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Market Oracle FREE Newsletter

Analysis Topic: Personal Finance

The analysis published under this topic are as follows.

Personal_Finance

Sunday, April 16, 2017

Walkers Crisps £5 to £28k Instant Pay Packet Win! / Personal_Finance / Freebies and Comps

By: Anika_Walayat

Walkers Crisps have just started a new promotion where you can instantly win between a £5 and £28,000 pay packet. In total there are £2 million's up for grabs! The promotion runs until the 3rd of June. So find out what the promotion is all about as we dashed to the supermarket for our first batch of 10 multi-packs to see if we can win instant cash! And lets hope that ALL of the £2 million will be won unlike the Spell and Go fiasco of 2016 when only about 4% of advertised prizes were actually awarded.

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Personal_Finance

Tuesday, April 11, 2017

Negative Interest Rates are Becoming a Reality for Savers / Personal_Finance / Negative Interest Rates

By: MoneyFacts

Data from Moneyfacts.co.uk can reveal that the savings market is showing encouraging signs of improvement. The number of rate rises now outweighs the number of reductions for the third month running.

In the month of March, Moneyfacts recorded 163 savings rate rises, with some rates increased by as much as 1.20%. This dwarfs the 65 rate reductions that took place in the same period. As a result, the average five-year fixed rate has now risen to levels not seen since August 2016, reaching 1.81%.

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Personal_Finance

Thursday, March 30, 2017

What are the Biggest Gambling Markets in the World? / Personal_Finance / Gambling

By: Submissions

...

 


Personal_Finance

Tuesday, March 28, 2017

Savers Maximise the Personal Savings Allowance for Bigger Returns / Personal_Finance / Savings Accounts

By: MoneyFacts

As a new tax year approaches, savers may well be readying their cash to invest in a new ISA, but the latest research by Moneyfacts.co.uk reveals why savers should still consider maximising their Personal Savings Allowance (PSA) for bigger returns.

Since April 2016, savers have been given an individual Personal Savings Allowance to earn a portion of savings income or interest tax-free, with basic rate (20%) tax payers given a £1,000 allowance and higher rate (40%) taxpayers getting £500. This momentous change means that now most taxpayers (estimated at 95%) no longer pay tax on their savings interest.

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Personal_Finance

Monday, March 27, 2017

The Popularity of Gambling and Investing Amongst Students / Personal_Finance / Gambling

By: Submissions

...

 


Personal_Finance

Monday, March 27, 2017

Is Political Betting on the Rise? / Personal_Finance / Gambling

By: Submissions

....

 


Personal_Finance

Wednesday, March 22, 2017

Stocks & Shares ISAs Delivering Strongest Performance Since 2009/10 Tax Year / Personal_Finance / ISA's

By: MoneyFacts

  • The average stocks & shares ISA fund has grown by 15.8% during the 2016/17 tax year so far, the highest return since the 2009/10 tax year.
  • This compares with an average cash ISA rate of 1.01% over the same period.
  • The average stocks & shares ISA has delivered positive growth in eleven of the 18 tax years since the introduction of ISAs in 1999.
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Personal_Finance

Monday, March 20, 2017

No Cash ISA Season 2017 / Personal_Finance / ISA's

By: MoneyFacts

Moneyfacts UK Savings Trends Treasury Report data, yet to be published, highlights that the number of ISA products has risen to 311, marking the first time the number of ISAs has stood above 300 since September 2016. The long-term ISA rate has also risen, for the fourth consecutive month.

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Personal_Finance

Tuesday, March 14, 2017

McCain Great £3 Million Prizes Raffle Draws, Cars and Holidays to be Won / Personal_Finance / Freebies and Comps

By: Anika_Walayat

McCain's have just started a new £3 million promotion, with 30,000 prizes including 10 cars 5,500 holidays, and 5000 burgers! The top prize is apparently to step into the shoes of an Emmerdale TV programme Actor. So find out what needs to be done to easily win 1 of over 30,000 prizes before the promotional packs are withdrawn before the end of April 2017.

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Personal_Finance

Saturday, March 11, 2017

Investment Guide When Planning Your Retirement / Personal_Finance / Pensions & Retirement

By: Submissions

....

 


Personal_Finance

Tuesday, March 07, 2017

How to Get a FREE PS4 Sony Games Console 2017 in Walkers Crisps UEFA Promo / Personal_Finance / Freebies and Comps

By: Anika_Walayat

Walkers Crisps 2017 UEFA Champions League Snap & Share promotion is proving to be a relatively easy to enter and win promo. Where entrants can win one of 40 pairs of match tickets, 500 play stations and 7000 footballs. Out own experience illustrates that after only 5 days of posting the requisite 3 pic's a day on Walkers pinned post facebook page we managed to win an Adidas UCL Finale 16 Capitano Football! And then just 10 days later won a PS4 Sony Games Console! Given how easy it was to firstly win the football which is as good as FREE to whomever wants one, and then for a little more persistence the PS4, then this is an not to be missed opportunity as there is still have plenty of time to win until the promo ends on the 23rd of April.

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Personal_Finance

Tuesday, March 07, 2017

Cash ISA Season Limps into Action, with Very Few Contenders / Personal_Finance / ISA's

By: MoneyFacts

It’s been a very slow start to the ISA season, as the latest research from Moneyfacts.co.uk reveals that the average ISA rate has continued to fall to a new low of 0.82%. While there have been gradual increases to the ISA allowance over the years, the market remains deprived of intense competition.

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Personal_Finance

Monday, March 06, 2017

FREE UEFA Champions League Finale Capitano Football from Walkers Crisps Promo / Personal_Finance / Freebies and Comps

By: Anika_Walayat

Walkers Crisps latest UEFA Champions League Snap & Share promotion is proving to be a relatively easy to enter and win promo. Where entrants can win one of - 40 pairs of match tickets, 500 play stations and 7000 footballs. As our own experience illustrates that after only 5 days of posting the requisite 3 pic's a day on Walkers pinned post facebook page we managed to win an Adidas UCL Finale 16 Capitano Football! Which was finally delivered after about 3 weeks. Given how easy it was to win, the football is as good as FREE to whomever wants one as there is still have plenty of time to win one until the promo ends on the 23rd of April.

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Personal_Finance

Tuesday, February 28, 2017

Record-breaking 0% Credit Card for Spending Deals / Personal_Finance / Credit Cards & Scoring

By: MoneyFacts

It’s impossible to plan for unexpected expenses, so those caught by surprise with breakdowns of white goods or even the necessity to replace a car will likely be hard-pressed to cover the cost at short notice. Fortunately for consumers who may not have a large enough nest-egg to dip into, there are an abundance of interest-free purchase credit cards to choose from that can help spread the cost.

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Personal_Finance

Monday, February 27, 2017

Are UK Savings Interest Rates Finally Starting to Rise? Best Cash ISA 2017 / Personal_Finance / ISA's

By: Nadeem_Walayat

According to some analysts there are emerging signs of life in the UK savings markets, so as the tax year draws to a close I take a look at if the Cash ISA market is finally starting to offer some hope to Britain's savers after a near 5 years of a catastrophic downward death spiral in interest rates, one of being ripped off by the tax payer bailed out banking crime syndicate that for the duration has continued to bank bonuses on artificial profits engineered by the Bank of England in an attempt at recapitalisng the bankrupt banks all whilst the savers continue to suffer and pay the price in terms of loss of purchasing power of savings by means of sub inflation interest rates.

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Personal_Finance

Monday, February 27, 2017

Top Fixed Rate Savings Bond Highest in 10 months / Personal_Finance / Saving Bonds

By: John_Mauldin

Challenger banks are causing a storm in the fixed rate bond market, with especially the highest rates in the market seeing an increase. The top one-year fixed rate bond has increased to 2.00%, up by 0.60% since January and the first time in 10 months a one-year fixed rate has stood at 2.00% or higher.

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Personal_Finance

Sunday, February 26, 2017

Ten KitKat Personalised Packs for FREE! / Personal_Finance / Freebies and Comps

By: Anika_Walayat

We have now received our 10 personalised kitkat packs, which apparently is the maximum number per address. This is supposed to be a competition but in reality kitkat are giving away 10 personalised packs per household given the large number of 1000 packs being made available per DAY! So do get your free personalised packs before the promotion ends on 29th of March 2017 and find out what you get in the post in our latest video in this series.

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Personal_Finance

Monday, February 20, 2017

The Smiggle Pencil Case Children's Craze - Addicted! / Personal_Finance / Reviews

By: Anika_Walayat

Most of us will remember pencil cases as being inconsequential small cloth bags to hold a few pens and pencils. Not anymore! Anika like an increasing number of children is fully immersed in a new craze, one of EXPENSIVE pencil cases! Not 1, not 2 but approaching half a dozen! And Smiggles is feeding this craze with its range of highly innovative pencil crazes that press all the right buttons that has kids in classrooms (especially girls) competing with one another of who has the best and new case. With the added dimension of swapping contents, the cases soon fill up with enough contents for a whole classroom to last a year!

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Personal_Finance

Monday, February 20, 2017

UK Long-term Fixed Savings Bond Interest Rates Rise / Personal_Finance / Saving Bonds

By: MoneyFacts

Moneyfacts UK Savings Trends Treasury Report data, yet to be published, highlights that the average long-term fixed bond rate has increased by 0.05% to 1.30%, the first time Moneyfacts has seen a significant rate rise of 0.05% or more since October 2015.

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Personal_Finance

Wednesday, February 15, 2017

A Snapshot of My Retirement Strategy and Why it’s Not Like Yours / Personal_Finance / Pensions & Retirement

By: Harry_Dent

I think most of you intuit that I’m not like the normal guy out there. I think outside the box, analyze everything, respect and revere cycles as much as I hate them for their downside and discipline.

The truth is, I’m an entrepreneur, more than I am an economist. In fact, I think economics is mostly a load of B.S., and there are only three classical economists I pay any attention to: Dr. Lacy Hunt, Steve Keen, and Robert Shiller.

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