Best of the Week
Most Popular
1. US Housing Market Real Estate Crash The Next Shoe To Drop – Part II - Chris_Vermeulen
2.The Coronavirus Greatest Economic Depression in History? - Nadeem_Walayat
3.US Real Estate Housing Market Crash Is The Next Shoe To Drop - Chris_Vermeulen
4.Coronavirus Stock Market Trend Implications and AI Mega-trend Stocks Buying Levels - Nadeem_Walayat
5. Are Coronavirus Death Statistics Exaggerated? Worse than Seasonal Flu or Not?- Nadeem_Walayat
6.Coronavirus Stock Market Trend Implications, Global Recession and AI Stocks Buying Levels - Nadeem_Walayat
7.US Fourth Turning Accelerating Towards Debt Climax - James_Quinn
8.Dow Stock Market Trend Analysis and Forecast - Nadeem_Walayat
9.Britain's FAKE Coronavirus Death Statistics Exposed - Nadeem_Walayat
10.Commodity Markets Crash Catastrophe Charts - Rambus_Chartology
Last 7 days
Why You’ll Never Get Another Stimulus Check - 28th May 20
Implications for Gold – 2007-9 Great Recession vs. 2020 Coronavirus Crisis - 28th May 20
Ray Dalio Suggests USA Is Entering A Period Of Economic Decline And New World Order - 28th May 20
Europe’s Coronavirus Pandemic Dilemma - 28th May 20
I Can't Pay My Payday Loans What Will Happen - 28th May 20
Predictive Modeling Suggests US Stock Markets 12% Over Valued - 27th May 20
Why Stocks Bear Market Rallies Are So Tricky - 27th May 20
Precious Metals Hit Resistance - 27th May 20
Crude Oil Cuts Get Another Saudi Boost as Oil Demand Begins to Show Signs of Life - 27th May 20
Where the Markets are heading after COVID-19? - 27th May 20
Silver Springboards Higher – What’s Next? - 26th May 20
Stock Market Key Resistance Breakout Is Where the Rubber Meets the Road - 26th May 20
5 Ways To Amp Up Your CFD Trading Today - 26th May 20
The Anatomy of a Gold Stock Bull Market - 26th May 20
Stock Market Critical Price Level Could Soon Prompt A Big Move - 25th May 20
Will Powell Decouple Gold from the Stock Market? - 25th May 20
How Muslims Celebrated EID in Lockdown Britain 2020 - UK - 25th May 20
Stock Market Topping Behavior - 24th May 20
Fed Action Accelerates Boom-Bust Cycle; Not A Virus Crisis - 23rd May 20
Gold Silver Miners and Stocks (after a quick drop) Ready to Explode - 23rd May 20
3 Ways to Prepare Financially for Retirement - 23rd May 20
4 Essential Car Trade-In Tips To Get The Best Value - 23rd May 20
Budgie Heaven at Bird Land - 23rd May 20
China’s ‘Two Sessions’ herald Rebound of Economy - 22nd May 20
Signs Of Long Term Devaluation US Real Estate - 22nd May 20
Reading the Tea Leaves of Gold’s Upcoming Move - 22nd May 20
Gold, Silver, Mining Stocks Teeter On The Brink Of A Breakout - 21st May 20
Another Bank Bailout Under Cover of a Virus - 21st May 20
Do No Credit Check Loans Online Instant Approval Options Actually Exist? - 21st May 20
An Eye-Opening Perspective: Emerging Markets and Epidemics - 21st May 20
US Housing Market Covid-19 Crisis - 21st May 20
The Coronavirus Just Hit the “Fast-Forward” Button on These Three Industries - 21st May 20
AMD Zen 3 Ryzen 9 4950x Intel Destroying 24 core 48 thread Processor? - 21st May 20
Dow Stock Market Trend Analysis and Forecast - 20th May 20
The Credit Markets Gave Their Nod to the S&P 500 Upswing - 20th May 20
Where to get proper HGH treatment in USA - 20th May 20
Silver Is Ensured A Prosperous 2020 Thanks To The Fed - 20th May 20
It’s Not Only Palladium That You Better Listen To - 20th May 20
DJIA Stock Market Technical Trend Analysis - 19th May 20
US Real Estate Showing Signs Of Covid19 Collateral Damage - 19th May 20
Gold Stocks Fundamental Indicators - 19th May 20
Why This Wave is Usually a Market Downturn's Most Wicked - 19th May 20
Gold Mining Stocks Flip from Losses to 5x Leveraged Gains! - 19th May 20
Silver Price Begins To Accelerate Higher Faster Than Gold - 19th May 20
Gold Will Soar Soon; World Now Faces 'Monetary Armageddon' - 19th May 20

Market Oracle FREE Newsletter

Analysis Topic: Personal Finance

The analysis published under this topic are as follows.

Personal_Finance

Thursday, May 29, 2014

UK Citibank USD Current Account Continues Ramping Up Fees / Personal_Finance / UK Banking

By: Nadeem_Walayat

Once upon a time the Citibank USD current account was by far one of the best such accounts on the market for depositing USD cheque's in the UK, where typically 1.75% was added to the spot GBP exchange rate and if lucky at best as little as 1.5% or at worst rarely more than about 2.2% with no other fees as long as £2,000 or equivalent was always kept on deposit.

Read full article... Read full article...

 


Personal_Finance

Tuesday, May 27, 2014

Is It Time to Hide Your Money Under the Mattress? / Personal_Finance / Savings Accounts

By: Don_Miller

“I don’t know what to do,” said my good friend Rob after inviting my wife Jo and me to dinner for the third time in two weeks. “I know I should do something. Every time I think about it, it scares the hell out of me! Maybe I should just hide everything under the mattress.”

Rob is a sharp guy—he’s done well for himself and his family. He also recently settled the last details of his parents’ estate. Upon banking part of his inheritance, the branch manager magically appeared, introduced himself, and invited Rob into his office to discuss “some really good rates” the bank had to offer.

Read full article... Read full article...

 


Personal_Finance

Friday, May 09, 2014

Collateral Damage: What You and Monica Lewinsky Have in Common / Personal_Finance / Pensions & Retirement

By: Don_Miller

Collateral damage can assume many forms—and though some may be more newsworthy than others, the latter are no less real, nor any less frightening.

On Tuesday, controversial radio talk show host Rush Limbaugh called Monica Lewinsky “collateral damage in Hillary Clinton’s war on women,” saying that President Bill Clinton and his wife destroyed the former White House intern “after he got his jollies, after he got his consensual whatevers.”

Read full article... Read full article...

 


Personal_Finance

Tuesday, April 29, 2014

Retirement Kitchen Table Economics / Personal_Finance / Pensions & Retirement

By: Don_Miller

What is it about retirement that causes confident, successful businessmen and -women to lose that edge when they invest their own life savings? Many otherwise dynamic people become virtually impotent in the face of retirement investing. I have many friends who were very effective in business—folks who made sound decisions affecting how millions upon millions of dollars were spent. They would gather the facts, make a plan, and make the right call with confidence. Whywas it so taxing for these same friends to manage their personal retirement accounts?

Read full article... Read full article...

 


Personal_Finance

Monday, April 28, 2014

The World's Biggest Pension Fund Just Made a Huge Bet / Personal_Finance / Pensions & Retirement

By: Money_Morning

Peter Krauth writes: On numerous occasions, I've told you to remain on lookout for threats to your savings, including the proposed new MyRA account.

If you've been counting on your pension, whether from work or even Social Security, you may want to revise those plans, as most are way underfunded.

Read full article... Read full article...

 


Personal_Finance

Tuesday, April 22, 2014

Puerto Rico Is the Only Way to Escape US Taxes / Personal_Finance / Taxes

By: Casey_Research

By Nick Giambruno, Senior Editor, International Man

When I hear about strategies that purport to legally allow US citizens to avoid having to pay income taxes, the first thing that usually comes to mind is that it is some sort of cockamamie scheme.

This is because the US government is no slouch when it comes to shaking down its citizens for every penny. The mind-boggling spending on welfare and warfare policies necessitates this. It would be dangerously foolish in the extreme to think you could slip one past them.

Read full article... Read full article...

 


Personal_Finance

Tuesday, April 22, 2014

Do Not Let The Next Economic Downturn Leave You Penniless / Personal_Finance / Investing 2014

By: Don_Miller

Doug Casey is emphatic that a downturn will affect us all. When it comes, we want to minimize the damage. That’s particularly challenging for baby boomers and seniors who may be at, or past, the end of their careers.

In the past I’ve shared some experiences from speakers who had real world experience with hyperinflation. It is not pretty. They were quite candid that many previously wealthy seniors and savers ended up penniless before things got under control. That’s the ultimate catastrophic loss.

Read full article... Read full article...

 


Personal_Finance

Friday, April 18, 2014

Tesco Profits Panic! Back to Back £5 Off £40 Shop Voucher Promotions / Personal_Finance / Shopping

By: Nadeem_Walayat

Tesco, Britain's giant supermarket chain is once more reeling following its latest trading results that reveal another bad year with profits slumping by 7% as the discount chains such as Aldi and Lidl continue to consume King Tesco's market share that fell to a 10 year low of 28.6% that sows the seeds for the market leader ultimately to join the ranks of has been's such as Morrisons that has been floundering in the supermarket wilderness for over a decade now.

Read full article... Read full article...

 


Personal_Finance

Thursday, April 17, 2014

10 Ways to Screw up Your Retirement / Personal_Finance / Pensions & Retirement

By: Don_Miller

There are many creative ways to screw up your retirement. Let me show you how it’s done.

Supporting adult children. My wife Jo and I have friends with an unmarried, unemployed daughter who had a child. Our friends adopted their grandchild and are now in their late sixties raising a kid in grade school. The same daughter had a second child, and they adopted that one too. When she announced she was pregnant a third time, they finally said, “Enough! It’s time for a third-party adoption.”

Read full article... Read full article...

 


Personal_Finance

Tuesday, April 15, 2014

How I Intend to Survive the Meltdown of America / Personal_Finance / Social Issues

By: Casey_Research

By Louis James, Chief Metals & Mining Investment Strategist

It is with a troubled heart that I look at the continued fighting in eastern Ukraine. I worry about my friends and students in the country who may well be in physical danger soon, if the conflict escalates. As an investment analyst, it’s the financial war the Russians seem quite willing to wage that has my attention.

It should have yours as well.

Read full article... Read full article...

 


Personal_Finance

Thursday, April 10, 2014

Escape the Toy Trap / Personal_Finance / Shopping

By: Don_Miller

The toy trap: we all have friends who’ve fallen in. I received a wave of emails after publishing Debt: The Last Social Taboo?, all sharing similar sad stories. Author Dave Ramsey summed up the problem best: “We buy things we don’t need with money we don’t have to impress people we don’t like.”

Read full article... Read full article...

 


Personal_Finance

Thursday, April 10, 2014

Puerto Rico's Tax Benefits—More than 'The Better Florida' / Personal_Finance / Investing 2014

By: The_Gold_Report

Puerto Rico promises to now do for Americans what Singapore and Hong Kong have done for bankers and businessmen from London. In this interview with The Gold Report, three experts with in-depth knowledge of the pros and cons of living and investing in Puerto Rico share what it is like on the ground for investors.InternationalMan.com Senior Editor Nick Giambruno and Casey Research Chief Technology Investor and Puerto Rico resident Alex Daley join Sterne Agee's Managing Director of Equity Research Todd Hagerman in clearing up some of the confusion about this "misunderstood" island and why the tax benefits for Americans make it "The Better Florida."

Read full article... Read full article...

 


Personal_Finance

Sunday, March 30, 2014

Never Loan Money to Your Friends and Family / Personal_Finance / Debt & Loans

By: DailyWealth

"Never loan money to your friends. It's a good way to lose your money... and your friend."

A friend of mine owed me a lot of money...

I gave my friend Jack a personal loan a few years ago, as he was starting his own business.

Read full article... Read full article...

 


Personal_Finance

Wednesday, March 26, 2014

Newcastle BS Pulls 2.9% Fixed Cash ISA, Coventry and Leeds Currently Offer Best ISA's / Personal_Finance / ISA's

By: Nadeem_Walayat

Newcastle BS has pulled its market beating 2.9% 5 year fixed rate cash ISA that in my opinion amounted to the best cash account for some 18 months for the reason that it behaved more like a higher interest paying instant access rather than a typical fixed rate account.

Read full article... Read full article...

 


Personal_Finance

Tuesday, March 25, 2014

The Three Stooges Debunk myRA Retirement Plans / Personal_Finance / Pensions & Retirement

By: Don_Miller

A little skit ran through my head the other day…

The house lights dimmed and the bright American flag glistened in the background. The crowd hushed as a tall man in a strange costume strode confidently onto the stage. 

Curly turned to Larry and Moe and exclaimed, "Oh my, that's our favorite—Uncle Sam, our boyhood hero." Moe put his finger to his lips as if to say "Shhh!"

Read full article... Read full article...

 


Personal_Finance

Thursday, March 20, 2014

Pensions Annuity Freedom Prompts Vultures Stock Price Crash - Budget 2014 / Personal_Finance / Pensions & Retirement

By: Nadeem_Walayat

George Osbourne announced "Let me be clear, no one will have to buy an annuity. People who have worked hard and saved hard all their lives, and done the right thing, should be trusted with their own finances.", and with that statement the annuities vultures stock prices crashed by as much as 55% as time is now up for all of the pension funds financial blood sucking vampires as illustrated by life time accumulated savings being forced to be converted (lost) into annuities in return for a pittance in annual payments, which was the reason why for so many retirees annuities have amounted to nothing more than a scam where the pensions industry sales pitch promises never materialise.

Read full article... Read full article...

 


Personal_Finance

Wednesday, March 19, 2014

Budget 2014 Cash ISA Allowance Near Tripled to £15,000, Current Best ISA / Personal_Finance / ISA's

By: Nadeem_Walayat

The Coalition government has finally acted to correct a huge disparity in the ISA market of savers being forced to split their annual ISA allowances between Cash and Shares ISA's by allowing savers now to use the whole of their annual allowance towards a cash ISA rather than the existing 50/50 split between cash and shares, as investing in shares has never been suitable for the vast majority of savers given that they are a high risk asset class that certainly never deserved a 50/50 portfolio allocation. Even for highly experienced stocks investors such as myself tend to experience sleepless nights when portfolio allocations approach 30% of assets let alone 50%. Therefore for most investors the stock market and floating bonds should never really go above an approx 15% allocation (including pension funds) with the bulk of the rest made up by property and cash (including fixed bonds).

Read full article... Read full article...

 


Personal_Finance

Thursday, March 13, 2014

Why Unemployment Rates Matter to Your Retirement / Personal_Finance / Pensions & Retirement

By: Don_Miller

My biological clock is ticking—as is yours and everyone else's. With each passing day, you are either moving closer to or further past the day you quit working full time. Baby boomers are retiring at a rate of 10,000 per day and will continue to do so for the next 17 years. Whether you count yourself among that group or not, understanding where economic data—such as unemployment rates and inflation—come from will make you a better investor and savvier retiree.

Read full article... Read full article...

 


Personal_Finance

Wednesday, March 12, 2014

Newcastle BS 2.9% Best Current Fixed Rate Cash ISA March, April 2014 / Personal_Finance / ISA's

By: Nadeem_Walayat

The zero interest rate catastrophe for savers including Cash ISA depositors continues to persist for as long as the Bank of England can get away with government debt monetization and support of the bankrupt banks (Co-op the current bank teetering on the brink of collapse) via unlimited funding scheme that is now approaching its 2nd full year of the collapse in savings interest rates that began in May 2012 and soon accelerated into sub inflation rates of systemic theft as illustrated by the table below which shows the cash ISA rates offered by apparently the often reported on best buy accounts of the Halifax mega-bank that in reality crashed in response to the Bank of England's Funding for Lending Scheme that started in July 2012.

Read full article... Read full article...

 


Personal_Finance

Thursday, March 06, 2014

Maximizing Your Retirement Planning IRA / Personal_Finance / Pensions & Retirement

By: Don_Miller

As working folks get closer to hanging up their spurs, it is easy to become overwhelmed. When should you take Social Security? What type of insurance do you need? Should you buy an annuity? Do you need nursing home insurance? Should you roll over your 401(k) into an IRA? The list goes on and on.

Retirement planning requires many irreversible decisions. We each need to get it right; however, what is right for us is not always right for someone else. And, in addition to basic number-crunching, we each make assumptions about life and politics—sometimes without even realizing it.

Read full article... Read full article...

 


Page << | 1 | 10 | 20 | 30 | 40 | 41 | 42 | 43 | 44 | 45 | 46 | 47 | 50 | 60 | 70 | >>