As the high street stores close today for Christmas the sales will not stop as the focus shifts online, especially as those retailers that have so far held off on starting their sales will open their online doors ahead of their high street stores on boxing day, this most notably includes NEXT, John Lewis, Marks & Spencer and PC World / Curry's.

Christmas Eve Online Sales - 50%+ Off

John Lewis - Online only from 5pm
Harrods - Online only from 6pm
House of Fraser - Online only from 12pm
Marks and Spencer Online from 5pm
NEXT - Online only from 3pm
PC World / Curry's - Online only from 9pm

High Street Sales Already in Progress

Expect the shops on Christmas Eve to be full to bursting point as a record number of retailers have started their sales earlier than usual.

Argos
Asda - Online only
ASOS - Online only
Austin Reed
Banana Republic
BHS
Clarks
Coast
Comet
Debenhams - Online only
Early Learning Centres
French Connection
GAP
Halfords - Online only
Homebase
H&M
Laura Ashley
Matalan - Online only
Monsoon - Online only
New Look
Oasis
Sports Direct
TK Maxx
Tesco
TopShop
Toys R Us
WH Smith

SALES Tips

Compare prices on your internet smartphone before buying to make sure that you actually are getting a bargain.
The biggest reductions come towards the end of the sales season, i.e. Christmas stock can go from 33% off to 50% off to 70% off to 80% off over the week after Christmas.
Don't be fooled by the "WAS" price, usually retailers raise the price just prior to the sales so it looks as though there has been a deep price cut when in reality the cut is far smaller or none existant. My general rule is that a real price cut is at least 50% which means buying at a 33% discount may mean your actually going to be paying the same or even higher price than at an earlier date during 2011, again check online to confirm the real market price before buying.
Use a cash back credit card such as Capital One Circle to earn cash back.
Make a list of items that you really need to prevent buying of junk.
Look for discount vouchers in newspapers.
Set yourself a budget and don't go over it.
Don't get into debt, there is no point saving 25% in the sales then paying 25% and beyond interest on purchases during 2012!
AVOID PAY DAY LOANS AT ALL COSTS! - Don't even think about it! These are nothing more than legalised loan sharks.

Source and Comments: http://www.marketoracle.co.uk/Article32300.html

By Nadeem Walayat

http://www.marketoracle.co.uk

Nadeem Walayat has over 25 years experience of trading derivatives, portfolio management and analysing the financial markets, including one of few who both anticipated and Beat the 1987 Crash. Nadeem's forward looking analysis focuses on UK inflation, economy, interest rates and housing market. He is the author of three ebook's - The Inflation Mega-Trend; The Interest Rate Mega-Trend and The Stocks Stealth Bull Market Update 2011 that can be downloaded for Free.

Nadeem is the Editor of The Market Oracle, a FREE Daily Financial Markets Analysis & Forecasting online publication that presents in-depth analysis from over 600 experienced analysts on a range of views of the probable direction of the financial markets, thus enabling our readers to arrive at an informed opinion on future market direction. http://www.marketoracle.co.uk

Disclaimer: The above is a matter of opinion provided for general information purposes only and is not intended as investment advice. Information and analysis above are derived from sources and utilising methods believed to be reliable, but we cannot accept responsibility for any trading losses you may incur as a result of this analysis. Individuals should consult with their personal financial advisors before engaging in any trading activities.

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