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Market Oracle FREE Newsletter

Analysis Topic: Personal Finance

The analysis published under this topic are as follows.

Personal_Finance

Wednesday, July 18, 2018

SMIGGLE SLIME Review / Personal_Finance / Shopping

By: Anika_Walayat

Smiggle has belatedly joined the slime craze so in our newest Smiggle video we take a look at Smiggle SLIME! What's it like and how much it costs.

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Personal_Finance

Tuesday, July 17, 2018

Savings Interest Rates Surge as Fixed Bonds Hit a Two-year High / Personal_Finance / Savings Accounts

By: MoneyFacts

Savers looking to lock their cash away either over the shorter or longer term will find that average fixed bond rates have improved dramatically since the start of the year, and in fact are now the best since 2016, according to the latest research by Moneyfacts.co.uk.

Some providers have even branched into alternative areas of the fixed bond market in recent weeks, increasing the choice of deals for savers looking for a shorter-term alternative.

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Personal_Finance

Saturday, July 14, 2018

Staying in a Caravan - UK Summer Holidays 2018 - Cayton Bay Hoseasons Holiday Park / Personal_Finance / Holidays

By: Anika_Walayat

Thinking of booking a caravan park for summer holidays UK 2018? Then look no further than in this series of videos of what it's like to holiday at a UK caravan park. This is at the Hoseasons Caravan Park at Cayton Bay, North East England, not 10 miles from Scarborough. In our third video in this series we take a look at what it's like to actually live in a caravan, is there enough room? What's it like to sleep in, to Cooking? To experiencing what it's like when it rains. So get a taste of what it's like to stay in a caravan before you book.

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Personal_Finance

Monday, July 09, 2018

Why Life Insurance Is A Must In Financial Planning / Personal_Finance / Insurance

By: Anwar_Hossain

While considering financial planning, life insurance plays a vital role. The basic feature of insurance is to secure an individual and his/her family in varied ways. It helps a person and his family against the cost of illness, accidents, death, and disability.  The price rise increases day-by-day and because of this, it is important for a person to lay emphasis on planning financially right from the beginning. It is known that a financial plan of a person must be tailored to satisfy the requirements at various phases of life. Moreover, it is vital to maintain a well-balanced combination of instruments to resolve different requirements of safety, earning and saving. While earning and saving, people often ignore the important aspect i.e., the protection. Getting Life Insurance from a reputed company helps to accomplish the financial goals as per the planning.

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Personal_Finance

Saturday, July 07, 2018

Land Rover Discovery Sport What to Know Before Buying, 6 Month Owner Driver Review / Personal_Finance / Motoring

By: N_Walayat

This is my comprehensive review of the Land Rover Discover Sport after owning and driving a HSE Black trim for over 6 months, of what to expect if you are considering buying one as it does take a few months of real world driving before one is fully aware of the cars good and bad points, such as the pretty feeble plastic trim that tends to surround Discovery Sports, the rattling sound that many owners tend to experience again apparently due to poor quality trim / build.

So whilst the Discovery Sport looks great on the driveway and generally drives well, in many other respects my previous 11 year old Zafira was better i.e. the back two seats are seriously lacking in leg room, definitely not enough space for adults! And what's worse is that real world fuel economy will come nowhere near Land Rovers sales pitch of the DISCO doing 53.3 MPG. Then we have the fantasy of the first oil service change at 21,000 miles, when in reality the car will be requesting an oil change much sooner than that! So watch my 6 month real owner and driver review for what you need to beware of if considering buying one. Where this HSE Black was bought from Hunters Inchcape in Chester.

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Personal_Finance

Monday, July 02, 2018

Powerful Tips for Successful Gambling that Work / Personal_Finance / Gambling

By: Steve_Marks

A common misconception is that gambling is all about luck. While luck admittedly plays an important role, successful gambling is more about money management, smart positions and clever bets. Whether you are a rookie who just got into gambling or already a veteran, everybody should include the following principles into their routines. Here are a few powerful tips for successful gambling that work.

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Personal_Finance

Thursday, June 28, 2018

Why it's Better to Use Bitcoin or PayPal to Fund Your Online Gaming / Personal_Finance / Gambling

By: Submissions

If you want to play games online, you may encounter microtransactions or real money games you want to play. When disclosing these payment details, you may want to opt for PayPal or Bitcoin instead. We’re here to tell you why you might be better off using an alternative payment method instead of your credit card.

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Personal_Finance

Wednesday, June 27, 2018

Grown Ups Can Go FREE 2018 to Legoland, Chessington, Thorpe Park and Alton Towers / Personal_Finance / Theme Parks

By: Anika_Walayat

The school summer holidays are only a few weeks away so families are busy planning their holidays that usually include many trips to Britain's Theme parks where the king of UK attractions is Merlin with it's 32 theme parks spread out across the UK. We'll here is some great money saving news for you all as Kellogg are running their theme parks promotion on their £1 snack bars again that allows entry into the UK's top theme parks for the whole of 2018 for Grown Ups for FREE! So plenty of time to use the coupons to gain entry into 14 UK theme parks that include Alton Towers, Legoland, Chessington, the Dungeon, Sea Life, Shreks Adventure and Madame Tussaud's etc... See the video for full details.

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Personal_Finance

Tuesday, June 26, 2018

What Smokers Need To Know Before They Buy A Life Insurance Policy? / Personal_Finance / Insurance

By: Submissions

Before you buy life insurance you need to know that like any kind of insurance policy that you buy the amount of premium that you need to pay depends on various factors. You need to understand these factors before you buy life insurance so that you know how these are connected and also so that you can take the steps in order to reduce on the premium amount that you need to pay.

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Personal_Finance

Tuesday, June 19, 2018

Credit Card Debt and the Costs of Borrowing Are on the Rise / Personal_Finance / Credit Cards & Scoring

By: MoneyFacts

The quarterly Moneyfacts UK Credit Card Trends Treasury Report, which studies the UK personal finance market (Unsecured Personal Loans, Credit Cards and Overdrafts), reveals that the average purchase and cash rates on credit cards have risen during Q2 2018, as has the average cash withdrawal fee. This comes at a time when credit card borrowing is on the rise, up by around £3 billion year-on-year, while £318 million of credit card debt was written off in the first quarter of 2018*.

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Personal_Finance

Wednesday, June 13, 2018

UK Savings Interest Rates Surprise as 1 Year Bonds Reach Two-year High / Personal_Finance / Savings Accounts

By: MoneyFacts

The latest data from Moneyfacts.co.uk can reveal that the savings market has improved significantly over the past year, so much so that both average rates and table-topping Best Buy deals beat the rates seen around two years ago.

Savers should start to notice better rates in the market overall, as rate rises have outweighed cuts for 17 consecutive months, with Moneyfacts.co.uk recording 115 rate rises and 44 rate cuts in May. This is in stark contrast to two years ago, as savings cuts (156) outweighed rises (18) during May 2016.

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Personal_Finance

Tuesday, June 12, 2018

Time is Precious When Choosing a Car Insurance Policy / Personal_Finance / Insurance

By: MoneyFacts

• More than half of consumers used a comparison site to pick their car insurance plan

• Over a third (38%) spent less than an hour hunting for a new deal

• 10% of respondents automatically renewed their policy without any extra research

• Only a quarter of consumers added breakdown cover to their car insurance policy

• Windscreen cover proves most popular as 76% of consumers included it in their plan

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Personal_Finance

Monday, June 11, 2018

FREE Theme Park Entry with Cadbury's Choc's! Legoland, Alton Towers, Chessington.... / Personal_Finance / Theme Parks

By: Anika_Walayat

The school summer holidays are only a few weeks away and families are busy planning their holidays that usually include many trips to Britain's Theme parks where the king of UK attractions is Merlin with it's 32 theme parks spread out across the UK. We'll here is some great money saving news for you all as Cadbury's are running their theme parks promotion again that allows entry into the UK's top theme parks for the whole of 2018 for FREE! So plenty of time to use the coupons to gain entry into 14 UK theme parks that include Alton Towers, Legoland, Chessington, the Dungeon, Sea Life, Shreks Adventure and Madame Tussaud's etc... See the video for details.

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Personal_Finance

Friday, June 08, 2018

Pleasure Island Theme Park Cleethorpes, Last Day Trip Before it Closed Down / Personal_Finance / Theme Parks

By: Anika_Walayat

Sadly one of the few theme parks in the Yorkshire / Lincolnshire region, Pleasure Island at Cleethorpes closed down last year with the gates closed for the final time on 29th October 2017. We had visited Pleasure Island a number of times over the years as it was easily one of the most affordable theme parks, as cheap as a £5 Tesco Club card voucher! So here is our video of a trip down memory lane of our LAST visit to Pleasure island at Cleethorpes when we enjoyed the parks rides, attractions and shows for final time as the rides were all auctioned off earlier this year so there is no going back, it's GONE!

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Personal_Finance

Friday, June 08, 2018

Debt Consolidation Advice: When and Why to Consolidate / Personal_Finance / Debt & Loans

By: Submissions

Not being able to manage your budget and savings can bring you into debt very easily. Many people don’t have a clue on how much they’re spending or how much do they owe. That is why one debt calls for another and another… until they go broke.

Before you touch the bottom, you may consider doing some things to ease the pain and help you figure out how to get away alive from all of your debts. One of those things is considering debt consolidation.

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Personal_Finance

Thursday, June 07, 2018

Shangri-La Arms Race: Or Follow the Money / Personal_Finance / Military Spending

By: Dan_Steinbock

As the Trump administration seeks to boost arms sales in Asia, the Shangri-La Dialogue is morphing into a marketing arm of Western arms exporters in Asia.

At the Shangri-La Summit, U.S. Defense Secretary James Mattis accused China of "intimidation and coercion" in the Indo-Pacific. "Make no mistake: America is in the Indo-Pacific to stay. This is our priority theater," he said. What Mattis left unsaid was why America wants to stay in Asia and how U.S. defense contractors hope to turn the region into a weaponized cash cow.

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Personal_Finance

Wednesday, June 06, 2018

Train to Win 2 Minute Spinning / Rotating Bar Hang Challenge at Theme Parks / Personal_Finance / Theme Parks

By: N_Walayat

Here is our definitive guide of how to beat the 2 minute / 100 second hanging from a bar challenge at theme parks such as at Alton Towers and Thorpe Park. Which includes our how to make your own spinning bar to train on. We also show at the end of the video of how we finally beat the challenge!

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Personal_Finance

Tuesday, June 05, 2018

Cash ISAs Falling Out of Favour With Savers / Personal_Finance / ISA's

By: MoneyFacts

The Personal Savings Allowance (PSA) continues to take its toll on ISA returns, as it seems that savers are increasingly putting their cash elsewhere. Recently, the HMRC released statistics showing a decline in ISA subscriptions just one year after the PSA was introduced in 2016.

To coincide with these findings, the latest research from Moneyfacts.co.uk shows a stark difference between the returns that can be gained on cash ISAs and those on non-ISAs. Despite rates improving from a year ago thanks to last November’s base rate rise, the average ISA rate (1.18%) has fallen by around a third since 2013 (1.74%).

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Personal_Finance

Tuesday, June 05, 2018

Can Flowering Banana Plants Survive UK Winter Nov to March 2018? / Personal_Finance / Gardening

By: Sami_Walayat

Our big flowering and fruiting banana plants with little green banana fingers growing on them have been winterised during November 2017. However the UK is about to experience it's coldest winter in over 5 years (late Feb / Early March 2018), so despite winter care can our banana plants survive the harsh "beast from the east" UK winter ? Find out in our latest video in our growing banana plant videos in the UK series as we desperately try and bring last years flowering banana plants into summer 2018 where this video covers the period November 2017 to late March 2018.

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Personal_Finance

Monday, June 04, 2018

FREE Entry to LEGOLAND Windsor Summer 2018 / Personal_Finance / Theme Parks

By: Anika_Walayat

Summers has arrived and families are busy planning their holidays that usually include many trips to Britain's Theme parks where the king of UK attractions is Merlin with it's 32 theme parks spread out across the UK. We'll here some great money saving news because you can gain entry to Merlins premier kids resort LEGOLAND for FREE. See our latest theme parks video for the full details.

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