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Market Oracle FREE Newsletter

Category: Student Finances

The analysis published under this category are as follows.

Personal_Finance

Wednesday, September 26, 2018

Best Ways to Finance Your Studies in Abroad / Personal_Finance / Student Finances

By: Submissions

Studying abroad is a dream of many Indian students. Studying abroad is quite difficult for a student of middle class as it is expensive. There are few benefits of studying abroad. The foremost thing is that you have to look care of all your things by your own; initially it will be very tough to adjust with the busy life. You can either take a loan or start a part time job to get yourself financed. Doing a part time is not a good choice as getting involved in any official work will not allow much time for your studies. You can go for taking an educational loan from a banks. Malaysia is now a preferred destination for  students seeking higher education.

Read full article... Read full article...

 


Personal_Finance

Wednesday, July 25, 2018

Student Bank Account Best Freebies / Personal_Finance / Student Finances

By: MoneyFacts

School’s out for summer, so it’s time for students to do some research on student current accounts to find the best deal. Moneyfacts.co.uk has created a handy selection of the best accounts available (see below) so that students can easily compare the different overdraft offerings and extra benefits.

Rachel Springall, Finance Expert at Moneyfacts.co.uk, said:

“Students preparing to branch out on their own and study at university may already be celebrating the summer break, but this is the perfect time for them to sort out a student bank account and not leave it until the last minute. As soon as students get their university offer letter, they should be ready to apply for a student bank account that will meet their day-to-day needs.

Read full article... Read full article...

 


Personal_Finance

Wednesday, July 25, 2018

10 Top Tips to Help Students Save Money / Personal_Finance / Student Finances

By: MoneyFacts

In just a few weeks’ time, many students will be preparing themselves for university, and for some, this could be the first time they have lived away from home. The thought alone may be daunting, so Moneyfacts.co.uk has put together 10 top tips to help students save money.

Rachel Springall, Finance Expert at Moneyfacts.co.uk, said:

Read full article... Read full article...

 


Personal_Finance

Saturday, February 17, 2018

Loan Shark Nation: Forcing Our Kids To Choose Between Student Loans And Everything Else / Personal_Finance / Student Finances

By: John_Rubino

It’s mid-winter, which means millions of high school seniors are winding up their childhoods and planning for what comes next. For many this next stage is college.

But in yet another example of how we baby boomers have rigged the system in our favor at the expense of pretty much everyone else, student loans – barely necessary when most boomers graduated 40 years ago – have become a life-defining problem for our kids and grandkids.

Read full article... Read full article...

 


Politics

Sunday, January 07, 2018

Student Debt Slavery II: Time to Level the Playing Field / Politics / Student Finances

By: Ellen_Brown

The lending business is heavily stacked against student borrowers. Bigger players can borrow for almost nothing, and if their investments don’t work out, they can put their corporate shells through bankruptcy and walk away. Not so with students. Their loan rates are high and if they cannot pay, their debts are not normally dischargeable in bankruptcy. Rather, the debts compound and can dog them for life, compromising not only their own futures but the economy itself.

“Students should not be asked to pay more on their debt than they can afford,” said Donald Trump on the presidential campaign trail in October 2016. “And the debt should not be an albatross around their necks for the rest of their lives.”

Read full article... Read full article...

 


Politics

Wednesday, December 27, 2017

Student Debt Slavery Bankrolling Financiers on the Backs of the Young / Politics / Student Finances

By: Ellen_Brown

The advantages of slavery by debt over “chattel” slavery—ownership of humans as a property right—were set out in an infamous document called the Hazard Circular, reportedly circulated by British banking interests among their American banking counterparts during the American Civil War. It read in part:

Slavery is likely to be abolished by the war power and chattel slavery destroyed. This, I and my European friends are glad of, for slavery is but the owning of labor and carries with it the care of the laborers, while the European plan, led by England, is that capital shall control labor by controlling wages.

Read full article... Read full article...

 


Personal_Finance

Tuesday, July 25, 2017

Students, It’s Time to Prepare Your Finances for the Years Ahead / Personal_Finance / Student Finances

By: MoneyFacts

As we approach a brand new academic year, prospective students and those ready to graduate might be considering the most cost-effective bank account that will cover their day-to-day needs. Choosing a good student bank account and finding out how to manage finances will be an essential part of life, especially for those who will be living away from home for the first time.

The latest analysis by moneyfacts.co.uk highlights some of the most essential elements when it comes to choosing the right student account and how students can prepare themselves for the years ahead.

Read full article... Read full article...

 


Interest-Rates

Thursday, July 20, 2017

The Student Loan Bubble and Economic Collapse / Interest-Rates / Student Finances

By: Antonius_Aquinas

The inevitable collapse of the student loan “market” and with it the takedown of many higher educational institutions will be one of the happiest and much needed events to look forward to in the coming months/years. Whether the student loan bubble bursts on its own or implodes due to a general economic collapse, does not matter as long as higher education is dealt a death blow and can no longer be a conduit of socialist and egalitarian nonsense for the inculcation of young minds.

Read full article... Read full article...

 


Personal_Finance

Wednesday, June 28, 2017

Important Money Management Tips For Teenagers / Personal_Finance / Student Finances

By: Boris_Dzhingarov

Financial literacy among teenagers is much lower than it should be. This is, in part, because money management education is not properly taught in schools. Most of the teens have no idea what personal finance is and why it is important. Parents are the ones that need to teach teens about money management. Obviously, this is much more difficult than it seems. The good news is that raising financially literate teenagers can be done. Follow these tips to do exactly that.
Read full article... Read full article...

 


Politics

Thursday, May 04, 2017

The Student Debt Servitude Sham / Politics / Student Finances

By: Gordon_T_Long

Many today strongly believe it is morally wrong to indenture students to the degree of liabilities presently required to achieve the education required to become a productive contributor within our modern society.

The question we need to demand answers to is why has college costs for students exploded upward, while salaries and job positions for graduates has not?  What is driving the relentless and inexplicable surge in the debt burden for students and their parents?

Read full article... Read full article...

 


Interest-Rates

Thursday, October 27, 2016

The Next Big Shoe to Drop – Student Loans / Interest-Rates / Student Finances

By: Dr_Jeff_Lewis

More than 40 million young Americans carry federal and private student loan debt – amounting to over $1 trillion. Defaults are on the rise and the issue has grown to become a nasty wealth transfer mechanism, as well as sad example of the failure of finance in general.

This week, President Obama announced a new initiative framed as a way of addressing the issue. Sadly, it is far from the mark, and just one more indication that monetary masters are the real puppeteers.

Read full article... Read full article...

 


Interest-Rates

Thursday, August 04, 2016

What Student Debt Problem; Simple Solution ends the problem / Interest-Rates / Student Finances

By: Sol_Palha

A problem clearly stated is a problem half-solved. Dorothea Brande

The real issue is that there are college students that don’ want to work and want to go to the best colleges money can buy, and the parents are encouraging this. What happened to the day you went to the college you could afford, and you worked to pay for all of it or, at least, helped your parents.  The problem lies with the parents and the kids; the parents are encouraging this asinine behaviour.  Today’s generation believe that they are entitled to the best of the best without having to work for it.   College Graduates that are drowning in debt, but still refuse to give up on luxuries is a perfect example of this principle in action. Instead of tightening their belts, they continue to add to the debt and then cry wolf when everything starts to fall apart.

Read full article... Read full article...

 


Politics

Friday, April 22, 2016

Blanket US Student Debt Amnesty Now / Politics / Student Finances

By: Mike_Whitney

A couple weeks ago the Wall Street Journal confirmed our worst fears about the student loan program, that is, that it was going to blow up in the government’s face just like all the other gigantic debt-bubbles that preceded it. For the sake of background, here’s a brief excerpt from the article that will bring readers up-to-date:

“More than 40% of Americans who borrowed from the government’s main student-loan program aren’t making payments or are behind on more than $200 billion owed, raising worries that millions of them may never repay.

Read full article... Read full article...

 


Stock-Markets

Friday, February 12, 2016

Looking For The Next Financial Crisis; Try Student Debt / Stock-Markets / Student Finances

By: Sol_Palha

"Calamities are of two kinds: misfortune to ourselves, and good fortune to others." ~ Ambrose Bierce

Student debt is increasing at the rate of almost $3000.00 per second; this is stunning considering that education tour system does not even rank in the top 10 globally ; we are ranked 18 out of 20. Worse yet, it indicates that colleges are simply forcing young individuals to take on mind-boggling amounts of debt in the hopes of landing a good job when they graduate. Getting a student loan is about as easy it was to get a loan during the booming housing market cycle and look how that story ended.

Read full article... Read full article...

 


Politics

Tuesday, September 29, 2015

Question to Millennials: Why Are You Not Mad as Hell Yet? / Politics / Student Finances

By: Mike_Shedlock

Millennials, why are you not angry about ...

  1. Having to pay Social Security when it won't be there for you.
  2. Paying exorbitant taxes for public pension handouts and boomer retirements at age 50 for which you receive negative benefits.
  3. Obamacare for which you overpay to support the obese and the nicotine addicts.
  4. Enormous student debt burdens for which you received little benefit.

I ask this in response to an email I received from Rich Renza who writes ...

Read full article... Read full article...

 


Interest-Rates

Thursday, September 03, 2015

The Student Loan Crisis Is Mounting / Interest-Rates / Student Finances

By: Peter_Schiff

Addison Quale writes: "You need a college degree to succeed in America." This idea has become so commonplace that the right to higher education is now a core issue in most political platforms. What if a young person cannot afford a college degree? The "obvious" answer from politicians on both sides of the aisle is that the government should subsidize them. Very few are brave enough to ask the far more important question: "At what cost?"

Read full article... Read full article...

 


Personal_Finance

Thursday, August 13, 2015

Student Finance Bank Accounts - Choose Wisely / Personal_Finance / Student Finances

By: MoneyFacts

Within the next month, many students will be heading to university, and for some this could be the first time they will live away from home and be solely in charge of their money.

As a new chapter in their lives begins, students need to make sure they learn how to manage their finances throughout their further education, and one of the best starting points is picking a good student bank account.

Read full article... Read full article...

 


Personal_Finance

Thursday, July 02, 2015

The Student Loan Bubble: Gambling with America’s Future / Personal_Finance / Student Finances

By: Peter_Schiff

Addison Quale writes: The federal government can't seem to help itself. After overseeing the inflating and bursting of the dot-com bubble in the 1990s and the subprime mortgage bubble in the 2000s, the United States government is at it again - this time in the area of student loans.

Student loan debt now stands at a record $1.2 trillion, which represents the second largest category of consumer debt after home mortgages. It has grown by leaps and bounds since the financial crisis of 2008 and now surpasses even car loans and credit card debt.

Read full article... Read full article...

 


Politics

Wednesday, April 22, 2015

They Said Go to College - Learning to become Debt Slaves / Politics / Student Finances

By: James_Quinn

When I graduated from college in 1986 it was easy to get a job. The economy was booming and 82% of college graduates had a job. The other 18% were probably raising kids because their college educated spouse made enough to raise a family. The mantra for my entire life has been – go to college and you’ll get a good paying job. It seems something went wrong on the road to riches. The percentage of college graduates with jobs has been falling for the last 30 years and has been plummeting since 2008. It is now at an all-time low of 74.3%. Shouldn’t these people have obtained jobs since the government tells us the unemployment rate has dramatically dropped from 10% to 5.5% since 2009?

Read full article... Read full article...

 


Personal_Finance

Monday, March 02, 2015

Students Getting a PhD in Subprime Debt - U.S. Debt Breaking Bad Part 3 / Personal_Finance / Student Finances

By: James_Quinn

In Part One of this three part article I laid out the groundwork of how the Federal Reserve is responsible for the excessive level of debt in our society and how it has warped the thinking of the American people, while creating a tremendous level of mal-investment. In Part Two I focused on the Federal Reserve/Federal Government scheme to artificially boost the economy through the issuance of subprime debt to create a false auto boom. In this final episode, I’ll address the disastrous student loan debacle and the dreadful global implications of $200 trillion of debt destroying the lives of citizens around the world.

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