Analysis Topic: Housing Market Price trends
The analysis published under this topic are as follows.
Wednesday, June 15, 2016
This Manhattan Condo’s $250 Million Price Tag Real Could Mean US Estate Bubble Is Ready to Pop / Housing-Market / US Housing
By: Harry_Dent
I’ve been doing a lot of traveling lately. Our lease ran up at our home in Tampa many weeks ago, and my wife and I have been staying at several of our favorite spots up and down the east coast.We’re in San Juan now, but last month I got a look at this new “billionaire’s row” that’s popped up on the south side of Central Park in New York.
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Tuesday, June 07, 2016
US Housing Market - It Looks Like the Dumb Money’s at It Again / Housing-Market / US Housing
By: Harry_Dent
New home sales just went up a staggering 16.6% in April.619,000 new homes were sold – the most since early 2008 just before the worst of the housing meltdown, and the highest rate of growth in 24 years.
So is this a sign that the economy is back on track?
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Wednesday, June 01, 2016
Are Help to Buy ISAs Doomed to Face More Interest Rate Cuts? / Housing-Market / ISA's
By: MoneyFacts
Help to Buy: ISAs, which were designed to boost the saving ambitions of would-be first-time buyers, have now been on the market for over six months. However, despite the excitement of their launch, Moneyfacts.co.uk can reveal that their shine has already begun to fade thanks to rate cuts and opening restrictions. Indeed, the average rate paid has already dropped from 2.55% to 2.39% since the start of the tax year (6 April 2016).
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Tuesday, May 31, 2016
UK Mortgage Interest Rates Before and After the Help to Buy Scheme / Housing-Market / Mortgages
By: MoneyFacts
Since the introduction of the Help to Buy Mortgage Guarantee Scheme in October 2013 the market for high loan-to-value mortgages has been well and truly shaken up. Indeed, as a result of the scheme, Moneyfacts.co.uk can reveal that the number of 95% loan-to-value (LTV) mortgages has jumped from just 56 products in October 2013 to 271 today.
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Monday, May 23, 2016
U.S. Housing Market Real Estate Bubble Part II / Housing-Market / US Housing
By: Michael_Pento
It shouldn't be hard to understand that nearly 90 months of ZIRP has regenerated the equity and real estate bubbles that first pushed the global economy off a cliff back in 2007. In fact, the Fed's unprecedented foray with interest rate manipulation has caused these assets to become far more detached from underlying fundamentals than they were prior to the start of the Great Recession.
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Monday, May 23, 2016
Mind the Gap! High-LTV Mortgages Get Cheaper / Housing-Market / Mortgages
By: MoneyFacts
Heightened competition in the mortgage market has given those with smaller deposits a boost, as not only are there more deals for borrowers to choose from but there are also lower rates. In fact, Moneyfacts.co.uk can reveal that the difference in rates between the average two-year fixed mortgage at 60% and 90% loan-to-value (LTV) has reduced by 0.93% to 1.03% in just two years.
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Monday, May 09, 2016
UK Fixed Rate Mortgage Fees Hit Two-year High / Housing-Market / Mortgages
By: MoneyFacts
Mortgages have become increasingly competitive over the years, and thanks to low interest rates and Government initiatives, there are many deals on offer that will save borrowers thousands of pounds on their mortgage.
However, despite the long-running price war, the latest research by Moneyfacts.co.uk reveals that mortgage fees are now on the rise, which means borrowers should be even more diligent when working out the cost-effectiveness of a deal.
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Thursday, May 05, 2016
Barclays 100% Mortgage Pours Fuel on UK House Prices Bull Market / Housing-Market / UK Housing
By: Nadeem_Walayat
The UK mortgage providers are once more
innovating new products with old objectives, that of allowing those who cannot afford to buy their first homes, being engineered an helping hand onto the property ladder. Which is what Barclays 100% mortgage (no deposit) represents at upto 5.5X earnings. However we are not quite back to the free for all frenzy of 2007 when the credit markets were so loose that self certified mortgages were rampant and not forgetting savers who could lock in 7%+ yields! Even savvy borrowers could turn the tables on the credit card providers and rake in several thousands of pounds a year by stoozing (borrowing on 0% credit cards and saving in accounts paying as high as 7%).
Wednesday, May 04, 2016
Barclays Launches 100% Mortgage to Compete with Bank of Mum and Dad - Video / Housing-Market / Mortgages
By: Mario_Innecco
Transcript Excerpt: hi it's out Wednesday's the 4th of May 2016 I'll be talking about Barclays Bank
here in the UK they've just launched the first hundred percent mortgage since the
2008 crisis if you remember well Northern Rock collapse because you know
their lending recklessly so now Barclays Bank is doing the same thing I do have
to say though that it's not surely a hundred percent because it's also called
a guarantor mortgage which basically means that the parents of the young
couple or young person taking on that mortgage they put down 5% the mortgage
in an account with Barclays for three years to guarantee that mortgage and you
know and and the border wars they keep paying the interest and the guarantor
Wednesday, May 04, 2016
Tracker Mortgage Rates Start to Rise as Demand Falls / Housing-Market / Mortgages
By: MoneyFacts
The Bank of England base rate has now been on hold at 0.50% for seven years, so it would be fair to assume that variable rate tracker mortgages have also remained static. However, research from Moneyfacts.co.uk shows that this is not the case, with the average two-year tracker mortgage rate increasing by 0.06% since November 2015.
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Monday, May 02, 2016
US House Prices Outpacing Official Inflation Rate, Household Income / Housing-Market / US Housing
By: MISES
Ryan McMaken writes: This week, the latest numbers from the S&P/Case-Shiller index showed continued significant home price growth in most of the 20 cities within the survey. The cities with the most growth were found in the Western US and, to a lesser extent, the South:
Thursday, April 28, 2016
Game the Housing Market With a High-value Property / Housing-Market / Home Improvements
By: Submissions
Endri Hasanaj writes:
The housing market is unpredictable at the best of times, but there’s always one sure-fire way to create the perfect house – make improvements that are both practical and aesthetically pleasing.
This isn’t as easy as it sounds. Depending on the area you live in, the value of your home will hit a glass ceiling no matter how many improvements you make to it. But if you can find a happy median between potential value increases and the projected cost of additions, you’ll break a profit.
Thursday, April 14, 2016
UK House Prices Bull Market Accelerates on Panic Buying / Housing-Market / UK Housing
By: Nadeem_Walayat
Barely a few weeks on from when Britain's housing market bears were starting to reappear on the scene in the mainstream press with perma doomsday headlines that followed Februarys 1.5% plunge and on the back of news of a fast slowing UK economy. Now out pops the Halifax with its latest data that show average UK house prices have once more accelerated to above 10% per annum! By galloping ahead by a whopping 2.6% for March near double Februarys 1.5% drop, and despite Februarys drop are up by 2.9% so far thus year which converts into an annual inflation rate of 11.6%.
Monday, April 11, 2016
Buy-to-let Mortgage Providers Slash Interest Rates / Housing-Market / Buy to Let
By: MoneyFacts
The buy-to-Let (BTL) market has recently been under extra pressure thanks to stamp duty changes and recently-announced affordability tests, so a sudden rise in mortgage rates would not have been unexpected. However, research from Moneyfacts.co.uk can reveal that, in fact, the opposite has occurred.
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Saturday, April 09, 2016
U.S. Real Estate & Fed, Systemic Risk is Rising Quickly / Housing-Market / US Housing
By: Chris_Vermeulen
The Federal Debt:
The current amount The U.S. Government owes is over $19 trillion and therefore it is mathematically impossible to pay back. They will never be able to pay this back. Central bankers are in uncharted waters. They do not know how to create economic growth and fight deflation in some areas of the market. They do not know how to even return to a time of “normal” monetary policy. Their pretense of knowledge, of being able to effectively control currencies used by billions of people, is coming to an end.
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Friday, April 08, 2016
UK Housing Market Panic Buying Accelerates House Price Inflation to Over 10% Per Annum / Housing-Market / UK Housing
By: Nadeem_Walayat
Barely a few weeks on from when Britain's housing market bears were starting to reappear on the scene in the mainstream press with perma doomsday headlines that followed Februarys 1.5% plunge and on the back of news of a fast slowing UK economy. Now out pops the Halifax with its latest data that show average UK house prices have once more accelerated to above 10% per annum! By galloping ahead by a whopping 2.6% for March near double Februarys 1.5% drop, and despite Februarys drop are up by 2.9% so far thus year which converts into an annual inflation rate of 11.6%.
Thursday, April 07, 2016
Negative Interest Rates Could Trigger Another Housing Market Bubble / Housing-Market / Global Housing Markets
By: Sol_Palha
"From top to bottom of the ladder, greed is aroused without knowing where to find ultimate foothold. Nothing can calm it, since its goal is far beyond all it can attain. Reality seems valueless by comparison with the dreams of fevered imaginations; reality is therefore abandoned." ~ Emile Durkheim
Sweden is already in the mature stages of experiencing a housing crisis. Take a look at the chart below. Home prices are surging simply because it is cheap to borrow money. The lower the interest payments, the more you can borrow. Hence, individuals throw caution to the wind and start chasing property because they believe prices will continue trending upwards. What they forget is that no market can trend upward forever.
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Tuesday, April 05, 2016
Could a Three-year Fixed Rate UK Mortgage be Just Right? / Housing-Market / Mortgages
By: MoneyFacts
Uncertain times in the financial world often leave borrowers wondering how long they should fix their mortgage for. In order to meet the needs of those looking for a term that offers the perfect mix of security and a great rate – in other words, one that is ‘just right’ - Moneyfacts.co.uk has found that the number of three-year fixed rate mortgages has increased by 16% in just two years.
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Monday, April 04, 2016
War on UK Buy to Let Property Market Sector Intensifies, Flats Particularly Perilous / Housing-Market / Buy to Let
By: Nadeem_Walayat
The latest bad news to hit the UK buy to let rental property investment sector was the announcement from the Bank of England to make conditions on buy to let mortgages much more stringent by going beyond the current norm of just mortgage interest being covered by the anticipated market rents, instead it has been proposed that at a minimum rent should be at 125% of mortgage interest payments, as well as taking into account all other costs incurred such as repairs, tax and voids, as part of a continuing trend to to make more properties available to first time buyers, that property investors have been busy buying up for well over a decade that has resulted in making it near impossible for first time buyers to step onto the bottom rung of the property ladder in many areas of the UK.
Wednesday, March 30, 2016
The Bank of Frankenstein is to Blame for UK Buy-to-Let Housing Bubble - Video / Housing-Market / Buy to Let
By: Mario_Innecco
Transcript Excerpt: I it's Wednesday March 30th 2016 I'll be talking today about the bank of
Frankenstein and he might wonder what's he talking about
while actually is the Bank of England's
the reason I call it Frankenstein and I assume most of you know the story
Victor Frankenstein written by Mary Shelley he was the guy who played God
and created a creature out to me and you know whatever you know science and he
created a creature which is usually called frankenstein but actually it was
Victor Frankenstein who created the monster or rich and he lost control of
that monster and you know we didn't didn't add up well that story the story