Analysis Topic: Housing Market Price trends
The analysis published under this topic are as follows.
Friday, September 25, 2015
U.S. Housing Market Two Outs in The Bottom of The Ninth / Housing-Market / US Housing
By: James_Quinn
The housing market peaked in 2005 and proceeded to crash over the next five years, with existing home sales falling 50%, new home sales falling 75%, and national home prices falling 30%. A funny thing happened after the peak. Wall Street banks accelerated the issuance of subprime mortgages to hyper-speed. The executives of these banks knew housing had peaked, but insatiable greed consumed them as they purposely doled out billions in no-doc liar loans as a necessary ingredient in their CDOs of mass destruction.
Monday, September 21, 2015
Remortgagors Reap the Benefits / Housing-Market / Mortgages
By: MoneyFacts
Moneyfacts.co.uk data can reveal that not only are remortgagors reaping the benefits of more products on the market, but they’re also profiting from significantly lower rates.
With remortgage activity surging to its highest level in four-years*, it looks as though there has been no better time to take advantage of the great deals on offer. The table below highlights how the number of products available to remortgage customers on the market has increased while the rates charged have simultaneously fallen.
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Friday, September 18, 2015
U.S. Housing Market May be About to Implode -- Again / Housing-Market / US Housing
By: EWI
Before I get into the "why," know that the residential real estate market never fully recovered.
Annualized new home sales this past July stood at 507,000, vs. the July 2005 peak of 1.39 million. The chart and commentary from the August Elliott Wave Theorist offer:
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Wednesday, September 16, 2015
The Fallacy of "Buy Land — They’re Not Making Any More" / Housing-Market / Land
By: MISES
Peter St. Onge writes: “Buy land — they’re not making any more!” is an old investing chestnut, and a common sense one to boot. Economically, it’s also completely false.
As counterintuitive as it may seem, we make land all the time. It just doesn’t look like land.
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Wednesday, September 09, 2015
US Housing Market - It's 2008 All Over Again / Housing-Market / UK Housing
By: Rodney_Johnson
You might have thought it was a good idea when the government started taking all the profits of the Federal National Mortgage Association (FNMA, or Fannie Mae) and the Federal Home Loan Mortgage Corporation (FHLMC, or Freddie Mac).After all, the two quasi-private mortgage insurance giants had sucked a lot of profit out of the markets over the decades, and then required over $180 billion in bailout money from taxpayers. Why not get a little of the bailout cash back, right?
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Tuesday, September 08, 2015
Europe's Best Real Estate Investments for 2016 / Housing-Market / European Housing
By: Boris_Dzhingarov
With the global stock markets currently in uncertain territory, many investors are once again turning toward bricks and mortar as a preferred place to put their money. The chaotic Chinese economy and ever-falling oil prices are two of the main factors making many other types of investment look particularly risky right now. However, the recovery in European property prices has been one of the major success stories of the aftermath of the global banking crisis, so savvy investors will be studying where to buy real estate in the coming year.
Monday, September 07, 2015
Rising UK Mortgage Interest Rates - Wave Goodbye to Lowest Five-year Fixes / Housing-Market / Mortgages
By: MoneyFacts
Over the past year borrowers have been treated to record low mortgage rates; however, research from Moneyfacts.co.uk shows that the lowest five-year fixed mortgage rates may already be a thing of the past.
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Sunday, September 06, 2015
How to Buy Houses for 25% Below Market Value / Housing-Market / US Housing
By: DailyWealth
Dr. Steve Sjuggerud writes: "What's your top idea right now, Steve? What are you doing with your own money?"
The answer is simple: U.S. real estate.
Right now, I have a greater percentage of my net worth invested in the U.S. residential property market than in any other asset class – by far.
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Wednesday, August 26, 2015
UK Re-mortgaging Hits a Four-year High / Housing-Market / Mortgages
By: MoneyFacts
Charlotte Nelson, Finance Expert at Moneyfacts.co.uk, comments:
“With many borrowers taking advantage of the record low rates on the market, it’s little wonder that approvals for remortgages are at a four-year high.
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Tuesday, August 25, 2015
UK Buy-to-let Mortgage Deals hit a seven-year high / Housing-Market / Buy to Let
By: MoneyFacts
Pensioners’ new-found ability to access their whole pension pots combined with the promise of high returns has seen activity in the buy-to-let (BTL) market surge.
In light of this increasing demand, product numbers have soared, so much so that data from Moneyfacts.co.uk has revealed that the number of BTL deals has hit 1,000 for the first time since April 2008.
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Sunday, August 23, 2015
Will Rising Interest Rates Crash UK House Prices? - Video / Housing-Market / UK Housing
By: Nadeem_Walayat
UK interest rates have remained frozen at 0.5% for 78 straight months, with the Bank of England having refused to budge an inch even when inflation had soared to above 5% on its official measures of CPI and RPI. However, now with the general election out of the way the Bank of England has started to signal in its forward guidance that the markets should prepare for interest rate hikes.
Therefore this analysis seeks to determine the consequences for rising interest rates on UK house prices into the end of 2018.
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Thursday, August 20, 2015
Will UK Interest Rate Rises Crash House Prices? / Housing-Market / UK Housing
By: Nadeem_Walayat
UK interest rates have flat lined at 0.5% for 78 straight months, that now post the general election has market attention turning towards the prospects for the first of a series of interest rates hikes as signaled by the Bank of England. Firstly, understand this fundamental fact that interest rates at 0.5% has been a PANIC measure. The Bank of England has been in a state of perpetual PANIC for over the past 6 years of which 0.5% interest rates was just the first step towards propping up Britain's bankrupt banking system, the second step was the £500 billion or so of Quantitative Easing or money printing that has been stuffed into every orifice of the bankrupt banks, and the list goes on with capital injections and the Funding for Lending Scheme which has succeeded in eroding the purchasing power of savings (stealth theft) since it was first implemented since Mid 2012, ALL to prop up the Bank of England's banking sector brethren.
Wednesday, August 12, 2015
Why Change in Tax Relief for Landlords is Going to Impact Everybody / Housing-Market / UK Housing
By: Submissions
Peter Scully writes: In the most recent budget, George Osborne cut tax relief on private rental properties. In the budget, private landlords had their tax relief on mortgage payments cut from the current 45% (or 40% in some cases) to 20%. This is a change which will come into place by April 2020. As you can probably guess, a huge change like this in the industry is going to have an absolutely huge impact on many people.Read full article... Read full article...
Saturday, August 08, 2015
Despite Low Interest Rates, U.S. Housing Market Rebound is Weak / Housing-Market / US Housing
By: EWI
Elliott Wave International's Chief Market Analyst talks about the outlook for the U.S. housing market
A June 28 headline on CNBC reads, "Homeownership rate drops to 63.4%, lowest since 1967." The report goes on to say "The number of occupied housing units grew, but all on the renter side."
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Monday, August 03, 2015
Tesco Bank’s new 3.99% Two-year Fixed Rate Mortgage / Housing-Market / Mortgages
By: MoneyFacts
Below is a new product, which has been rated outstanding by Moneyfacts.co.uk, the highest rating we award.
Tesco Bank has just launched a new two-year fixed rate mortgage priced at 3.99% until 31.10.17. This deal is for applicants who borrow from £40,000 at 95% loan-to-value (LTV). A fee of £495 is payable, all of which can be added to the advance of the mortgage. An incentive package for remortgage customers of free valuation and free legal fees is available.
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Wednesday, July 29, 2015
U.S. Home Sales Market Is Dead – This Chart Proves It / Housing-Market / US Housing
By: ...
MoneyMorning.com
Lee Adler writes: The seasonally adjusted (SA) headline number for the monthly-error-times-12-annualized version of new home sales in June was 482,000.
Wall Street analysts had guessed that the number would be 550,000. The Wall Street Journal went into apoplectic excuse-making mode, almost foaming at the mouth to try to find pundits to explain away the bad number.
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Wednesday, July 29, 2015
The Gold - U.S. House Prices Ratio As A Valuation Indicator / Housing-Market / US Housing
By: Dan_Amerman
The Gold/Housing ratio is a quite useful measure for evaluating relative values between real estate and gold, and also has an interesting historical track record for identifying turning points in long-term gold price trends. In light of the commodities rout occurring in the summer of 2015, and the continuing strength in housing – it is worthwhile revisiting this basic measure, because the results aren't at all what most people likely think they are.
Thursday, July 23, 2015
5 ways in which Real Estate has changed in the US in the last decade / Housing-Market / US Housing
By: Submissions
Peter Scully writes: Following a ten year review of the real estate market in the United States, it is clear to see that things have changed a lot. Ten years is a long time but in that period there is a huge difference, and it may be surprising to hear that it is not all related to finance.
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Tuesday, July 21, 2015
U.S. Housing Market: Is the Roof About to Cave In (Again)? / Housing-Market / UK Housing
By: EWI
"This is clearly not a bubble" says National Association of Realtors chief economist
Editor's note: You'll find a text version of this story below the video.
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Wednesday, July 15, 2015
Is Voluntary Repossession A Good Option When Facing Mortgage Arrears? / Housing-Market / Mortgages
By: Submissions
Victoria Adams writes: What Is Voluntary Repossession?
If you are unable to pay your monthly instalments on a secured home loan/mortgage, there are chances that your lender might want to evict you and repossess your home. In such conditions, the first thought that would strike you would be to hand over your house keys to the lender voluntarily without facing the embarrassment of someone throwing you out of your house. This is known as voluntary repossession.
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