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Analysis Topic: Personal Finance

The analysis published under this topic are as follows.

Personal_Finance

Thursday, March 14, 2019

Tax Avoidance Bills Sent to Thousands of Workers / Personal_Finance / Taxes

By: Boris_Dzhingarov

The HMRC sent out tax avoidance bills to thousands of workers recently, and it is having an impact as a result of loan charges. The result is seeing an emotional and ugly battle brewing between NHS and IT contractors who say that the demands for additional tax are destroying their lives and the tax authorities who claim they have avoided paying taxes.

At heart is the 2019 Loan Charge which is meant to claw back unpaid taxes from those that the HMRC claims used disguised remuneration schemes that were in place since 1999. Some of those receiving bills are massive and will literally wipe them out. One of those who worked in IT for years is said to have been hit with a £400,000 avoidance bill and will now be left with little choice but to declare bankruptcy.

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Personal_Finance

Wednesday, March 13, 2019

Land Rover Discovery Sport vs Multi Story Car Park - First Time Parking! / Personal_Finance / Motoring

By: HGR

So far I have gone out of my way to avoid parking my Land Rover Discovery Sport, large SUV in a multi-story car park for the obvious reasons I don't want to end up getting the sides or bumbers scraped or worse getting stuck especually as many of these multi-story car parks that dot the landscape were constructed when cars were signfiicantly smaller, where now it's definetly not straight forward to park a large 7 seater SUV, that and this being my first attempt means I made the whole process that much more difficult by failing to follow the arrows properly.

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Personal_Finance

Monday, March 11, 2019

Turkey Holiday Bazaar Extreme Jewelry Price Haggling - Fethiye Market / Personal_Finance / Shopping

By: Anika_Walayat

If your going to be holidaying in Turkey this year and are anywhere near the Dalaman / Fethiye area then you MUST visit the Fethiye Tuesday market! It is huge! Vibrant, bustling with variety, Turkish culture in action with plenty of bargains to be had if your upto the haggling challenge. It's a experience in its out right and its FREE, apart from the shopping. You get to see a side of the world that you don't usually see, full of tourists from all over the world of all types and ages, a true melting pot.

The market sells virtually everything under the sun, food, fruit, sweets, electronics, bags, all sorts of bags, trinkets, shoes, jewellery and clothes, tons of clothes, from the mainstay for tourists t-shirt's tons and tons of t-shirts to the local traditional garments.

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Personal_Finance

Sunday, March 10, 2019

Best Budget Gaming Headset 2019 EasySMX Review / Personal_Finance / Gaming

By: Sami_Walayat

This is a review of EasySMX's gaming headphones headset that we bought off Amazon for £18 (https://amzn.to/2EYU8CK). This competitively priced headset features a seperate headphone and microphone jacks, and a USB to power the cycling LED lights. The headphones can be easily used with a myriad of devices without othe need for any drivers, just plug in the headphone jack into for instance an Android phone, PC, or gamesconsole and they instantly work, same for the microphone jack, where an adapoter isprovided for single socket devices.Most importantly the sound quality from the low priced headset is excellant as illustrated by our video review.

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Personal_Finance

Friday, March 08, 2019

How High Cost Credit Affects Financially Unstable Families / Personal_Finance / Credit Cards & Scoring

By: Submissions

Over the year, 29% of adults in the UK have been experiencing such major events in life as illness, separation from their partner and having children, with more than half of these having to deal with unexpected expenses. In addition to this, the overall shifts in society is meaning that work is becoming gradually less secure, with an astounding 4.5 million people on zero-hour contracts and 13% of adults in the UK claiming to have an income that varies considerably from one month to the next.

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Personal_Finance

Thursday, March 07, 2019

KIND Elevates Nut Butter Category with a Wholesome Recipe / Personal_Finance / Health and Fitness

By: Stefan Paulo

NEW YORK (March 6, 2019) – For the first time in its 15-year tradition of redefining and bettering snacking categories, KIND Healthy Snacks (KIND) entered the nut butter segment by releasing KIND® Nut Butter Filled Snack Bars.

“Since day one, KIND has been committed to upholding its brand promise -- to create innovative, premium foods that are both healthy and tasty,” says KIND’s CEO and Founder, Daniel Lubetzky. “KIND Nut Butter Filled Snack Bars continue that promise.”

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Personal_Finance

Wednesday, March 06, 2019

Learn How to Organize Your Personal Finances Once and for All / Personal_Finance / Money Making

By: Submissions

How is your financial life? Do you have money at the end of the month to buy all the things you need or want? Did you manage to pay on time all the appointments of the month, without having to pay only the minimum of the credit card? Was there enough money left to make small trips on the weekends to the interior, beach or countryside? Did you get the money you needed to make the trip you dreamed of on your vacation?

If you answered 'no' to any of these questions, this is the time to review your budget and identify what can be improved to reach the end of the year in the blue without paying loans or interest on the overdraft. Organizing personal finances is the best way to avoid problems and get what you want, so put your economic life on the rails. Let's show you how to do this.
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Personal_Finance

Saturday, March 02, 2019

Global Clothing Trends: What’s Hot This 2019 / Personal_Finance / Shopping

By: Dylan_Moran

Wondering what's the clothing trend this 2019 from around the globe?

ELLE UK has listed down the seven fashion trends that they predict to be big in 2019. Other big labels and fashion houses also shared their predictions for the biggest international trends this year.

So, what will be the choice of clothing of a trendy individual this 2019?
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Personal_Finance

Saturday, March 02, 2019

Cheap UK Theme Park Tickets 2019 Grown Ups & Mates Go FREE 2019 Legoland, Alton Towers With Kelloggs / Personal_Finance / Theme Parks

By: HGR

Now's that time to start planning your family day drips to Britains many theme parks, to keep their kids entertained during holidays. We'll here is some great news for you all as many breakfast serial and chocolate snack bar producers such as Kellogg's have started running promotions that allow entry into the UK's top theme parks for FREE for the whole of 2019! So plenty of time to use the vouchers to gain entry into Merlin's 14 UK theme parks that include Alton Towers, Legoland, Chessington, the Dungeon, Sea Life, Shreks Adventure and Madame Tussaud's etc...

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Personal_Finance

Thursday, February 28, 2019

The European Health Insurance Card: The Facts that Matter / Personal_Finance / Travel & Holidays

By: Dylan_Moran

Good quality healthcare is still a huge issue being tackled by many countries around the world. But for residents in European Union member countries, quality healthcare is now made more accessible through the European Health Insurance Card. This card is granted to citizens either free of charge or at a reduced cost where card holders will get access to medical treatment in 31 EU and EEA countries during a temporary stay. The card replaced the E111 card after it was discontinued in 2005.

The EHIC, however, is taking the spotlight again but this time, due to concerns over its validity after the UK exits the EU. This means that the EHIC will only work for UK citizens until March 29, 2019. But while the decision whether EU health card holders from the UK can continue to use its privileges or not, let’s take a closer look at all the facts that matter when it comes to the European Health Insurance Card:

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Personal_Finance

Tuesday, February 26, 2019

Credit Card 0% Deals Cut Down to Combat Debt Crisis / Personal_Finance / Credit Cards & Scoring

By: MoneyFacts

Customers looking to switch their debts from one interest-free balance transfer deal to another will now have less time to repay their debt before interest applies compared to a year ago. In February 2018, the Financial Conduct Authority (FCA) introduced new rules to tackle the issues surrounding persistent debt and gave providers until September to adhere.

Since then, research from Moneyfacts.co.uk can reveal that the longest deal available today on 0% introductory balance transfers is 32 months, down by five months since this time a year ago, when the longest was 37 months. This is a steady decline in lengthy deals and seems set to continue.

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Personal_Finance

Wednesday, February 20, 2019

Here’s The Real Reason You Stress About Money / Personal_Finance / Debt & Loans

By: Jared_Dillian

People get really stressed out about money.

Money makes people cry. Money causes people to lose sleep. Money causes marriages to hit the skids.

So how to not stress about money? Drink decaf? Yoga? Meditation? None of the above.

Having more money is not the solution either. Lots of times, more money causes more stress, not less.

In the sage words of The Notorious B.I.G., “Mo’ money, mo’ problems.” The people who stress about money with $10,000 in the bank would be stressed with $1,000,000 in the bank.

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Personal_Finance

Wednesday, February 20, 2019

Olympus TG-5 Video Audio Sound Quality Tests, TG5 Camera Review / Personal_Finance / Technology

By: HGR

In this video we test the quality of Olympus Tough TG-5's sound / audio recordings, what you get when you hit the record button in various locations under various conditions from nosey to quiet, even underwater! And what it's like when first emerging from a plunge in the sea. So you understand what to expect from this camera's two microphones positioned on the top left side of the camera body.

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Personal_Finance

Monday, February 18, 2019

UK Savings Market Recovers Six Months on From Base rate Rise / Personal_Finance / Savings Accounts

By: MoneyFacts

Moneyfacts UK Savings Trends Treasury Report data, not yet published, reveals that the savings market has taken a full six months to price in the 0.25% base rate rise from August 2018 and for the number of products that beat base rate to return to pre-rise levels.

In August 2018, 74% of the savings market beat 0.50%, however on the day base rate rose to 0.75%, the proportion of accounts that beat base rate (0.75%) fell to 66%. After six months of recovery, the market is reaching pre-rise levels, at 72%. Still, over a quarter (28%) of the savings market today do not pay above 0.75%, so there is still more room for improvement.

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Personal_Finance

Saturday, February 16, 2019

Olympus TG-5 Tough Camera Under SEA Water Test / Personal_Finance / Travel & Holidays

By: HGR

The ultimate test for the Olympus TG-5 waterproof camera is if it survives being take into the sea. So lets see if the TG-5 survives being plunged under sea water in our latest TG-5 series of videos as we test to see if the camera lives up to its primary sales pitch of being waterproof.

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Personal_Finance

Thursday, February 14, 2019

KitKat "Make a Break for It" Proving Impossible to Win 100 Travel Holiday Goodies Per Day Promo / Personal_Finance / Freebies and Comps

By: Anika_Walayat

KitKat's new promotion for 2019 that went live on the 1st of Feb, which apart from the top prizes of 10 holidays worth £8,000 each, supposedly has 100 holiday getaway goodies to be won EVERY DAY by just entering the codes found on the inside of kitkat wrappers. Thus this 'should' be a relatively easy to win promotion. Unfortunate, that is not our experience after having entered 20 codes to date and not having won a single prize! Which makes us skeptical of the deployment of this promotion.

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Personal_Finance

Thursday, February 14, 2019

Wage Day Advance And Why There is No Shame About It / Personal_Finance / Debt & Loans

By: Sumeet_Manhas

It is great to be employed in the United Kingdom, and regardless of one’s area of expertise a common unifying factor expected of an employer are payments for the services rendered. The amount received is as different as the job descriptions and duties for every active employee, but it all comes down to the fact that it is sustainable for a specified period. Generally, the salary one receives is meant to cater for all expenses until the next payday and for most people, they have in place strategies to make this practical.
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Personal_Finance

Tuesday, February 12, 2019

Best Cash ISA as Providers Start Sowing Seeds for Fresh Season / Personal_Finance / ISA's

By: MoneyFacts

Savers will be pleased to find out that providers have stepped up competition in the ISA market, with rates rising and new deals being launched to entice savers since the start of 2019.

Indeed, the latest research from Moneyfacts.co.uk can reveal that 24* savings providers have increased rates or launched new ISAs, with some securing a Best Buy position in the process.

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Personal_Finance

Sunday, February 10, 2019

KitKat's Hard To Win "Make a Break for It" Travel Holiday Goodies / Personal_Finance / Freebies and Comps

By: Anika_Walayat

KitKat's new promotion went live online on the 1st of Feb, where the top prizes are 10 holidays worth £8,000 each which can be instantly won by finding a golden ticket inside a Kitkat packet. Additionally 100 getaway goodies are supposedly available to be won EVERY DAY just by entering the codes found on the inside of kitkat wrappers. Which 'should' mean this is an easy to win promotion. However, that is not our experience after having entered over a dozen codes, watch our video to find out what is going on and whether you should even bother with this promo.

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Personal_Finance

Friday, February 08, 2019

Top Myths and Facts about ULIP Plans / Personal_Finance / Insurance

By: Justin_Weinger

ULIPs (Unit Linked Insurance Plans) offer you the combination of both investment and insurance components in a single entity. However, there are a plethora of myths surrounding ULIPs products due to lack of knowledge and understanding of its features & benefits. Here’s a look into some of the common myths and their counterpart reality associated with ULIPs which will help you make informed decisions:

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