comps
By: Sami_Walayat
By now most of you will have realised that the letters K, C, D in Walkers Crisps 'Spell and Go' promotion are not being given out randomly along same lines as the other 23 letters. So in this video I will explain what the probable odds are for actually getting one of these special letters and win a walkers spell and go holiday.
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Monday, May 16, 2016
Watch Out For Fees When Using Your Credit Card Abroad / Personal_Finance / Credit Cards & Scoring
By: MoneyFacts
Holidaymakers who are preparing to take a trip abroad may be busily sorting out their travel money and packing their last-minute essential items, which probably includes their debit or credit card.
Despite being a convenient payment method when at home, the latest research by Moneyfacts.co.uk reveals that debit cards and most credit cards charge for use abroad, which is why holiday-goers should consider taking out a more cost-effective card if they expect to use their plastic during a trip.
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Sunday, May 15, 2016
Walkers Crisps 'Spell and Go' Holidays Tesco Bagging Area Instant Win! / Personal_Finance / Freebies and Comps
By: Anika_Walayat
There are several ways to win a prize in the Walkers Crisps Spell and Go Promotion. Apart from the instant wins in the individual crisp packets (not multi-packs), there are also the Tesco bagging area wins where you can win anything from a pair of sun glasses to a holiday! See our our experience about it in this video -
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Saturday, May 14, 2016
Walkers Crisps 'Spell & Go' Letters K,C and D Only Way to Win? / Personal_Finance / Freebies and Comps
By: Anika_Walayat
So far we have entered just over 100 wakers crisp packet codes, for 100 letters and now have every letter except K, C, and D. Which confirms our earlier analysis that the letters K, C, and D are being with-held and not given out randomly. Having looked deeper into the promotion it is highly likely that the winning letters K,C and D will....
Wednesday, May 11, 2016
UBL Slashes Best Fixed Rate Cash ISA by 23%! - Urgent Action! / Personal_Finance / ISA's
By: Nadeem_Walayat
UBL's (United Bank UK) best buy fixed rate cash ISA that I have been tracking or a while has had its interest rate slashed by a whopping 23% on the 10th of May 2016 to a mere pittance of just 1.7% for a 5 year fix down from 2.2%, with similar deep cuts on other fixed terms as the following table illustrates.
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Tuesday, May 10, 2016
Is a Cash Ban and Carry Tax Coming to the US? / Personal_Finance / War on Cash
By: Graham_Summers
Europe has banned the use of €500 bills.
The reason?
They claim these bills are used in money laundering and for drugs. And if you believe that is the concern, you probably believe the earth is flat.
The fact of the matter is that Europe is now the center for misguided Central Planning for monetary policy. ECB President Mario Draghi has cut interest rates not once, not twice, not even thrice, but FOUR times into NIRP.
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Tuesday, May 10, 2016
UK Savers Reap the Rewards of Regular Savings Accounts / Personal_Finance / Savings Accounts
By: MoneyFacts
With the savings market in steady decline, it’s hard to believe there is any positive savings news. However, research by Moneyfacts.co.uk reveals that there is one sector that is giving savers a glimmer of hope – regular savings accounts have turned against the flow of rate cuts, and as a result, the average fixed regular saving rate has risen by 0.10% in just the last six months.
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Monday, May 09, 2016
Top Tips for Winning Walkers Crisps 'Spell & Go' Holidays / Personal_Finance / Freebies and Comps
By: Anika_Walayat
Here are our top tips for winning one of 20,000 holidays in the Walkers Crisps 'Spell and Go' promotion. Firstly, you need to be aware that the letters K,C and D are being with-held or only released in very few numbers so that Walkers crisps can regulate the number of holidays it awards....
Thursday, May 05, 2016
Walkers Crisps Spell & Go - Letters K, C and D Swaps Special to Win Holidays / Personal_Finance / Freebies and Comps
By: Sami_Walayat
This is a special letters K,C and D update for the Walkers Crisps Spell and Go 20,000 Free Holidays promotion. By now like us after having entered many codes and collected lots of letters you will be realising that the letters K, C and D are just not being randomly given but for reasons explained in this video are either being released in very few numbers or even being completely with-held -
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Tuesday, May 03, 2016
Long-term Fixed Savings Interest Rates Fall / Personal_Finance / Savings Accounts
By: MoneyFacts
Savers looking to boost their savings pots will no doubt look for accounts that pay the highest rates of interest, which typically come from long-term fixed rate savings bonds. However, savers may be disappointed by the deals on offer for rates in this sector have recently hit new lows thanks to an onslaught of rate cuts.
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Sunday, May 01, 2016
Walkers Crisps Spell & Go Win 20,000 Holidays - Getting Started, How to Play / Personal_Finance / Freebies and Comps
By: Anika_Walayat
Walkers Crisps have just started a new promotion called Spell & Go where you can win one of 20,000 4 star holidays for 4 people worth either £4000 or £1500 each! So in this video I explain how to get started in this new Walkers / Pepsico promotion that sounds really amazing, 20,000 holidays up for grabs! ???
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Wednesday, April 27, 2016
Money Saving Gardening by Propagating Roses From Cuttings - Propagating Rose Plants Over 2.5 Years / Personal_Finance / Gardening
By: Sami_Walayat
Before you go and spend money buying new rose or other flower plants, first watch this video to find out just how easy it really is to propagate as many rose plants as you want from cuttings. Here 7 year old Sami demonstrates how easy it is to propagate a rose bush from cuttings in this step by step video that shows the progress of the cuttings taken over 2.5 years! And what impact the likes of miracle grow feed can have on your cuttings against plain old simple water.
Monday, April 25, 2016
2.8 Million Bank Switches Create Current Account Storm / Personal_Finance / Current Accounts
By: MoneyFacts
In previous years banking customers have had little incentive to switch their current account, but since the launch of the Current Account Switch Guarantee in 2013, almost three million people have ditched their old account*. As a result, a veritable current account storm has been created as providers compete to attract new customers.
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Tuesday, April 19, 2016
UK Savers Loyalty Doesn’t Pay / Personal_Finance / Savings Accounts
By: MoneyFacts
Loyalty savings products are often marketed as exclusive deals that are only available to the select few who hold the right products. If you fit the criteria, this can be a tempting offer, but these deals don’t necessarily offer the best rates on the market.
Moneyfacts.co.uk analysed products that are only available to customers who hold existing accounts with the provider and found that they would actually be better off shopping around, something that is clearly illustrated in the table below.
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Tuesday, April 19, 2016
UEFA Champions League 2016 Final Walkers PepsiCo Prizes Delivery (5) / Personal_Finance / Freebies and Comps
By: Adnaan_Walayat
Find out in our final tally of prizes won in the UEFA Champions League Pepsi/Walkers easy to win promo. See what arrived in delivery no5, and what my overall impressions are of the promo and what to expect for future comps in terms of actual delivery of prizes against wins.
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Wednesday, April 13, 2016
Report Reveals 10% fall in UK Retirement Incomes in Just One Year / Personal_Finance / Pensions & Retirement
By: MoneyFacts
Key findings:
· Average retirement incomes are at record lows one year into the new pension freedoms landscape
· Retirees looking for a secure income face the unenviable position of annuitising at all-time low rates
· Enhanced annuities have seen bigger rate decreases than standard annuities
· The average pension fund has fallen by 2.3% over the last 12 months
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