Analysis Topic: Personal Finance
The analysis published under this topic are as follows.
Monday, August 17, 2009
How To Get Rich . . . and Why / Personal_Finance / Social Issues
By: LewRockwell
Gary North writes: Most Westerners are rich in the opinion of Asian farmers. Yet most Westerners do not think of themselves as rich. They do think of Asian farmers as poor.
Then who is rich? We think: "The guy three rungs up the financial ladder." So does he.
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Friday, August 14, 2009
U.S. Credit Card Trap / Personal_Finance / Credit Cards & Scoring
By: Jennifer_Barry
With U.S. household net worth down US$14 trillion since the peak in 2007, Congress has belatedly started to act concerned about the financial condition of the American consumer. In May, legislators passed the Credit Card Accountability, Responsibility, and Disclosure (CARD) Act to great fanfare. The law does end some of the worst abuses, prohibiting an increase in interest rates if a customer is late paying a different company, disallowing most retroactive rate hikes, and banning fees if the bank neglects to credit a payment.
Wednesday, August 12, 2009
UK Notice Savings Accounts Bettered by No Notice Savings Interest Rates / Personal_Finance / Savings Accounts
By: MoneyFacts
Savers can now get better rates on easy access account than they can on accounts requiring notice.
Monday, August 10, 2009
Bank Battle Rages to Lock Savers into Fixed Interest Rate Savings Bonds / Personal_Finance / Savings Accounts
By: MoneyFacts
The battle between banks and building societies to attract savers’ money shows no signs of easing, with new competitive deals being launched each day.
Tuesday, August 04, 2009
Most Current Accounts Pay Little or No Interest on Your Money / Personal_Finance / UK Banking
By: MoneyFacts
If you want to earn interest on your money, then don’t leave it in your current account.
Latest Moneyfacts.co.uk figures show that 83% of all non fee paying current accounts pay just 0.10% or less, with half (49%) of accounts paying no interest at all.
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Tuesday, August 04, 2009
Most UK Savings Accounts Interest Rates Between 0.80% and 3.04% / Personal_Finance / Savings Accounts
By: MoneyFacts
The latest issue of the monthly Moneyfacts Treasury Report on UK Savings Trends has given additional insight into how providers have no alternatives but to secure business by offering savings rates well over base rate.
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Friday, July 31, 2009
Banks Deploy Tactics to Persuade Savers From Dipping into Savings / Personal_Finance / Savings Accounts
By: MoneyFacts
With rates at record lows, savers are seeing little reward. Research, conducted by Moneyfacts, has seen a rise in the number of accounts designed to deter savers from the temptation of dipping into funds for frivolous purchases, particularly during the mid season sales.
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Wednesday, July 29, 2009
UK Best Broadband Switch to O2 for £7.34 Per Month Unlimited / Personal_Finance / Telecoms
By: Nadeem_Walayat
O2 Must be offering the best UK broadband deal at the moment for their existing mobile customers.
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Tuesday, July 28, 2009
Navigating the Jobless Economic Recovery, Using the Internet to Find a New Job / Personal_Finance / Employment
By: Money_Morning
David Field writes: Most everyone's probably heard the saying: "You can find anything you want on the Internet."
We're here to tell you that this bit of wisdom is true.
Monday, July 27, 2009
Banks Use Bonuses for Temporary Boost to Savings Interest Rates / Personal_Finance / Savings Accounts
By: MoneyFacts
Banks and building societies are continuing to add ever bigger bonuses to their savings accounts as a temporary measure to increase the rates offered to savers.
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Monday, July 27, 2009
Student Bank Accounts Analysis and Comparison / Personal_Finance / Student Finances
By: MoneyFacts
In a few month’s time, many students will be preparing to leave home and head off to university. For many it will be the first time they are fully in charge of their finances, with budgeting and bill paying becoming a necessary evil.
Many students leave university with five figure debts, so, it’s worth them putting in some time and effort to finding the most suitable student account for their needs.
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Saturday, July 25, 2009
Customers Pay to Rebuild Bank Profits / Personal_Finance / Credit Crisis 2009
By: Sarah_Jones
Banks and building societies are trying to rebuild their balance sheets at the expense of retail customers, according to Moneyfacts.Read full article... Read full article...
Wednesday, July 22, 2009
Marlin Financial Services Dispatches Debt Recovery Bad Practice, Harassing Debtors / Personal_Finance / Debt & Loans
By: Nadeem_Walayat
Channel 4 Dispatches programme " Undercover Debt Collector" earlier this week (available on 4oD) showed clear and repeat systemic breaches of the office of fair trading act in misleading and harassment of debtors by Marlin Financial Services.
Thursday, July 16, 2009
Graduate Finance, Bank Accounts Overdraft and Fees Analysis / Personal_Finance / UK Banking
By: MoneyFacts
As another academic year draws to a close, many graduates are leaving university to enter very challenging times. The recession is having a detrimental effect on the number of jobs available, so it is important that students take their finances seriously.
Wednesday, July 15, 2009
Investments and Life Pension Absolute Return Funds Failing to Live up to Expectations / Personal_Finance / Pensions & Retirement
By: MoneyFacts
Absolute return funds may have proved a popular choice for many investors during the recent stock market troubles, but the latest survey from Investment Life & Pensions Moneyfacts has raised concerns whether they have been delivering on their promise to produce positive returns each year.
Wednesday, July 15, 2009
Lenders Shy Away From Unsecured Borrowing / Personal_Finance / Debt & Loans
By: MoneyFacts
Latest figures from Moneyfacts.co.uk show a 37% drop over the last two years in the number of lenders offering unsecured personal loans.
Barclaycard is the latest lender to pull out of the market, but loans are still available through Barclays Bank.
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Tuesday, July 14, 2009
Building Societies Increase Savings Accounts Interest Rate Consistency Dominance / Personal_Finance / Savings Accounts
By: MoneyFacts
Two years ago, when Moneyfacts.co.uk started to monitor the most consistent savings accounts, building societies came out on top, taking 72% of the top places.
Despite the turbulent economic conditions that the last two years has brought, the building societies have continued to increase their dominance for consistent paying savings account, today taking 83% of the top places.
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Tuesday, July 07, 2009
Brits Taking Risks When Holidaying Abroad Summer 2009 / Personal_Finance / Social Issues
By: MoneySupermarket
Countless campaigns warn Brits about the dangers associated with sun burn, binge drinking and having unprotected sex whilst on holidays. But despite this, a third of Brits (33 per cent) are more likely to take risks on holiday abroad and do things that they wouldn't at home, according to research released by travel comparison site travelsupermarket.com.
Tuesday, July 07, 2009
E.ON Energy Leads with Way with Tiny Gas Price Cuts / Personal_Finance / Household Bills
By: MoneySupermarket
Scott Byrom, utilities manager at moneysupermarket.com, said: "This price drop is a tiny step in the right direction.Read full article... Read full article...
Wednesday, July 01, 2009
Banks Squeeze Credit Card Account Holders / Personal_Finance / Credit Cards & Scoring
By: Mike_Shedlock
In the course of this recession, consumer attitudes towards spending have changed. So have banks' attitudes towards lending.
In regards to consumer spending and credit cards, some consumers have had a voluntary attitude adjustment. Others have had an attitude adjustment thrust upon them. Several articles will show what I mean.