Analysis Topic: Housing Market Price trends
The analysis published under this topic are as follows.
Wednesday, May 27, 2015
What move should overseas investors make next in UK property? / Housing-Market / UK Housing
By: Submissions
Peter Scully writes: From 6 April 2015 there will no longer be tax advantages for non-UK residents who invest in the UK residential property market.
These changes have seen Capital Gains Tax (CGT) exemption being removed along with restricted access to Private Residence Relief (PRR) as well as the potential removal of personal allowance for income tax.
Wednesday, May 27, 2015
UK Offset Mortgage Interest Rates Hit All-time Lows / Housing-Market / Mortgages
By: MoneyFacts
Charlotte Nelson, Finance Expert at Moneyfacts.co.uk, comments:
“Research from Moneyfacts.co.uk reveals that offset rates have fallen to record lows with the average offset fixed rate now priced at 2.65%, over one percentage point lower than two years ago (3.68%).
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Sunday, May 24, 2015
Why Do We Celebrate Rising U.S. House Prices? / Housing-Market / US Housing
By: MISES
Ryan McMaken writes: In recent years, home price indices have seemed to proliferate. Case-Shiller, of course, has been around for a long time, but over the past decade, additional measures have been marketed aggressively by Trulia, CoreLogic, and Zillow, just to name a few.
Measuring home prices has taken on an urgency beyond the real estate industry because for many, home price growth has become something of an indicator of the economy as a whole. If home prices are going up, it is assumed, “the economy” must be doing well. Indeed, we are encouraged to relax when home prices are increasing or holding steady, and we’re supposed to become concerned if home prices are going down.
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Wednesday, May 20, 2015
5 Ways You Can Stop House Eviction In UK / Housing-Market / UK Housing
By: Submissions
Victoria Adams writes: Mortgage arrears could be the worst nightmare for any homeowner since it leads to you losing your home. When you are unable to pay the loan secured on the home, the chances of having your home repossessed increase. The risk of losing the possession of your home to your mortgage lender also increases if you do not pay your instalments on time. Mortgage repossessions have leaped to their highest levels in the last few years.
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Wednesday, May 20, 2015
UK Mortgage Borrowers Able to Secure Five-year fixed Deals at Two-year Prices / Housing-Market / Mortgages
By: MoneyFacts
Charlotte Nelson, Finance Expert at Moneyfacts.co.uk, comments: “The cost of the average five-year fixed rate mortgage has fallen significantly over the past year with many providers launching the lowest ever rates.
“With the average five-year fixed rate mortgage priced at 3.45% today, this is considerably lower than what the average two-year fixed rate was offering a year ago (3.73% in May 2014).
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Wednesday, May 20, 2015
U.S. Housing Market Strong Numbers in Perspective / Housing-Market / US Housing
By: Mike_Shedlock
Following today's better than expected housing numbers (See Housing Starts and Permits Surge Most in Seven Years) Doug Short at Advisor Perspectives pinged me with these comments.
Read full article... Read full article...Mish - I started tracking these for the first time today - complete historical data. These are two of the noisiest series of all time.
Wednesday, May 06, 2015
U.S. Government Using Subprime Mortgages To Pump Housing Market Recovery / Housing-Market / US Housing
By: James_Quinn
Taxpayers Will Pay Again - It seems hard to believe, but your government is purposely recreating the mortgage debacle of 2007 and putting you on the hook for the billions in losses coming down the road. In their frantic effort to generate the appearance of economic recovery they are willing to gamble with taxpayer’s money while luring unsuspecting blue collar folks into buying houses they can’t afford. During the previous housing bubble, greedy Wall Street bankers, deceitful mortgage brokers, and corrupt rating agencies colluded to commit the greatest control fraud in the history of mankind. This time it is your government, aided and abetted by the Federal Reserve, that is actively promoting the lending of money to people incapable of paying it back. And again, you the taxpayer will be on the hook when it predictably blows up.
Thursday, April 23, 2015
Advantages And Disadvantages Of Buy To Let Property Investment / Housing-Market / Buy to Let
By: Boris_Dzhingarov
Although there is still a crisis that is visible when referring to the housing market all around the world, money can still be made in this industry. The houses do not sell, usually because of the fact that many cannot actually afford the costs. Living costs are high and families are currently focused on rented housing. For the renters, the situation is not that great since there is not a high supply available for properties that can be rented. However, this is a good thing for the investors, according to what was mentioned by dzhingarov.com: real estate investors can take advantage of buy to let properties in order to get a guaranteed profit on the long run.Read full article... Read full article...
Tuesday, April 21, 2015
Cheap Buy-to-Let Mortgage Deals Increasing Threefold / Housing-Market / Buy to Let
By: MoneyFacts
Charlotte Nelson, Finance Expert at Moneyfacts.co.uk, comments: “Buy-to-let mortgages are experiencing a renaissance, becoming not only more widely available but cheaper, too.
“With more five-year fixed rate deals charging below 5% than ever before, it is little wonder that the newly emancipated pensioners are genuinely considering buy-to-let as a retirement option.
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Monday, April 20, 2015
Spanish Property: Sales and Mortgage Activity on the Increase / Housing-Market / Spain
By: Submissions
Hopwood House writes: Sales of Spanish residential properties in February were up 15.5% on the previous year, according to the latest official figures. With 29,714 transactions registered across the month, February became the 11th month out of the past 12 to see a year-on-year increase in property sales.Read full article... Read full article...
Monday, April 20, 2015
Why a Buy-to-let property may not be as suitable as a student property / Housing-Market / Buy to Let
By: Submissions
Pure Student Property writes: The new pension changes will mean that anyone over the age of 55 will be able to access their pension and will not have to buy an annuity. This leads to the belief that the buy-to-let market in the UK could offer high returns for those who are newly retired, however, this may not be true for everyone as student property could be more suited to others.
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Friday, April 17, 2015
U.S. House Building Off to Slow Start in 2015; Starts Miss Expectations / Housing-Market / US Housing
By: Mike_Shedlock
Add home building to the list of disappointing economic reports.
The Bloomberg Consensus for seasonally adjusted starts was for 1.04 million. Instead we saw .926 million.
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Wednesday, April 15, 2015
UK House Prices, Immigration, Population Growth and Election Forecast 2015 / Housing-Market / UK Housing
By: Nadeem_Walayat
Britains housing market pressure cooker is one of limited new build supply that consistently fails to keep pace with new demand that typically tends to average twice the rate of required supply resulting in an worsening housing crisis each year which explains why ivory tower academic theories of a UK house prices bubble that is always imminently destined to burst persistently fails to materialise. Instead the reality is one of house prices relentlessly grinding ever higher whilst people in other nations can only look on in puzzlement as to how can UK house prices continue to defy gravity with an ever escalating house price to earnings ratio that on an average basis stands at X7, far beyond that of virtually every other western nation. Therefore this analysis revisits the UK's near unique immigration driven population growth demographic drivers that contrary to bubble bursting expectations could yet continue to persist for several more decades!
Monday, April 06, 2015
Housing Market Economics for the Younger Generation and the Prisoners Dilemma / Housing-Market / UK Housing
By: Submissions
Tom Naysburn writes: Politicians and the Media now claim they recognise that the general public are fed up with politics and politicians like never before but they never seem to acknowledge the reasons why. Most of them may genuinely not know because the answers require a specialist knowledge but the few who do are suppressing the truth of the matter from the disillusioned citizens. Listen up because I am now going to explain in the simplest way I can.
Tuesday, March 31, 2015
UK Average 2-year fixed Rate Mortgage Falls below 3% for First Time / Housing-Market / Mortgages
By: MoneyFacts
Moneyfacts records reveal that the overall average cost of a two-year fixed rate mortgage across the different loan-to-values (LTVs) has dropped to below 3% for the first time.
At the start of March 2015 the average stood at 3.06%, but by 30 March it had dropped to 2.98%.
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Monday, March 30, 2015
Don’t Celebrate the U.S. Housing Market Recovery Yet / Housing-Market / US Housing
By: Money_Morning
Shah Gilani writes: When I moved to Sarasota, Fla., in 1999, I was invited by a prominent local to an “un-wedding wedding” to make new friends in town. I accepted the invitation and, not wanting to display my ignorance, avoided asking the burning question: “What’s an un-wedding wedding?”
Inevitably, I found out what an un-wedding wedding is. It’s a full-blown wedding, only the host isn’t actually getting married. He or she wants to get married but isn’t – and goes through the motions anyway.
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Friday, March 27, 2015
The Hard-Earned Truth About Recreational Real Estate / Housing-Market / US Housing
By: DailyWealth
Peter Churchouse writes:
A group of us were having lunch on my recent ski trip to the French Alps.
One of the guys leaned across the table and showed me some photos on his iPhone.
The images showed a stunning piece of property. A gorgeous chalet set amongst the trees and snow of a mountain resort in western Canada. A very seductive piece of real estate.
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Friday, March 27, 2015
Why You Should Think of Your First Home as an Investment / Housing-Market / Global Housing Markets
By: Submissions
Veselina Dzhingarova writes: Being young and buying a new home is an exciting time in your life. Perhaps you have just got married or are looking to get away from that wild and crazy apartment lifestyle. Whatever your reasons for looking for a new home, one thing you should be aware of is that this is going to be a major investment. At the moment you are just looking at the fact that it will be yours, all yours, but it is so much more than that. If you think of it as an investment in your future, you can use that new home as a stepping stone to bigger and better things. Consider the following advantages and you’ll see why.
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Thursday, March 26, 2015
The U.S. Housing Market Recovery Is Fabricated Optimism / Housing-Market / US Housing
By: Money_Morning
When I moved to Sarasota in 1999 I was invited by a prominent local to an "un-wedding wedding" to make new friends in town. I accepted the invitation and, not wanting to display my ignorance, avoided asking the burning question, "What's an un-wedding wedding?"
Inevitably I found out what an un-wedding wedding is. It's a full-blown wedding, only the host isn't actually getting married. They want to get married but aren't, and go through the motions anyway.
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Wednesday, March 18, 2015
The Top Places in Florida to Invest in Real Estate Property / Housing-Market / US Housing
By: Submissions
Peter Scully submits: For those who know the real estate market in Florida they will be aware that the prices vary across the state. The prices range from $37.36 per square foot in Kenneth City to $546.77 per square foot in Key Biscayne.
However, if you plan to invest and get out quickly whilst making a profit then Hialeah Gardens, Lauderdale-by-the-Sea and Atlantis are the places to choose. For those who want a strong investment with a beachfront then Miami-Fort Lauderdale is the popular choice but if you are planning on making an investment for the long run then the majority of the Florida housing market can work well.
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